Sudbury Credit Union Limited

Canada flag WOWA® Simply Know Your Options

This Page's Content Was Last Updated: July 21, 2026

Sudbury Credit Union Limited logo

Credit Union

Sudbury

Sudbury Credit Union Limited is a credit union located in Ontario. It was founded in 1951. It primarily serves Greater Sudbury.

Sudbury Credit Union was established on September 13, 1951, in Copper Cliff, Ontario, and was originally incorporated as Copper Cliff Community Credit Union. Copper Cliff is now part of Greater Sudbury, and the credit union was created to serve the financial needs of residents in the local mining community.

Over time, Sudbury Credit Union grew into a full service financial institution serving the broader Greater Sudbury region. It provides personal, business, and community banking services, including accounts, borrowing, mortgages, investments, and financial advice.

As a locally owned cooperative, Sudbury Credit Union is governed by directors elected by its members. It also directs 5% of pre tax profits each year to local sponsorships and donations, supporting organizations and initiatives in the communities it serves.

Provinces served

Ontario

Chequing and Savings Accounts

The account-related data on this page was last updated on July 20, 2026.

Chequing Accounts

  • Chequing Account

    1. Account: No Fee Account

    Standard Fee
    Free
    Free Transactions
    Unlimited
    Max e-Transfer / Day
    $3,000
    Insurance Limit (Non-Registered)
    $250,000 per depositor
    Insurance Limit (Registered)
    Unlimited

    Account details

    • This account allows Unlimited free transactions.
    • Maximum Interac e-Transfer per day: $3,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.

    Deposit Insurance

    Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).

  • Chequing Account

    2. Account: Personal 1 Account

    Standard Fee
    Free
    Free Transactions
    0
    Max e-Transfer / Day
    $3,000
    Insurance Limit (Non-Registered)
    $250,000 per depositor
    Insurance Limit (Registered)
    Unlimited

    Account details

    • This account allows 0 free transactions.
    • Maximum Interac e-Transfer per day: $3,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.

    *Interest Rate Breakdown by Balance

    Balance amountInterest rate
    $0 to $4,9990.00%
    $5,000 or more0.10%

    Deposit Insurance

    Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).

Savings Accounts

  • Savings Account

    Account: Plan 24 Savings Account

    Interest Rate
    0.10%*
    Standard Fee
    Free
    Free Transactions
    0
    Max e-Transfer / Day
    $3,000
    Insurance Limit (Non-Registered)
    $250,000 per depositor
    Insurance Limit (Registered)
    Unlimited

    Account details

    • This account allows 0 free transactions.
    • Maximum Interac e-Transfer per day: $3,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.

    *Interest Rate Breakdown by Balance

    Balance amountInterest rate
    $0 to $24,9990.10
    $25,000 to $74,9990.20
    $75,000 or more0.30

    Deposit Insurance

    Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).

Credit Union Overview

As of: December 31, 2025
Metric2025YoY Change5-Year Change
Assets$623M+2.5%+18.0%
Loans$463M+6.9%+20.9%
Deposits$558M+1.6%+16.7%
Mortgages + HELOCsN/AN/AN/A
Revenue$16M+14.3%+23.1%
Efficiency Ratio71.2%
Members~15,000
Branches6
Target Members / RegionGreater Sudbury

Sudbury Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years

For deeper insights into all Canadian lenders, subscribe to our comprehensive Lenders Report, with plans starting at just $100 per month.

Contact

If you're from Sudbury Credit Union Limited and would like to add or update information on this page, please fill out the form.

Your information will only be used to respond to your inquiry.

Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.