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List of All Credit Unions in Canada

This Page's Content Was Last Updated: July 3, 2025
WOWA Simply Know Your Options

What is a Credit Union?

Credit unions are full-service financial cooperatives. To become a credit union member, you must purchase shares which can start as low as $1. As a member, you gain access to a variety of financial services including chequing and savings accounts, mortgages, personal and business loans, and investment advice.

30 largest credit unions

Credit Unions in Canada

Filter the Credit Unions for Your Province
NameCoverage AreaBranch, Members & Assets
Desjardins
QC, ON587 Branches, 7,800,000 Members and $488,000,000,000 Assets
(All Desjardins entities)
Beem Credit Union
BC; Lower Mainland, Fraser Valley66 Branches, 193,000 Members and $14,000,000,000 (estimated) Assets
Servus Credit Union
AB; Calgary, Edmonton140 Branches, 500,000 Members and $29,435,382,000 Assets
Vancity Credit Union
BC; Vancouver52 Branches, 570,587 Members and $28,360,107,000 Assets
Meridian Credit Union
ON; Toronto87 Branches, 380,000 Members and $26,649,473,000 Assets
Coast Capital Savings (Coopérative de crédit fédérale Coast Capital Savings)
Transnational coverage but branches are only in BC.45 Branches, 603,045 Members and $21,941,853,000 Assets
First West Credit Union
BC; Southwest regions45 Branches, 283,000 Members and $14,262,840,000 Assets
Access Credit Union
MB; Winnipeg, Southern regions47 Branches, 205,000 Members and $13,432,569,584 Assets
Prospera Credit Union
BC; Southwest mainland regions24 Branches, 120,000 Members and $10,531,880,000 Assets
Steinbach Credit Union
MB; Winnipeg, Steinbach3 Branches, 113,000 Members and $10,255,187,138 Assets
Assiniboine Credit Union
MB; Winnipeg49 Branches, 216,000 Members and $9,600,000,000 Assets
Affinity Credit Union
SK; Saskatoon, Regina49 Branches, 144,000 Members and $8,276,895,000 Assets
Alterna Credit Union
ON; Southwest, West regions39 Branches, 206,000 Members and $8,076,763,000 Assets
DUCA Credit Union
ON; Southwest regions19 Branches, 92,000 Members and $7,547,272,000 Assets
Conexus Credit Union
SK; Saskatoon, Regina30 Branches, 144,926 Members and $7,360,742,000 Assets
FirstOntario Credit Union
ON; Hamilton, Halton, Niagara, Southwest regions29 Branches, 126,000 Members and $6,585,532,000 Assets
Libro Credit Union
ON; Southwest regions34 Branches, 119,416 Members and $6,231,053,000 Assets
UNI Financial (UNI Coopération financière)
NB: North, East Regions56 Branches, 178,000 Members and $5,256,462,000 Assets
Windsor Family Credit Union
ON, Waterloo24 Branches, 80,000 Members and $5,200,000,000 Assets
Cambrian Credit Union
MB; Winnipeg11 Branches, 70,000 Members and $4,987,895,000 Assets
Innovation Federal Credit Union
SK; Southern, Central regions28 Branches, 67,562 Members and $4,239,955,000 Assets
Coastal Community Credit Union
BC; Vancouver Island24 Branches, 120,000 Members and $3,400,211,000 Assets
Your Neighbourhood Credit Union (YNCU)
ON; Southwest regions16 Branches, 53,000 Members and $2,643,145,000 Assets
Caisse Populaire Alliance
ON; Northern region26 Branches, 55,677 Members and $2,577,729,000 Assets
Vision Credit Union
AB; East, Northwest regions24 Branches, 37,000 Members and $2,500,000,000 Assets
Northern Credit Union
ON; Toronto, Sudbury, Ottawa29 Branches, 88,500 Members and $2,493,000,000 Assets
Kawartha Credit Union
ON; Southeast regions23 Branches, 58,035 Members and $2,315,859,000 Assets
Kindred Credit Union
ON; Southwest regions8 Branches, 29,340 Members and $2,279,075,000 Assets
Cornerstone Credit Union
SK; Southeast regions15 Branches, 30,000 Members and $2,126,815,000 Assets
Prosperity Credit Union
SK; Southeast regions30 Branches, 33,000 Members and $2,100,000,000 Assets
Synergy Credit Union
SK; West regions12 Branches, 27,000 Members and $2,029,512,000 Assets
Sunrise Credit Union
MB; Southwest regions19 Branches, 34,763 Members and $1,968,557,847 Assets
Kootenay Savings Credit Union
BC; Southeast regions11 Branches, 38,000 Members and $1,707,283,000 Assets
Provincial Credit Union
PEI; Charlottetown, Stratford, Montague, Stella Maris10 Branches, 35,000 Members and $1,617,033,962 Assets
Fusion Credit Union
MB; Western regions18 Branches, 30,000 Members and $1,551,007,065 Assets
East Coast Credit Union
NS; Eastern regions20 Branches, 46,814 Members and $1,527,855,040 Assets
Tandia Credit Union
ON; Southwest region8 Branches, 26,770 Members and $1,456,364,000 Assets
Ukrainian Credit Union
ON; Southwest regions16 Branches, 29,000 Members and $1,316,357,000 Assets
Mainstreet Credit Union
ON; Southwest regions10 Branches, 25,000 Members and $1,119,878,931 Assets
Credit Union Atlantic Limited
NS; Halifax, Dartmouth, Tantallon8 Branches, 20,000 Members and $1,100,000,000 Assets
Stride Credit Union
MB; Winnipeg5 Branches, 20,000 Members and $1,096,388,200 Assets
Salmon Arm Savings and Credit Union
BC; Shuswap5 Branches, 20,000 Members and $1,054,978,000 Assets
Buduchnist Credit Union (BCU)
ON; Southwest regions7 Branches, 23,000 Members and $1,037,413,000 Assets
Brunswick Credit Union
NB; Saint John, Rothesay14 Branches, 42,927 Members and $995,580,392 Assets
Sunshine Coast Credit Union
BC; Sechelt, Gibsons, Pender Harbour3 Branches, 17,000 Members and $966,379,692 Assets
IC Savings & Credit Union
ON; Toronto8 Branches, 18,290 Members and $939,239,608 Assets
Community Savings Credit Union
BC; Vancouver, Burnaby, Surrey, New Westminster, Coquitlam7 Branches, 15,000 Members and $921,783,559 Assets
Integris Credit Union
BC; Central regions9 Branches, 27,000 Members and $900,000,000 Assets
1st Choice Savings & Credit Union Ltd
AB; Southern regions5 Branches, 18,000 Members and $830,962,319 Assets
Khalsa Credit Union
BC; Lower mainland, Victoria6 Branches, 23,630 Members and $820,972,295 Assets
Penfinancial Credit Union
ON; Niagara6 Branches, 19,202 Members and $797,175,344 Assets
Northern Savings Credit Union
BC; Queen Charlotte, Prince Rupert, Terrace, Masset2 Branches, 17,000 Members and $796,953,998 Assets
Newfoundland and Labrador Credit Union
NL; Southeast region12 Branches, 20,000 Members and $783,767,587 Assets
Rosenort Credit Union
MB; Rosenort, Altona, Pembina3 Branches, 7,045 Members and $765,412,323 Assets
Weyburn Credit Union
SK; Weyburn, Yellow Grass, Lang3 Branches, 8,047 Members and $734,136,140 Assets
StellerVista Credit Union
BC; Kootenay, Boundary regions7 Branches, 19,800 Members and $730,851,452 Assets
TCU Financial Group
SK; Saskatoon, Regina5 Branches, 14,500 Members and $722,088,229 Assets
Lakeland Credit Union
AB; Bonnyville, Cold Lake2 Branches, 11,200 Members and $714,984,065 Assets
First Credit Union
BC; Vancouver Island, Powell River8 Branches, 15,000 Members and $672,632,793 Assets
Sudbury Credit Union
ON; Sudbury6 Branches, 15,000 Members and $608,267,126 Assets
Radius Credit Union Ltd
SK; Southern region8 Branches, 4,500 Members and $607,430,676 Assets
Bow Valley Credit Union
AB; Cochrane, Airdrie, Calgary, Canmore, Banff6 Branches, 10,000 Members and $606,023,213 Assets
Bulkley Valley Credit Union
BC; New Hazelton, Houston, Burns Lake, Smithers4 Branches, 16,000 Members and $597,508,000 Assets
Parama Credit Union
ON; Toronto2 Branches, 6,000 Members and $591,595,181 Assets
Motor City Credit Union
ON; Windsor2 Branches, 13,000 Members and $576,509,000 Assets
Sharon's Credit Union
BC; Vancouver, Coquitlam, Surrey4 Branches, 15,609 Members and $564,816,334 Assets
St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited
ON; Southeast region5 Branches, 17,000 Members and $537,560,000 Assets
Niverville Credit Union
MB; Steinbach3 Branches, 9,700 Members and $537,153,629 Assets
Atlantic Edge
NL; Northwest Newfoundland, Southeast Labrador16 Branches, 24,000 Members and $522,971,368 Assets
VantageOne Credit Union
BC; Vernon, Okanagan, Armstrong4 Branches, 9,598 Members and $484,302,000 Assets
Rocky Credit Union
AB; Rocky Mountain House1 Branch, 7,597 Members and $473,877,415 Assets
Pathwise Credit Union
ON; Oshawa, Bowmanville2 Branches, 12,500 Members and $423,713,062 Assets
Williams Lake & District Credit Union
BC; Central regions3 Branches, 11,797 Members and $414,449,343 Assets
Omista Credit Union
NB; Moncton, Fredericton4 Branches, 10,503 Members and $412,562,866 Assets
Moya Financial Credit Union Limited
ON; Toronto, Hamilton2 Branches, 5,373 Members and $405,140,093 Assets
Your Credit Union
ON; Ottawa, Cornwall4 Branches, 10,000 Members and $393,468,000 Assets
Comtech Fire Credit Union Ltd
ON; GTA, East Ontario6 Branches, 12,000 Members and $389,462,888 Assets
Summerland Credit Union
BC; Summerland1 Branch, 7,200 Members and $388,191,844 Assets
Lakeview Credit Union
BC; Dawson Creek, Tumbler Ridge, Chetwynd3 Branches, 10,500 Members and $374,527,517 Assets
Unity Credit Union
SK; Unity1 Branch, 4,500 Members and $373,678,569 Assets
Crossroads Credit Union
SK; Canora, Preeceville4 Branches, 6,800 Members and $373,208,467 Assets
Equity Credit Union
ON; Toronto1 Branch, 4,200 Members and $370,212,381 Assets
Swan Valley Credit Union
MB; Swan River2 Branches, 7,000 Members and $367,552,499 Assets
Sydney Credit Union
NS; Sydney3 Branches, 13,000 Members and $363,294,959 Assets
Valley Credit Union
NS: West regions7 Branches, 11,000 Members and $340,993,026 Assets
Accent Credit Union
SK; Kelvington, Quill Lake, Jansen3 Branches, 4,653 Members and $338,993,077 Assets
Healthcare & Municipal Employees' Credit Union Limited
ON; Hamilton region6 Branches, 11,000 Members and $329,000,000 Assets
Consolidated Credit Union
PEI; Summerside1 Branch, 8,000 Members and $323,646,627 Assets
Nelson And District Credit Union
BC; Nelson3 Branches, 10,200 Members and $317,394,218 Assets
Biggar & District Credit Union
SK; Biggar, Landis, Perdue3 Branches, 3,852 Members and $317,377,620 Assets
Ladysmith & District Credit Union
BC; Vancouver Island2 Branches, 6,005 Members and $316,745,870 Assets
Mosaik Credit Union
NS; North Shore, Annapolis Valley, Southern9 Branches, 14,000 Members and $315,000,000 Assets
Revelstoke Credit Union
BC; Revelstoke2 Branches, 5,000 Members and $280,575,146 Assets
Vermilion Credit Union
AB; Vermillion, Mannville2 Branches, 4,152 Members and $272,673,185 Assets
Christian Credit Union
AB; Edmonton, Lethbridge3 Branches, 5,726 Members and $269,341,015 Assets
OPPA Credit Union
ON; Barrie1 Branch, 8,000 Members and $263,661,340 Assets
Lighthouse Credit Union
ON; GTA1 Branch and $247,987,332 Assets
Raymore Credit Union
SK; Raymore, Dysart2 Branches, 3,000 Members and $240,118,147 Assets
Belgian Alliance Credit Union
MB; Winnipeg3 Branches, 5,000 Members and $239,263,543 Assets
Compass Credit Union
MB; South region4 Branches, 6,400 Members and $232,960,146 Assets
Southwest Credit Union
ON; Sarnia, Corunna, Wyoming, Wallaceburg4 Branches, 6,300 Members and $230,755,346 Assets
Kingston Community Credit Union (KCCU)
ON; Kingston3 Branches, 9,685 Members and $225,063,734 Assets
Columbia Valley Credit Union
BC; Golden1 Branch, 4,500 Members and $224,163,347 Assets
Greater Vancouver Community Credit Union
BC; Lower Mainland4 Branches, 5,000 Members and $218,053,826 Assets
Winnipeg Police Credit Union
MB; Winnipeg2 Branches, 4,100 Members and $216,071,497 Assets
Osoyoos Credit Union
BC; Osoyoos4 Branches, 4,000 Members and $207,141,902 Assets
Ganaraska Credit Union
ON; Cobourg2 Branches, 4,100 Members and $201,917,876 Assets
Northern Birch Credit Union
ON; Toronto, Hamilton3 Branches and $200,887,485 Assets
Oshawa Community Credit Union
ON; Oshawa1 Branch, 3,200 Members and $144,682,479 Assets
Me-Dian Credit Union
MB; Winnipeg2 Branches, 3,897 Members and $133,504,648 Assets
Souris Credit Union
PEI; Souris1 Branch, 3,445 Members and $118,694,239 Assets
Turtleford Credit Union
SK; Turtleford1 Branch, 2,145 Members and $116,631,789 Assets
Sandhills Credit Union
SK; Leader1 Branch and $108,697,269 Assets
The Energy Credit Union
ON, Southern Region3 Branches, 3,800 Members and $91,929,216 Assets
St Joseph's Credit Union
NS; Petit-de-Grat1 Branch, 3,000 Members and $91,853,489 Assets
Bay Credit Union
ON; Thunder Bay2 Branches, 4,500 Members and $88,846,811 Assets
Beaubear Credit Union
NB; Miramichi2 Branches, 4,200 Members and $81,611,908 Assets
Public Service Credit Union
NL; St. John's1 Branch and $75,579,705 Assets
Dundalk District Credit Union
ON; Dundalk, Feversham1 Branch, 2,000 Members and $70,932,053 Assets
Teachers Plus Credit Union
NS; Bedford1 Branch, 2,700 Members and $70,041,080 Assets
Morell Credit Union
PEI; Morell1 Branch, 2,400 Members and $68,250,142 Assets
New Waterford Credit Union
NS; New Waterford1 Branch, 2,000 Members and $60,034,857 Assets
iNova Credit Union
NS; Halifax1 Branch and $56,227,798 Assets
Glace Bay Central Credit Union
NS; Glace Bay, Sydney1 Branch, 3,750 Members and $45,000,000 Assets
Venture Credit Union
NL; Eastern regions4 Branches, 3,700 Members and $34,000,000 Assets
Korean (Toronto) Credit Union
ON; Toronto1 Branch and $27,019,296 Assets
Acadian Credit Union
NS; Chéticamp1 Branch
ABCU Credit Union
AB; Beaumont2 Branches, 6,700 Members
Cape Breton Credit Union
NS; Sydney, Glace Bay2 Branches, 5,700 Members
Dominion Credit Union
NS; Dominion1 Branch
Golden Horseshoe Credit Union
ON; Hamilton2 Branches, 3,200 Members
NBTA Credit Union
NB; Fredericton1 Branch, 4,500 Members
Ontario Educational Credit Union
ON; Mississauga2 Branches
Princess Credit Union
NS; Sydney Mines1 Branch

Who Regulates Credit Unions in Canada?

Federal Credit Unions

There are three federally regulated credit unions in Canada:

  • Coast Capital Savings Federal Credit Union
  • UNI Financial Cooperation (UNI Coopération financière)
  • Innovation Federal Credit Union

These federal credit unions are members of the Canada Deposit Insurance Corporation (CDIC), meaning your eligible deposits at these two federal credit unions are insured and protected for up to $100,000.

Federal Credit Unions are regulated just like banks are in Canada; they are both regulated by the Office of the Superintendent of Financial Institutions (OSFI) and operate under the Bank Act.

Provincial Credit Unions

Provincial credit unions are regulated by their home provinces. Provincially regulated credit unions are not covered by CDIC deposit insurance but are usually covered by provincial coverage. For example, the Financial Services Regulatory Authority of Ontario (FSRA) covers eligible deposits at credit unions and at caisses populaires in Ontario for up to $250,000 for non-registered accounts and offers unlimited coverage for registered accounts. Given the location restrictions of credit unions, each province typically has different companies. For a complete list of credit unions, you can view our list.

The EXCHANGE Network

While credit unions may have limited branches, many credit unions and smaller banks participate in the EXCHANGE Network. If you are a participating credit union member, you can use ATMs at all EXCHANGE ATMs across the country without any fees. In comparison, if you are a big bank customer, you may be charged a fee to use another bank’s ATM.

Some participating credit unions and banks in the network include Alterna Savings, Canadian Western Bank, Coast Capital Savings, DUCA Credit Union, FirstOntario Credit Union, HSBC Bank, ICICI Bank,Laurentian Bank, Manulife, Meridian Credit Union, National Bank, and Vancity Credit Union.

Open vs. Closed Bond Credit Unions

Many credit unions started as closed bond unions, meaning they only service a specific segment. For example, a closed bond credit union would only serve members of a particular profession or religion.

Today, only some closed bond credit unions exist, such as the Ontario Provincial Police Credit Union and various Teachers' unions. However, most of them are open bonded and provide their service to the surrounding neighbourhoods. Given most credit unions operate locally, they have a strong understanding of local first-time home buyer incentives.

Atlantic Canada Credit Unions

All Atlantic Canada credit unions have an agreement that allows members to visit other unions. For example, if you're a Nova Scotia Credit Union member, you can walk into a separate PEI company and receive the same service.

Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.