Buduchnist Credit Union (BCU)
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Buduchnist Credit Union (BCU)
Buduchnist Credit Union (BCU) is a credit union located in Ontario. It was founded in 1952. It primarily serves Ukrainian-Canadian community.
Buduchnist Credit Union, known today as BCU Financial, was founded in Toronto in 1952 by Ukrainian newcomers who pooled their savings to create a community based financial institution. The name Buduchnist means “future” and reflects the organization’s origins in a newcomer community building financial support in Canada.
BCU has grown into a full service financial group serving members across Ontario. Through BCU Financial Group, it offers personal and business banking, lending, mortgages, investments, wealth management, and related financial services. It also supports Ukrainian Canadian cultural, educational, charitable, and community organizations through BCU Foundation.
BCU Foundation has supported humanitarian aid efforts for Ukraine since 2014, with continued fundraising, donation matching, and community support.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Regular chequing account
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $5,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $5,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Link Savings Account
- Interest Rate
- 1.05%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $5,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $5,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Account
Account: Regular Savings account
- Interest Rate
- 0.10%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $5,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $5,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1.07B | +2.8% | +14.5% |
| Loans | $958M | +4.1% | +17.4% |
| Deposits | $882M | +3.6% | +14.8% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $22M | +22.2% | +10.0% |
| Efficiency Ratio | 80.0% | — | — |
| Members | ~20,000 | — | — |
| Branches | 7 | — | — |
| Target Members / Region | Ukrainian-Canadian community | — | — |
Buduchnist Credit Union (BCU) Deposits, Loans and Revenue in the Past 5 Years
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