List of All Credit Unions in Canada

This Page's Content Was Last Updated: July 3, 2025

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What is a Credit Union?

Credit unions are full-service financial cooperatives. To become a credit union member, you must purchase shares which can start as low as $1. As a member, you gain access to a variety of financial services including chequing and savings accounts, mortgages, personal and business loans, and investment advice.

Credit Unions in Canada

Filter the Credit Unions for Your Province

Name	Coverage Area	History	Branch, Members & Assets
Desjardins Mortgage Page	QC, ON	Desjardins Group, founded in 1900 by Alphonse Desjardins in Lévis, Quebec, was North America’s first credit union, created to serve working-class Canadians. In 1932, local caisses across Quebec and Ontario united to form the Fédération des caisses Desjardins du Québec	587 Branches, 7,800,000 Members and $488,000,000,000 Assets (All Desjardins entities)
Beem Credit Union Mortgage Page	BC; Lower Mainland, Fraser Valley	Beem Credit Union is the second largest provincially regulated credit union in BC. This new credit union is a result of the merger of Interior Savings and Gulf & Fraser Credit Union as of January 1, 2024. BlueShore Financial merged into it on January 1, 2025.	66 Branches, 193,000 Members and $14,000,000,000 (estimated) Assets
Servus Credit Union Mortgage Page	AB; Calgary, Edmonton	The current Servus was created through the merger of Connect First Credit Union and Servus Credit Union in May 2024.	140 Branches, 500,000 Members and $29,435,382,000 Assets
Vancity Credit Union Mortgage Page	BC; Vancouver	in 1946, 14 Vancouver residents opened a credit union that would be open to any city resident. By the end of 1946, the credit union had $2,966 in assets.	52 Branches, 570,587 Members and $28,360,107,000 Assets
Meridian Credit Union Mortgage Page	ON; Toronto	Meridian was formed in 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union.	87 Branches, 380,000 Members and $26,649,473,000 Assets
Coast Capital Savings (Coopérative de crédit fédérale Coast Capital Savings) Mortgage Page	Transnational coverage but branches are only in BC.	CCS was created out of a $3 billion merger in 2000 between Pacific Coast and Richmond Capital Savings Unions.	45 Branches, 603,045 Members and $21,941,853,000 Assets
First West Credit Union Mortgage Page	BC; Southwest regions	First West was formed out of the 2010 merger of Envision Financial, Valley First, Island Savings and Enderby & District Financial.	45 Branches, 283,000 Members and $14,262,840,000 Assets
Access Credit Union Mortgage Page	MB; Winnipeg, Southern regions	Access Credit Union is a Canadian credit union formed by multiple smaller southern Manitoba credit unions mergers.	47 Branches, 205,000 Members and $13,432,569,584 Assets
Prospera Credit Union Mortgage Page	BC; Southwest mainland regions	In 1943, fourteen members founded Edelweiss Credit Union with $58.50.	24 Branches, 120,000 Members and $10,531,880,000 Assets
Steinbach Credit Union Mortgage Page	MB; Winnipeg, Steinbach	SCU was founded in 1941 and has never merged or acquired other credit unions.	3 Branches, 113,000 Members and $10,255,187,138 Assets
Assiniboine Credit Union Mortgage Page	MB; Winnipeg	Assiniboine was formed in 1943 by electric company employees and is named after the street it was founded on. Entegra Credit Union merged into ACU on January 1, 2022. Westoba Credit Union and Caisse Financial Group merged into it on January 1, 2025.	49 Branches, 216,000 Members and $9,600,000,000 Assets
Affinity Credit Union Mortgage Page	SK; Saskatoon, Regina	ACU was founded over 15 years ago in 2005.	49 Branches, 144,000 Members and $8,276,895,000 Assets
Alterna Credit Union Mortgage Page	ON; Southwest, West regions	Alterna's major growth event was the April 1, 2005 merger between CS CO-OP and Metro Credit Union. The combined assets were $1.8 billion, and the merger was described as the first of its size to be approved in Ontario history.	39 Branches, 206,000 Members and $8,076,763,000 Assets
DUCA Credit Union Mortgage Page	ON; Southwest regions	DUCA was founded in 1954.	19 Branches, 92,000 Members and $7,547,272,000 Assets
Conexus Credit Union Mortgage Page	SK; Saskatoon, Regina	Conexus was founded in 1937 by a labour leader. In 1976, they implemented the first ATM in Canada.	30 Branches, 144,926 Members and $7,360,742,000 Assets
FirstOntario Credit Union Mortgage Page	ON; Hamilton, Halton, Niagara, Southwest regions	Founded in 1939 by a group of Stelco employees. Momentum Credit Union joined FirstOntario on July 31, 2024.	29 Branches, 126,000 Members and $6,585,532,000 Assets
Libro Credit Union Mortgage Page	ON; Southwest regions	Over 75 years, Libro has merged with over 43 credit unions to access many communities in southern Ontario.	34 Branches, 119,416 Members and $6,231,053,000 Assets
UNI Financial (UNI Coopération financière) Mortgage Page	NB: North, East Regions	UNI was founded in 1946 to service the Francophone Acadian population of New Brunswick.	56 Branches, 178,000 Members and $5,256,462,000 Assets
Windsor Family Credit Union Mortgage Page	ON, Waterloo	WFCU has been operational since 1941. Rapport Credit Union joined WFCU on September 1, 2024.	24 Branches, 80,000 Members and $5,200,000,000 Assets
Cambrian Credit Union Mortgage Page	MB; Winnipeg	Since 1959, Cambrian has grown partly through mergers with other credit unions to become one of Manitoba's largest credit unions.	11 Branches, 70,000 Members and $4,987,895,000 Assets
Innovation Federal Credit Union Mortgage Page	SK; Southern, Central regions	ICU was formed on January 1, 2007, through the merger of Southwest Credit Union and BCU Financial.	28 Branches, 67,562 Members and $4,239,955,000 Assets
Coastal Community Credit Union Mortgage Page	BC; Vancouver Island	CCCU was formed in 1945 under 'Nanaimo & District Credit Union.' It operated in a small office in the corner of a bicycle shop.	24 Branches, 120,000 Members and $3,400,211,000 Assets
Your Neighbourhood Credit Union (YNCU) Mortgage Page	ON; Southwest regions	Today’s YNCU is the result of many mergers over the years with credit unions whose histories stretch back to the 1940s. YNCU is set to merge with CFCU in the summer of 2025.	16 Branches, 53,000 Members and $2,643,145,000 Assets
Caisse Populaire Alliance Mortgage Page	ON; Northern region	In 1979, the caisses of the Northern and Nipissing regions of Ontario chose to form their own association, which was renamed to L'Alliance des caisses populaires de l'Ontario limitée in 1980.	26 Branches, 55,677 Members and $2,577,729,000 Assets
Vision Credit Union Mortgage Page	AB; East, Northwest regions	Vision was founded over 70 years ago with a single branch in Camrose.	24 Branches, 37,000 Members and $2,500,000,000 Assets
Northern Credit Union Mortgage Page	ON; Toronto, Sudbury, Ottawa	Northern Credit Union began in 1957 as Sault Civic Employees Credit Union Limited. Copperfin Credit Union merged with it on January 1, 2025.	29 Branches, 88,500 Members and $2,493,000,000 Assets
Kawartha Credit Union Mortgage Page	ON; Southeast regions	Kawartha Credit Union (formerly CANGECO credit union) was started in 1952 by employees of the Maintenance and Repair Department of Canadian General Electric in Peterborough.	23 Branches, 58,035 Members and $2,315,859,000 Assets
Kindred Credit Union Mortgage Page	ON; Southwest regions	In 1964, twenty-two Waterloo County Mennonites deposited $22 in a cash box with the idea of creating a credit union to serve members of their faith community.	8 Branches, 29,340 Members and $2,279,075,000 Assets
Cornerstone Credit Union Mortgage Page	SK; Southeast regions	Over 75 years ago, Cornerstone opened with 81 initial members.	15 Branches, 30,000 Members and $2,126,815,000 Assets
Prosperity Credit Union Mortgage Page	SK; Southeast regions	Prairie Centre, Cypress and Diamond North Credit Unions merged on January 1, 2025 to form Prosperity Credit Union.	30 Branches, 33,000 Members and $2,100,000,000 Assets
Synergy Credit Union Mortgage Page	SK; West regions	Synergy was founded in 1943.	12 Branches, 27,000 Members and $2,029,512,000 Assets
Sunrise Credit Union Mortgage Page	MB; Southwest regions	Sunrise Credit Union was officially formed in 2008 through the merger of Virden, Turtle Mountain, Hartney, Tiger Hills, and Cypress River.	19 Branches, 34,763 Members and $1,968,557,847 Assets
Kootenay Savings Credit Union Mortgage Page	BC; Southeast regions	Kootenay Savings was formed in 1969 by the amalgamation of three successful credit unions in Trail, Fruitvale and Castlegar, offering a greater spectrum of financial services to the three communities.	11 Branches, 38,000 Members and $1,707,283,000 Assets
Provincial Credit Union Mortgage Page	PEI; Charlottetown, Stratford, Montague, Stella Maris	In October 2021, Évangéline-Central, Malpeque Bay, Provincial and Tignish merged to create one credit union.	10 Branches, 35,000 Members and $1,617,033,962 Assets
Fusion Credit Union Mortgage Page	MB; Western regions	In 2017, Vanguard and Catalyst credit unions joined to form Fusion.	18 Branches, 30,000 Members and $1,551,007,065 Assets
East Coast Credit Union Mortgage Page	NS; Eastern regions	ECCU was born out of the 2011 merger with Heritage Credit Union.	20 Branches, 46,814 Members and $1,527,855,040 Assets
Tandia Credit Union Mortgage Page	ON; Southwest region	Tandia was formed in 2013 due to Hamilton Teachers and Prosperity One merging.	8 Branches, 26,770 Members and $1,456,364,000 Assets
Ukrainian Credit Union Mortgage Page	ON; Southwest regions	UCU was founded in 1944 to serve the Ukrainian Canadian community.	16 Branches, 29,000 Members and $1,316,357,000 Assets
Mainstreet Credit Union Mortgage Page	ON; Southwest regions	Mainstreet Credit Union was formed in 2014 through the merger of Unite Communities, Erie Shores, and Woodslee credit unions, combining over 75 years of cooperative banking experience.	10 Branches, 25,000 Members and $1,119,878,931 Assets
Credit Union Atlantic Limited Mortgage Page	NS; Halifax, Dartmouth, Tantallon	CUA was established in 1948 in Halifax.	8 Branches, 20,000 Members and $1,100,000,000 Assets
Stride Credit Union Mortgage Page	MB; Winnipeg	SCU was founded in 2017.	5 Branches, 20,000 Members and $1,096,388,200 Assets
Salmon Arm Savings and Credit Union Mortgage Page	BC; Shuswap	The credit union was founded in Salmon Arm in 1946.	5 Branches, 20,000 Members and $1,054,978,000 Assets
Buduchnist Credit Union (BCU) Mortgage Page	ON; Southwest regions	BCU opened in 1952 with 162 members and over $22,000 in assets. It was founded by 25 forward-thinking Ukrainians who immigrated to Canada after WWll.	7 Branches, 23,000 Members and $1,037,413,000 Assets
Brunswick Credit Union Mortgage Page	NB; Saint John, Rothesay	Brunswick CU was formed by the merger of Advance Savings CU, Bayview CU and Progressive CU in 2023.	14 Branches, 42,927 Members and $995,580,392 Assets
Sunshine Coast Credit Union Mortgage Page	BC; Sechelt, Gibsons, Pender Harbour	In 1941, A small group of neighbours came together to create the first financial institution on the lower Sunshine Coast.	3 Branches, 17,000 Members and $966,379,692 Assets
IC Savings & Credit Union Mortgage Page	ON; Toronto	Originally named Italian Canadian Savings & Credit Union, IC Savings & Credit Union was established in Woodbridge, ON in the year 2000.	8 Branches, 18,290 Members and $939,239,608 Assets
Community Savings Credit Union Mortgage Page	BC; Vancouver, Burnaby, Surrey, New Westminster, Coquitlam	CSCU was founded in 1944 by a small group of unionized workers.	7 Branches, 15,000 Members and $921,783,559 Assets
Integris Credit Union Mortgage Page	BC; Central regions	Integris Credit Union was born in 2005 after the amalgamation of the Nechako Valley Credit Union, the Prince George Savings Credit Union and the Quesnel and District Credit Union.	9 Branches, 27,000 Members and $900,000,000 Assets
1st Choice Savings & Credit Union Ltd Mortgage Page	AB; Southern regions	Southland Credit Union and St. Patrick’s Savings and Credit Union merged to become the 1st Choice Savings and Credit Union in 2001.	5 Branches, 18,000 Members and $830,962,319 Assets
Khalsa Credit Union Mortgage Page	BC; Lower mainland, Victoria	KCU opened their first store in 1986 in Vancouver. Their mission was to serve Sikh members of the community.	6 Branches, 23,630 Members and $820,972,295 Assets
Penfinancial Credit Union Mortgage Page	ON; Niagara	PCU has been a Niagara-based credit union for over 60 years.	6 Branches, 19,202 Members and $797,175,344 Assets
Northern Savings Credit Union Mortgage Page	BC; Queen Charlotte, Prince Rupert, Terrace, Masset	NSCU was founded in 1940.	2 Branches, 17,000 Members and $796,953,998 Assets
Newfoundland and Labrador Credit Union Mortgage Page	NL; Southeast region	NLCU Initially opened in 1957.	12 Branches, 20,000 Members and $783,767,587 Assets
Rosenort Credit Union Mortgage Page	MB; Rosenort, Altona, Pembina	RCU was founded in 1940 with fourteen members. The credit union had a total of $70 in deposits.	3 Branches, 7,045 Members and $765,412,323 Assets
Weyburn Credit Union Mortgage Page	SK; Weyburn, Yellow Grass, Lang	WCU received a provincial charter to operate as a credit union in 1944.	3 Branches, 8,047 Members and $734,136,140 Assets
StellerVista Credit Union Mortgage Page	BC; Kootenay, Boundary regions	East Kootenay CU and Heritage CU merged to form StellerVista CU in 2023, with the origins of the original credit unions going back to 1950.	7 Branches, 19,800 Members and $730,851,452 Assets
TCU Financial Group Mortgage Page	SK; Saskatoon, Regina	TCU started as Saskatchewan Teachers Federation Savings & Credit Union in 1952 with 17 charter members.	5 Branches, 14,500 Members and $722,088,229 Assets
Lakeland Credit Union Mortgage Page	AB; Bonnyville, Cold Lake	LCU began in 1940 under the name of St. Louis Savings Credit Union when 30 people met to establish a credit union.	2 Branches, 11,200 Members and $714,984,065 Assets
First Credit Union Mortgage Page	BC; Vancouver Island, Powell River	First Credit Union began in 1939 in a tiny mill-town located on the West Coast of British Columbia.	8 Branches, 15,000 Members and $672,632,793 Assets
Sudbury Credit Union Mortgage Page	ON; Sudbury	Sudbury Credit Union started as Copper Cliff Community Credit Union from the vision of 24 people who came together on September 13, 1951.	6 Branches, 15,000 Members and $608,267,126 Assets
Radius Credit Union Ltd Mortgage Page	SK; Southern region	Radius CU has been operational for over 70 years.	8 Branches, 4,500 Members and $607,430,676 Assets
Bow Valley Credit Union Mortgage Page	AB; Cochrane, Airdrie, Calgary, Canmore, Banff	BVCU was founded as Banff Park Savings and Credit Union in the bowling alley basement in Cascade Dance Hall in 1953.	6 Branches, 10,000 Members and $606,023,213 Assets
Bulkley Valley Credit Union Mortgage Page	BC; New Hazelton, Houston, Burns Lake, Smithers	BVCU was founded in 1941 to serve members from Burns Lake to the Hazeltons.	4 Branches, 16,000 Members and $597,508,000 Assets
Parama Credit Union Mortgage Page	ON; Toronto	Lithuanians created Parama Credit Union in 1952. The founders immigrated to Canada after the Second World War.	2 Branches, 6,000 Members and $591,595,181 Assets
Motor City Credit Union Mortgage Page	ON; Windsor	MCCU was initiated in 1938 with the creation of the Windsor Star Printers' Industrial Credit Union. It later merged with the Ford and Chrysler employees groups in 1943.	2 Branches, 13,000 Members and $576,509,000 Assets
Sharon's Credit Union Mortgage Page	BC; Vancouver, Coquitlam, Surrey	Sharon's was founded in 1989 with 25 members and $100,000.	4 Branches, 15,609 Members and $564,816,334 Assets
St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited Mortgage Page	ON; Southeast region	St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited was founded in 1945 by Father Stanley Puchniak, the Pastor of St. Stanislaus Parish in Toronto.	5 Branches, 17,000 Members and $537,560,000 Assets
Niverville Credit Union Mortgage Page	MB; Steinbach	In 1949 NCU had their first general meeting where 23 members subscribed. The credit union had a total of $150.75 in shares.	3 Branches, 9,700 Members and $537,153,629 Assets
Atlantic Edge Mortgage Page	NL; Northwest Newfoundland, Southeast Labrador	Formed by the amalgamation of Eagle River Credit Union and Leading Edge Credit Union on January 1, 2022. In 2024, EasternEdge Credit Union and Hamilton Sound Credit Union merged into it.	16 Branches, 24,000 Members and $522,971,368 Assets
VantageOne Credit Union Mortgage Page	BC; Vernon, Okanagan, Armstrong	VantageOne was formed in 1944, when they opened their first branch in Vernon, BC.	4 Branches, 9,598 Members and $484,302,000 Assets
Rocky Credit Union Mortgage Page	AB; Rocky Mountain House	Rocky Credit Union was established in 1944 in Rocky Mountain House, Alberta.	1 Branch, 7,597 Members and $473,877,415 Assets
Pathwise Credit Union Mortgage Page	ON; Oshawa, Bowmanville	Originally Auto Workers Credit Union (AWCU), Pathwise first opened its doors on April 2, 1938, offering savings and loan services to 29 members.	2 Branches, 12,500 Members and $423,713,062 Assets
Williams Lake & District Credit Union Mortgage Page	BC; Central regions	WLCU was first incorporated in 1952.	3 Branches, 11,797 Members and $414,449,343 Assets
Omista Credit Union Mortgage Page	NB; Moncton, Fredericton	Omista was founded in 1938 in Moncton, New Brunswick, as the CN Credit Union. Over the years, it has grown through mergers.	4 Branches, 10,503 Members and $412,562,866 Assets
Moya Financial Credit Union Limited Mortgage Page	ON; Toronto, Hamilton	Formed with the merger of Krek Slovenian CU and Slovenia Parishes CU in 2016.	2 Branches, 5,373 Members and $405,140,093 Assets
Your Credit Union Mortgage Page	ON; Ottawa, Cornwall	Your Credit Union was founded over 70 years ago.	4 Branches, 10,000 Members and $393,468,000 Assets
Comtech Fire Credit Union Ltd Mortgage Page	ON; GTA, East Ontario	Comtech Fire CU was formed by the amalgamation of Comtech (est. 1940 as Toronto Telephone Employees CU) and Fire Services CU (est. 1941) in 2016.	6 Branches, 12,000 Members and $389,462,888 Assets
Summerland Credit Union Mortgage Page	BC; Summerland	Summerland Credit Union was founded in 1944. Revelstoke, Osoyoos, and Summerland credit unions merged to form Cascadia Credit Union on July 1, 2025	1 Branch, 7,200 Members and $388,191,844 Assets
Lakeview Credit Union Mortgage Page	BC; Dawson Creek, Tumbler Ridge, Chetwynd	Lake View Credit Union was founded in 1943.	3 Branches, 10,500 Members and $374,527,517 Assets
Unity Credit Union Mortgage Page	SK; Unity	Unity Credit Union was founded in 1941. Initially, there were 54 members and $52.00 in deposits.	1 Branch, 4,500 Members and $373,678,569 Assets
Crossroads Credit Union Mortgage Page	SK; Canora, Preeceville	CCU was incorporated in 1959. There were over 160 members initially with over $10,000 in collective deposits.	4 Branches, 6,800 Members and $373,208,467 Assets
Equity Credit Union Mortgage Page	ON; Toronto	Started as Lever Brothers Credit Union over 80 years ago.	1 Branch, 4,200 Members and $370,212,381 Assets
Swan Valley Credit Union Mortgage Page	MB; Swan River	On June 10, 1953, twelve individuals met in the Swan River Legion Hall for the purpose of establishing a credit union. A total of $60.75 was pledged in capital, and the history of Swan Valley Credit Union began.	2 Branches, 7,000 Members and $367,552,499 Assets
Sydney Credit Union Mortgage Page	NS; Sydney	Sydney Credit Union was formed in 1935 to solve poverty resulting from the downsizing of the Cape Breton coal mines.	3 Branches, 13,000 Members and $363,294,959 Assets
Valley Credit Union Mortgage Page	NS: West regions	VCU was created over 24 years ago.	7 Branches, 11,000 Members and $340,993,026 Assets
Accent Credit Union Mortgage Page	SK; Kelvington, Quill Lake, Jansen	Established in 2010 when Quill Lake CU and Kelvington CU merged.	3 Branches, 4,653 Members and $338,993,077 Assets
Healthcare & Municipal Employees' Credit Union Limited Mortgage Page	ON; Hamilton region	HMECU is over 85 years old.	6 Branches, 11,000 Members and $329,000,000 Assets
Consolidated Credit Union Mortgage Page	PEI; Summerside	Consolidated Credit Union has a history of over 55 years.	1 Branch, 8,000 Members and $323,646,627 Assets
Nelson And District Credit Union Mortgage Page	BC; Nelson	On November 14, 1950, ten residents signed an application to incorporate the NSCU.	3 Branches, 10,200 Members and $317,394,218 Assets
Biggar & District Credit Union Mortgage Page	SK; Biggar, Landis, Perdue	In 1949, BCU began providing banking services to the Biggar region.	3 Branches, 3,852 Members and $317,377,620 Assets
Ladysmith & District Credit Union Mortgage Page	BC; Vancouver Island	LCU has been part of the Ladysmith community since the Credit Union was established in 1944.	2 Branches, 6,005 Members and $316,745,870 Assets
Mosaik Credit Union Mortgage Page	NS; North Shore, Annapolis Valley, Southern	Mosaik Credit Union was formed by the merger of Community, New Ross, and Victory Credit Unions on January 1, 2025.	9 Branches, 14,000 Members and $315,000,000 Assets
Revelstoke Credit Union Mortgage Page	BC; Revelstoke	RCU was founded in 1953 with $35 in assets. Revelstoke, Osoyoos, and Summerland credit unions merged to form Cascadia Credit Union on July 1, 2025	2 Branches, 5,000 Members and $280,575,146 Assets
Vermilion Credit Union Mortgage Page	AB; Vermillion, Mannville	Vermilion Credit Union was created in 1943 as Vermilion Savings and Credit Union and in 1996 changed its name to Vermilion Credit Union Ltd.	2 Branches, 4,152 Members and $272,673,185 Assets
Christian Credit Union Mortgage Page	AB; Edmonton, Lethbridge	In 1952, 15 members created CCU to serve Christian Dutch immigrants.	3 Branches, 5,726 Members and $269,341,015 Assets
OPPA Credit Union Mortgage Page	ON; Barrie	OPPA was founded in 1971 by a group of police officers.	1 Branch, 8,000 Members and $263,661,340 Assets
Lighthouse Credit Union Mortgage Page	ON; GTA	Lighthouse Credit Union, established in 2022, was created to serve the Greater Toronto Area’s Jewish community with tailored financial services and a focus on community development.	1 Branch and $247,987,332 Assets
Raymore Credit Union Mortgage Page	SK; Raymore, Dysart	In 1949 RCU was founded to provide the only banking services in the Raymore region. They initially had 40 members and under $5000 in assets.	2 Branches, 3,000 Members and $240,118,147 Assets
Belgian Alliance Credit Union Mortgage Page	MB; Winnipeg	A Reverend founded BACU in 1939 to meet the needs of local parishioners. In 1949, the credit union expanded its services to Belgian and Dutch descendants. In 1970, the credit union opened to the public of Manitoba.	3 Branches, 5,000 Members and $239,263,543 Assets
Compass Credit Union Mortgage Page	MB; South region	In 2018, two credit unions, from Brandon and Erickson, became Compass Credit Union.	4 Branches, 6,400 Members and $232,960,146 Assets
Southwest Credit Union Mortgage Page	ON; Sarnia, Corunna, Wyoming, Wallaceburg	SCU was founded in 1939, with its first members being individuals belonging to a small church group in Moore Township.	4 Branches, 6,300 Members and $230,755,346 Assets
Kingston Community Credit Union (KCCU) Mortgage Page	ON; Kingston	KCCU was formed in 1957 as the Kingston Municipal Employees Credit Union.	3 Branches, 9,685 Members and $225,063,734 Assets
Columbia Valley Credit Union Mortgage Page	BC; Golden	CVCU was established in 1955.	1 Branch, 4,500 Members and $224,163,347 Assets
Greater Vancouver Community Credit Union Mortgage Page	BC; Lower Mainland	Greater Vancouver Community Credit Union (GVC Credit Union) was established on June 5, 1940, originally as the Rosary Credit Union, founded by Catholic community members in Vancouver. Over time, it became Greater Vancouver Catholic Credit Union before adopting its current name, reflecting expansion beyond religious affiliations.	4 Branches, 5,000 Members and $218,053,826 Assets
Winnipeg Police Credit Union Mortgage Page	MB; Winnipeg	On November 9, 1949, the Winnipeg City Police Employees Credit Union Society Limited commenced operation with a part-time manager and a tiny operating capital.	2 Branches, 4,100 Members and $216,071,497 Assets
Osoyoos Credit Union Mortgage Page	BC; Osoyoos	OCU opened in 1946 and has been serving its members ever since. Revelstoke, Osoyoos, and Summerland credit unions merged to form Cascadia Credit Union on July 1, 2025	4 Branches, 4,000 Members and $207,141,902 Assets
Ganaraska Credit Union Mortgage Page	ON; Cobourg	GCU was founded over 75 years ago.	2 Branches, 4,100 Members and $201,917,876 Assets
Northern Birch Credit Union Mortgage Page	ON; Toronto, Hamilton	The Latvian and Estonian Credit Unions merged and became Northern Birch Credit Union as of January 1, 2020.	3 Branches and $200,887,485 Assets
Oshawa Community Credit Union Mortgage Page	ON; Oshawa	In 1939, OCCU was established by 19 members with $16 in deposits.	1 Branch, 3,200 Members and $144,682,479 Assets
Me-Dian Credit Union Mortgage Page	MB; Winnipeg	Over 40 years ago, Me-Dian opened as a credit union exclusively for the Métis population. Over time they expanded to include the entire indigenous population. In 2009, they opened to the public.	2 Branches, 3,897 Members and $133,504,648 Assets
Souris Credit Union Mortgage Page	PEI; Souris	SCU has been a PEI credit union for over 65 years.	1 Branch, 3,445 Members and $118,694,239 Assets
Turtleford Credit Union Mortgage Page	SK; Turtleford	The Turtleford Credit Union Limited was officially open for business on June 6, 1972.	1 Branch, 2,145 Members and $116,631,789 Assets
Sandhills Credit Union Mortgage Page	SK; Leader	Sandhills Credit Union is dedicated to empowering and enriching the local community.	1 Branch and $108,697,269 Assets
The Energy Credit Union Mortgage Page	ON, Southern Region	The Energy Credit Union, founded in 1939 by Toronto Hydro employees and incorporated in 1941, was renamed The Energy Credit Union Limited in 2010.	3 Branches, 3,800 Members and $91,929,216 Assets
St Joseph's Credit Union Mortgage Page	NS; Petit-de-Grat	St. Joseph's Credit Union was founded in 1936.	1 Branch, 3,000 Members and $91,853,489 Assets
Bay Credit Union Mortgage Page	ON; Thunder Bay	BAY Credit Union was founded in 1946 as People's Cooperative Credit Union Limited. It began its operation to serve the sizeable Finnish-speaking population of Port Arthur.	2 Branches, 4,500 Members and $88,846,811 Assets
Beaubear Credit Union Mortgage Page	NB; Miramichi	BCU was founded over 80 years ago.	2 Branches, 4,200 Members and $81,611,908 Assets
Public Service Credit Union Mortgage Page	NL; St. John's	PSCU first opened over 75 years ago.	1 Branch and $75,579,705 Assets
Dundalk District Credit Union Mortgage Page	ON; Dundalk, Feversham	DCU opened in 1943 with 20 members.	1 Branch, 2,000 Members and $70,932,053 Assets
Teachers Plus Credit Union Mortgage Page	NS; Bedford	TPCU was created over 60 years ago to provide banking services to the education community of Bedford.	1 Branch, 2,700 Members and $70,041,080 Assets
Morell Credit Union Mortgage Page	PEI; Morell	MCU has been providing their services to PEI for over 70 years.	1 Branch, 2,400 Members and $68,250,142 Assets
New Waterford Credit Union Mortgage Page	NS; New Waterford	NWCU was founded in 1933.	1 Branch, 2,000 Members and $60,034,857 Assets
iNova Credit Union Mortgage Page	NS; Halifax	iNova Credit Union was formed in 1936. It was initially created for Canada Post employees.	1 Branch and $56,227,798 Assets
Glace Bay Central Credit Union Mortgage Page	NS; Glace Bay, Sydney	GBCCU was founded over 80 years ago to serve the Glace Bay community.	1 Branch, 3,750 Members and $45,000,000 Assets
Venture Credit Union Mortgage Page	NL; Eastern regions	VCU was founded over 25 years ago.	4 Branches, 3,700 Members and $34,000,000 Assets
Korean (Toronto) Credit Union Mortgage Page	ON; Toronto	KTCU was established in the year 1976.	1 Branch and $27,019,296 Assets
Acadian Credit Union Mortgage Page	NS; Chéticamp	Acadian Credit Union's inception was in 1935.	1 Branch
ABCU Credit Union Mortgage Page	AB; Beaumont	ABCU opened to the Edmonton communities in 1938.	2 Branches, 6,700 Members
Cape Breton Credit Union Mortgage Page	NS; Sydney, Glace Bay	Cape Breton Credit Union, with roots dating back to 1932, was established in its current form through the 2017 merger of Steel Credit Union and Coady Credit Union.	2 Branches, 5,700 Members
Dominion Credit Union Mortgage Page	NS; Dominion	Dominion Credit Union was established in Dominion, Nova Scotia in 1934.	1 Branch
Golden Horseshoe Credit Union Mortgage Page	ON; Hamilton	GHCU was created over 50 years ago to help ArcelorMittal employees reach their financial goals.	2 Branches, 3,200 Members
NBTA Credit Union Mortgage Page	NB; Fredericton	NBTA started in 1971 to serve the education community. However, they opened to the public in 2010.	1 Branch, 4,500 Members
Ontario Educational Credit Union Mortgage Page	ON; Mississauga	In 1962 a group of teachers in the Toronto Township School Board formed a Credit Union for teachers in that jurisdiction.	2 Branches
Princess Credit Union Mortgage Page	NS; Sydney Mines	PCU was founded in 1934.	1 Branch

Who Regulates Credit Unions in Canada?

Federal Credit Unions

There are three federally regulated credit unions in Canada:

Coast Capital Savings Federal Credit Union
UNI Financial Cooperation (UNI Coopération financière)
Innovation Federal Credit Union

These federal credit unions are members of the Canada Deposit Insurance Corporation (CDIC), meaning your eligible deposits at these two federal credit unions are insured and protected for up to $100,000.

Federal Credit Unions are regulated just like banks are in Canada; they are both regulated by the Office of the Superintendent of Financial Institutions (OSFI) and operate under the Bank Act.

Provincial Credit Unions

Provincial credit unions are regulated by their home provinces. Provincially regulated credit unions are not covered by CDIC deposit insurance but are usually covered by provincial coverage. For example, the Financial Services Regulatory Authority of Ontario (FSRA) covers eligible deposits at credit unions and at caisses populaires in Ontario for up to $250,000 for non-registered accounts and offers unlimited coverage for registered accounts. Given the location restrictions of credit unions, each province typically has different companies. For a complete list of credit unions, you can view our list.

The EXCHANGE Network

While credit unions may have limited branches, many credit unions and smaller banks participate in the EXCHANGE Network. If you are a participating credit union member, you can use ATMs at all EXCHANGE ATMs across the country without any fees. In comparison, if you are a big bank customer, you may be charged a fee to use another bank’s ATM.

Some participating credit unions and banks in the network include Alterna Savings, Canadian Western Bank, Coast Capital Savings, DUCA Credit Union, FirstOntario Credit Union, HSBC Bank, ICICI Bank,Laurentian Bank, Manulife, Meridian Credit Union, National Bank, and Vancity Credit Union.

Open vs. Closed Bond Credit Unions

Many credit unions started as closed bond unions, meaning they only service a specific segment. For example, a closed bond credit union would only serve members of a particular profession or religion.

Today, only some closed bond credit unions exist, such as the Ontario Provincial Police Credit Union and various Teachers' unions. However, most of them are open bonded and provide their service to the surrounding neighbourhoods. Given most credit unions operate locally, they have a strong understanding of local first-time home buyer incentives.

Atlantic Canada Credit Unions

All Atlantic Canada credit unions have an agreement that allows members to visit other unions. For example, if you're a Nova Scotia Credit Union member, you can walk into a separate PEI company and receive the same service.

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