StellerVista Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
StellerVista
StellerVista Credit Union is a credit union located in British Columbia. It was founded in 2023 through the merger of Heritage Credit Union and East Kootenay Community Credit Union. It primarily serves Kootenay and Boundary regions.
StellerVista Credit Union was formed in 2023 through the merger of Heritage Credit Union and East Kootenay Community Credit Union. The StellerVista name is new, but the combined organization carries more than 70 years of cooperative banking history in the Kootenay and Boundary regions of British Columbia.
Headquartered in Cranbrook, StellerVista serves communities in southeastern British Columbia with personal and business banking, lending, mortgages, investments, insurance, and financial advice. Its public messaging emphasizes local service, regional knowledge, and community investment.
As a member-owned cooperative, StellerVista returns value to members and communities through patronage rewards, dividends, and donations. Its work is focused on local decision-making, member service, and supporting the financial needs of the communities it serves.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: MasterPlan Lite
- Standard Fee
- $5.00/mo
- Free Transactions
- 5
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $3,000 in your account.
- The account fee may be waived for students and youth.
- The account fee might be waived for seniors.
- This account allows 5 free transactions. Maximum 3 of these transactions can be carried out in branch.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $50,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: PlanPlus
- Standard Fee
- $15.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $4,000 in your account.
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $50,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: MemberAdvantage
- Interest Rate
- 0.25%*
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $50,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0.00 to $9,999.99 0.25% $10,000.00 to $99,999.99 0.40% $100,000.00 to $199,999.99 1.00% $200,000.00 or over 1.10% Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: SuperSaver
- Interest Rate
- 0.01%
- Standard Fee
- Free
- Free Transactions
- 5
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 5 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $50,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $769M | +5.2% | +68.6% |
| Loans | $656M | +9.0% | +77.3% |
| Deposits | $698M | +2.8% | +70.2% |
| Mortgages + HELOCs | $429M | +8.1% | +90.7% |
| Revenue | $21M | +23.5% | +61.5% |
| Efficiency Ratio | 78.5% | — | — |
| Members | ~20,000 | — | — |
| Branches | 7 | — | — |
| Target Members / Region | Kootenay and Boundary regions | — | — |
StellerVista Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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