Southwest Regional Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Read our independent Southwest Regional Credit Union review to compare financial metrics, chequing fees, and branch locations across Ontario. As of 2026, Southwest Regional Credit Union ranks #100 among Canadian credit unions with $246 million in total assets.
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Credit Union
Southwest Regional
Southwest Regional Credit Union is a credit union located in Ontario. It was founded in 1995 through the merger of Moore Credit Union and Imperial Credit Union. It primarily serves Southwestern Ontario.
Southwest Regional Credit Union traces its roots to May 1939, when a church group in Moore Township, Ontario, formed a local credit union later known as Moore Credit Union. Over time, it expanded into Corunna and Sarnia through organic growth and mergers.
In 1995, Moore Credit Union amalgamated with Imperial Credit Union to form Southwest Regional Credit Union. Wallaceburg Community Credit Union joined in 1997, followed by Holy Family Catholic Parishes Credit Union in 2003.
Today, Southwest Regional serves members across Lambton and Chatham Kent counties through locations in Sarnia, Corunna, Wyoming, and Wallaceburg. It offers personal, business, and agricultural banking, borrowing, mortgages, investments, wealth management, and related financial services.
Provinces served
Number of Members (as of 2025): ~6,000
Southwest Regional Credit Union Ranking Among Credit Unions Monitored by WOWA
100th
by Assets
of 135 credit unions
94th
by Loans
of 134 credit unions
101st
by Deposits
of 134 credit unions
Southwest Regional Credit Union ranks 100th among Canadian credit unions by assets monitored by WOWA, 94th by loans, and 101st by deposits, as of October 31, 2025. You can view the complete list of Canadian credit unions here.
Southwest Regional Credit Union Branch Locations
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $246M | N/A |
| Loans | $212M | N/A |
| Deposits | $218M | N/A |
| Loan-to-Deposit Ratio | 97.2% | — |
| Mortgages + HELOCs | $152M | N/A |
| Securities | $13M | N/A |
| Revenue | $6M | N/A |
| Efficiency Ratio | 79.1% | — |
| Target Members / Region | Southwestern Ontario | — |
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