Coast Capital Mortgage Rates

As of April 17th, 2021
Coast Capital

Coast Capital Background

Coast Capital Savings is a federal credit union and was founded in 1940 with its headquarters in surrey, British Columbia. It offers a wide variety of services from personal banking, mortgages, loans, investments to corporate finance. It is the largest credit union in Canada with over 540,000 members and $25 billion in assets. It has 52 branches in British Columbia with 1,600 employees.

Coast Capital Prime Rate

Coast Capital's Prime Rate is used as the basis for many of Coast Capital's lending products including variable rate mortgages, lines of credit, and HELOCs. Prime, or P, is normally combined with a spread to make up the final interest rate.

Current Coast Capital Prime Rate: 2.45%

Last Changed: March 31, 2020

Coast Capital Fixed-Rate Mortgages

Mortgage Amount:
Amortization:
Payment Frequency:
TermRateMonthly Payment
1-Year Fixed
2.29%$1,752
2-Year Fixed
2.04%$1,703
3-Year Fixed
1.99%$1,693
4-Year Fixed
2.04%$1,703
5-Year Fixed
2.04%$1,703
6-Year Fixed
2.64%$1,823
7-Year Fixed
2.69%$1,833
8-Year Fixed
4.14%$2,142
9-Year Fixed
4.19%$2,154
10-Year Fixed
2.94%$1,884

The rates shown are for insured mortgages with a downpayment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.

Coast Capital Variable-Rate Mortgages

Mortgage Amount:
Amortization:
Payment Frequency:
TermRateMonthly Payment
1-Year Variable
2.29%$1,752
2-Year Variable
2.04%$1,703
3-Year Variable
1.99%$1,693
4-Year Variable
2.04%$1,703
5-Year Variable
1.30%$1,562
6-Year Variable
2.64%$1,823
7-Year Variable
2.69%$1,833
8-Year Variable
4.14%$2,142
9-Year Variable
4.19%$2,154
10-Year Variable
2.94%$1,884

The rates shown are for insured mortgages with a downpayment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.

Coast Capital Mortgage Break Penalty

Variable Rate MortgageFixed Rate Mortgage
3 Months’ InterestGreater of 3 Months’ Interest or the IRD amount
Interest Rate Differential (IRD) for Coast Capital
Difference in interest payable due to the difference between your current mortgage rate and Coast Capital’s current interest rate for a mortgage with a comparable term on the time remaining, less any rate discounts that you received.

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.