Ukrainian Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Ukrainian
Ukrainian Credit Union is a credit union located in Ontario. It was founded in 1944. It primarily serves Ukrainian-Canadian diaspora.
Ukrainian Credit Union (UCU) was founded in Toronto in 1944 by members of the Ukrainian National Federation. Created within the Ukrainian Canadian community during the Second World War period, it provided a member owned financial institution for people seeking cooperative banking services and community based support.
Over the decades, UCU has grown into the largest Ukrainian credit union in Canada. It serves members across Ontario while maintaining a connection to Ukrainian culture, community organizations, and cooperative values. Membership is open to Ukrainian Canadians and like minded individuals who support its mission.
UCU supports Ukrainian cultural, educational, charitable, and community organizations. Since 2022, it has also supported newly arriving Ukrainians in Canada following the Russia-Ukraine conflict, through banking services and related financial support.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Personal Chequing Account
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $25,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Chequing Account
2. Account: ucublu too Virtual Chequing
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $25,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $999.99 0.05% $1,000.00 to $4,999.99 0.10% $5,000.00 to $9,999.99 0.15% $10,000.00 to $24,999.99 0.25% $25,000.00 or more 0.35% Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Daily Interest Savings Account
- Interest Rate
- 0.10%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $25,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Account
Account: ucublu Virtual High Interest Savings Account
- Interest Rate
- 0.25%
- Standard Fee
- Free
- Free Transactions
- 1
- Max e-Transfer / Day
- $25,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 1 free transaction.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1.37B | +3.8% | +22.0% |
| Loans | $1.18B | +4.1% | +16.9% |
| Deposits | $1.19B | +3.7% | +28.4% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $33M | +26.9% | +26.9% |
| Efficiency Ratio | 77.4% | — | — |
| Members | ~30,000 | — | — |
| Branches | 16 | — | — |
| Target Members / Region | Ukrainian-Canadian diaspora | — | — |
Ukrainian Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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