Sunrise Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Sunrise
Sunrise Credit Union is a credit union located in Manitoba. It was founded in 2008 through the merger of five legacy credit unions: Virden, Turtle Mountain, Hartney, Tiger Hills and and Cypress River. It primarily serves Parkland and Western regions of Manitoba.
Sunrise Credit Union was formed in 2008 through the merger of Virden, Turtle Mountain, Hartney, Tiger Hills, and Cypress River Credit Unions. These predecessor institutions brought together cooperative roots in western Manitoba, creating a member owned financial institution serving rural and small town communities.
Headquartered in Brandon, Sunrise serves communities across southwestern Manitoba with personal and business banking, lending, mortgages, investments, and financial advice. Its work focuses on local service, member ownership, and financial support for the communities where its members live and work.
Sunrise also supports community initiatives through sponsorships, local partnerships, and its Building Communities Grant Program, which provides funding for Manitoba projects and organizations. Its approach reflects the cooperative role of local credit unions in serving residents, businesses, and families across the region.
Provinces served
Number of Members (as of 2025): ~35,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Personal Chequing
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Bill Payment (In Branch): $1.00 Bill Payment (Online): $0.50 Interac e-Transfer (Send or Reverse): $1.00 Point-of-Sale Transaction: $0.75
- A pay-as-you-go account with no age restrictions, built for members who only want to pay for the services they actually use. Deposits are free across every method, including in-branch, ATM, external auto-deposit, and Interac e-Transfer, and outbound transfers between accounts, ATM withdrawals, and telephone or online transfers are all free as well. Sending an e-Transfer is one of the few transaction types on this account that isn't free.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Premium Chequing
- Standard Fee
- $13.95/mo
- Free Transactions
- 70
- Insurance Limit
- Unlimited
Account details
- This account allows 70 free transactions.
- 5 free Interac e-Transfers are included each month.
- A flat monthly fee package with no minimum balance requirement, covering the first 40 items across external auto withdrawals, point-of-sale transactions, in-branch bill payments, and telephone or online banking. It also includes free Canadian credit union ATM withdrawals, deposits, and transfers between accounts. It's a good fit for members who want predictable monthly costs without needing the higher e-Transfer allowance of the Platinum Plus package.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: High Interest Savings Account
- Interest Rate
- 1.40%
- Standard Fee
- Free
- Free Transactions
- 1
- Insurance Limit
- Unlimited
Account details
- This account allows 1 free transaction.
- A daily savings account offering unlimited deposits and a higher interest rate than Plan 24, calculated on your daily closing balance and paid monthly. It includes just one free debit transaction per month, with each additional one costing $5.00 on top of whatever standard service fee applies to that specific transaction type, whether it's an ATM withdrawal, e-Transfer, or something else. It's a good fit for members who want a stronger rate and don't need frequent access, since the fee structure is designed to discourage treating this account like a chequing account.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Plan 24® Savings Account
- Interest Rate
- 0.05%
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- A savings account offering unlimited deposits and unlimited in-branch withdrawals at no charge, with interest calculated on your daily closing balance and paid monthly. Point-of-sale transactions and external auto withdrawals are billed at Sunrise's regular service fees rather than being included, positioning this as an account built around free counter transactions rather than free everyday spending.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $2,107M | +7.0% | +21.4% |
| Loans | $1,839M | +11.3% | +41.9% |
| Deposits | $1,942M | +6.8% | +21.4% |
| Loan-to-Deposit Ratio | 94.7% | — | — |
| Mortgages + HELOCs | $468M | +8.8% | +11.7% |
| Securities | $70M | -28.6% | -78.9% |
| Revenue | $60M | +20.0% | +46.3% |
| Efficiency Ratio | 69.1% | — | — |
| Target Members / Region | Parkland and Western regions of Manitoba | — | — |
Sunrise Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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