Bulkley Valley Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Bulkley Valley
Bulkley Valley Credit Union is a credit union located in British Columbia. It was founded in 1941. It primarily serves Hazelton, Houston, Burns Lake and Smithers.
Bulkley Valley Credit Union was founded in May 1941 and serves communities in the Bulkley Valley region of northwestern British Columbia. Headquartered in Smithers, it provides financial services to members in communities from Burns Lake to the Hazeltons.
The credit union offers personal and business banking, mortgages, loans, and investment services, with insurance and financial planning available through related divisions. Its governance structure includes a board of directors elected by members, keeping oversight connected to the communities it serves.
As a member owned cooperative, Bulkley Valley Credit Union shares a portion of its financial success with members through patronage returns. Its work focuses on local decision making, member service, and financial support for individuals, businesses, and communities in northwestern British Columbia.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Essentials
- Standard Fee
- $4.00/mo
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- 5 free Interac e-Transfers are included each month.
- A 0.03% interest rate applies when the minimum monthly balance exceeds $1,000.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Limitless Chequing
- Standard Fee
- $16.50/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Investment Savings
- Interest Rate
- 0.05%*
- Standard Fee
- Free
- Free Transactions
- 4
- Insurance Limit
- Unlimited
Account details
- This account allows 4 free transactions.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $4,999 0.05% $5,000 to $24,999 0.10% $25,000 to $49,999 0.20% $50,000 to $99,999 0.25% $100,000 or more 0.30% Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: Smart
- Interest Rate
- 0.05%
- Standard Fee
- Free
- Free Transactions
- 10
- Insurance Limit
- Unlimited
Account details
- This account allows 10 free transactions.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $627M | +5.6% | +17.2% |
| Loans | $406M | +10.6% | +29.7% |
| Deposits | $584M | +5.6% | +17.0% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $22M | +29.4% | +22.2% |
| Efficiency Ratio | 83.9% | — | — |
| Members | ~16,000 | — | — |
| Branches | 4 | — | — |
| Target Members / Region | Hazelton, Houston, Burns Lake, Smithers | — | — |
Bulkley Valley Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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