Vancity Credit Union
Vancity Credit Union is a credit union located in BC. It was founded in 1946. It serves Southwestern Region of British Columbia.
Vancouver City Savings Credit Union, known as Vancity, is Canada’s largest community credit union and is headquartered in Vancouver, British Columbia. It was founded in 1946 by Vancouver residents who wanted to expand access to banking and credit through an open bond, community based cooperative.
Vancity has been associated with several developments in Canadian financial services. It was the first financial institution in Canada to provide mortgages to women without a male co-signer, and it introduced Canada’s first daily interest savings account and first socially responsible mutual fund.
Today, Vancity serves members in communities across British Columbia with personal and business banking, lending, mortgages, investments, and financial advice. Through its Shared Success program, Vancity shares a portion of profits with members and communities.
| Metric | 2025 | YoY Change |
|---|---|---|
| Assets | $31.5B | +10.9% |
| Loans | $26.1B | +6.4% |
| Deposits | $26.8B | +8.0% |
| Mortgages + HELOCs | $17.1B | +8.1% |
| Efficiency Ratio | 82.4% | — |
| Members | 588,000 | — |
| Branches | 54 | — |
| Target Members | Southwestern Region of British Columbia | — |
Mortgage Rates
| Lender | Term | Rate | |
|---|---|---|---|
| 6-Month Fixed | 5.49% | ||
| 1-Year Fixed | 4.15% | ||
| 2-Year Fixed | 4.44% | ||
| 3-Year Fixed | 4.49% | ||
| 4-Year Fixed | 4.54% | ||
| 5-Year Fixed | 4.59% | ||
| 7-Year Fixed | 4.97% | ||
| 10-Year Fixed | 5.29% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
| Term | Rate |
|---|---|
| 1-Year | 2.90% |
| 1.5-Year | 2.95% |
| 2-Year | 3.05% |
| 3-Year | 3.55% |
| 4-Year | 3.25% |
| 5-Year | 3.30% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
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