Coast Capital Mortgage Rates
Coast Capital Background
Coast Capital Savings is a federal credit union and was founded in 1940 with its headquarters in surrey, British Columbia. It offers a wide variety of services from personal banking, mortgages, loans, investments to corporate finance. It is the largest credit union in Canada with over 540,000 members and $25 billion in assets. It has 52 branches in British Columbia with 1,600 employees.
Coast Capital Prime Rate
Coast Capital's Prime Rate is used as the basis for many of Coast Capital's lending products including variable rate mortgages, lines of credit, and HELOCs. Prime, or P, is normally combined with a spread to make up the final interest rate.
Current Coast Capital Prime Rate: 2.45%
Coast Capital Fixed-Rate Mortgages
| Term | Rate | Monthly Payment |
|---|---|---|
1-Year Fixed | 2.29% | $1,752 |
2-Year Fixed | 2.04% | $1,703 |
3-Year Fixed | 1.99% | $1,693 |
4-Year Fixed | 2.04% | $1,703 |
5-Year Fixed | 2.04% | $1,703 |
6-Year Fixed | 2.64% | $1,823 |
7-Year Fixed | 2.69% | $1,833 |
8-Year Fixed | 4.14% | $2,142 |
9-Year Fixed | 4.19% | $2,154 |
10-Year Fixed | 2.94% | $1,884 |
The rates shown are for insured mortgages with a downpayment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.
Coast Capital Variable-Rate Mortgages
| Term | Rate | Monthly Payment |
|---|---|---|
1-Year Variable | 2.29% | $1,752 |
2-Year Variable | 2.04% | $1,703 |
3-Year Variable | 1.99% | $1,693 |
4-Year Variable | 2.04% | $1,703 |
5-Year Variable | 1.30% | $1,562 |
6-Year Variable | 2.64% | $1,823 |
7-Year Variable | 2.69% | $1,833 |
8-Year Variable | 4.14% | $2,142 |
9-Year Variable | 4.19% | $2,154 |
10-Year Variable | 2.94% | $1,884 |
The rates shown are for insured mortgages with a downpayment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.
Coast Capital Mortgage Break Penalty
| Bank or Lender | Variable Rate Mortgage | Fixed Rate Mortgage |
|---|---|---|
 | 3 Months’ Interest | Greater of 3 Months’ Interest or the IRD amount |
While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.