Niverville Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Niverville
Niverville Credit Union Limited is a credit union located in Manitoba. It was founded in 1949. It primarily serves Southeastern Manitoba.
Niverville Credit Union was established in March 1949 in Niverville, Manitoba, by local residents seeking access to financial services within their community. Its early development reflected the role of rural credit unions in providing banking, borrowing, and savings services outside larger urban centres.
In 1983, Niverville Credit Union merged with Landmark Credit Union, extending its service area to another southeastern Manitoba community. Today, it serves members in Niverville, Landmark, and Steinbach.
The credit union offers personal and business banking, loans, mortgages, investments, and related financial services. As a locally owned financial cooperative, Niverville Credit Union focuses on member service, local decision making, and financial support for individuals, businesses, and communities in southeastern Manitoba.
Provinces served
Number of Members (as of 2025): ~10,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Advantage Chequing
- Standard Fee
- $17.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- 10 free Interac e-Transfers are included each month.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- A near all-inclusive chequing account for $17 monthly, where cheque orders, cheque clearing, in-branch withdrawals and transfers, point-of-sale payments, internet bill payments, pre-authorized transactions, and Canadian credit union ATM use are all free. It also includes $5 off the annual safety deposit box rental fee, with in-branch bill payments and phone-in transfers as the main exceptions still carrying a charge.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Regular Chequing
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- 1 free cheque or debit transaction is included for every $400 maintained as the minimum monthly balance. Cheque: $0.75 In-Branch Withdrawal: $0.75 Transfer (In Branch): $0.75 Member-to-Member Transfer (In Branch): $0.75 Bill Payment (In Branch): $1.50 Point-of-Sale Transaction: $0.75 Pre-Authorized Transaction: $0.75 ATM Withdrawal (Credit Union, Canada): $0.75 ATM Transfer (Credit Union, Canada): $0.75 ATM Withdrawal (Non-Credit Union, Canada): $1.50 Interac e-Transfer: $1.00
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- A pay-per-transaction chequing account that rewards keeping a balance rather than paying a monthly fee, earning you one free cheque or debit for every $400 minimum monthly balance you maintain. Internet transfers and member-to-member internet transfers are always free regardless of balance.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: Plan 24® Savings
- Interest Rate
- 0.20%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- A savings account with interest calculated on your daily balance and paid monthly, so every dollar earns from the day it lands. It carries Niverville's lowest transaction rates among their savings options, with free internet transfers and member-to-member internet transfers, and a Golden Plan 24 variant is available for members 60 and over that waives in-branch withdrawal and transfer charges entirely.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Regular Savings
- Interest Rate
- 1.20%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- A basic savings account with interest calculated on your minimum monthly balance and paid annually, rather than the daily-balance, monthly-paid structure of Plan 24. Transactions are priced at a flat rate across nearly every type, with free internet transfers and member-to-member internet transfers, and a Golden Regular Savings variant is available for members 60 and over.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $579M | +7.8% | +31.0% |
| Loans | $470M | +3.3% | +21.1% |
| Deposits | $542M | +7.3% | +35.5% |
| Loan-to-Deposit Ratio | 86.7% | — | — |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Securities | $6M | +20.0% | -86.7% |
| Revenue | $11M | +22.2% | +37.5% |
| Efficiency Ratio | 70.4% | — | — |
| Target Members / Region | Southeastern Manitoba | — | — |
Niverville Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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