VantageOne Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
VantageOne
VantageOne Credit Union is a credit union located in British Columbia. It was founded in 1944. It primarily serves Okanagan Valley region (Vernon, Armstrong and Peachland).
VantageOne Credit Union was established in 1944 in Vernon, British Columbia, originally as Vernon and District Credit Union. It is headquartered in the North Okanagan and serves communities across the region through branch locations and related services.
VantageOne offers personal and business banking, borrowing, mortgages, insurance, investments, and equipment leasing. It also operates VantageOne Realty as a wholly owned subsidiary providing real estate services in the region.
As a member owned financial cooperative, VantageOne is governed by a board elected by its members. Its operations focus on local decision making, member service, and financial support for individuals, businesses, and communities in the North Okanagan.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Pay As You Go
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Service charges are waived when a minimum monthly balance of $5,000 or more is maintained in the Maximizer account.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Smart Plus
- Standard Fee
- $19.95/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Advantage Savings
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you receive at least $10,000 in direct deposits each month.
- This account allows 0 free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: Savings
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $501M | +3.5% | +15.2% |
| Loans | $378M | +10.2% | +15.2% |
| Deposits | $462M | +3.1% | +13.5% |
| Mortgages + HELOCs | $260M | +15.6% | +20.9% |
| Revenue | $16M | +14.3% | +23.1% |
| Efficiency Ratio | 77.8% | — | — |
| Members | ~10,000 | — | — |
| Branches | 4 | — | — |
| Target Members / Region | Okanagan Valley region (Vernon, Armstrong, Peachland) | — | — |
VantageOne Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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Disclaimer:
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- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.