Canada’s Personal Finance Encyclopedia
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Interest Rates in Canada
Updated Dec 9th, 2023
Our Real Estate Tools
Check out some of our great tools to help you with your real estate experience.
Mortgage/Real Estate Calculators
Mortgage Calculator Canada
Our interactive, visual calculator shows you everything you need to know about your mortgage payments.
Mortgage Affordability
Estimate the how much mortgage you can afford, and why, with the most comprehensive affordability calculator in Canada.
Canada First Time Home Buyer Incentives
Check first-time home buyer programs such as new Canadian government incentive program, land transfer tax rebates and RRSP withdrawal plans.
Closing Costs Calculator
Calculate how much you can expect to pay in closing costs. Easy-to-use, detailed and comprehensive.
CMHC Insurance Calculator
Calculate your CMHC insurance premium with our easy-to-use calculator.
Home Equity Line of Credit (HELOC)Find out how much you can borrow from your home equity with low interest and maximum flexibility.
Mortgage Down Payment Calculator
Calculate your mortgage down payment with our easy-to-use calculator.
Mortgage Penalty Calculator
Calculate your mortgage break penalty to see how much your lender will charge you in mortgage prepayment fees
Mortgage Calculator Canada
Our interactive, visual calculator shows you everything you need to know about your mortgage payments.
Mortgage AffordabilityEstimate the how much mortgage you can afford, and why, with the most comprehensive affordability calculator in Canada.
Canada First Time Home Buyer IncentivesCheck first-time home buyer programs such as new Canadian government incentive program, land transfer tax rebates and RRSP withdrawal plans.
Closing Costs CalculatorCalculate how much you can expect to pay in closing costs. Easy-to-use, detailed and comprehensive.
CMHC Insurance CalculatorCalculate your CMHC insurance premium with our easy-to-use calculator.
Home Equity Line of Credit (HELOC)Find out how much you can borrow from your home equity with low interest and maximum flexibility.
Mortgage Down Payment CalculatorCalculate your mortgage down payment with our easy-to-use calculator.
Mortgage Penalty CalculatorCalculate your mortgage break penalty to see how much your lender will charge you in mortgage prepayment fees
Home Value Estimator
Get an free home value estimate based on real-world statistical models, plus free home valuation by three experienced real estate agents.
Taxes in Canada
Canada Income Tax Calculator
Use our simple calculator to Calculate your 2021 and 2022 income tax. We provide resources for citizens of all provinces in Canada
Property Tax Calculator
Calculate your property tax using either your home price or MCAP assessed value.
Land Transfer Tax Calculator
Calculate how much you can expect to pay, and (if you’re a first-time buyer) how much you can expect to save.
Canada GST/HST Calculator Use our simple calculator to Calculate your GST, PST and HST. We provide resources for citizens of all provinces in Canada
MarketWatch
“At the forefront of helping Canadians make more informed financial decisions”
Canada Housing Market Reports
Canada Interest Rates
Canada GIC Rates
The best GIC rates in Canada. Learn everything from the definition of a GIC to the best way to buy one.
Line of Credit RatesA line of credit allows you to borrow money at any time, and you only pay interest on the amount borrowed. Learn more about line of credit interest rates, credit limits, and lenders in Canada.
Mortgage RatesCompare fixed & variable mortgage rates from 45+ lenders in Canada.
Saving Account RatesCompare the best savings accounts in Canada with the highest interest rate, all for no monthly fee and with no minimum balance required.
Stocks & ETFs
This page provides a list of the 20 highest dividend stocks available to purchase in Canada.
This page introduces ETFs and lists the best ETFs which enable you to gain exposure to the Canadian and American markets as well as the most critical sectors of the Canadian and American stock markets, and some favourite currencies. These ETFs further enable you to gain exposure to the essential commodities.
Review of most important Canadian bank stocks
This page introduces the largest Canadian oil stocks. Stocks reviewed on this page are Enbridge, Canadian Natural, TC Energy, Suncor, Cenovus, Imperial Oil, Tourmaline Oil and Pembina Pipeline.
Cost of Living in Canada
Canada Cost of Living Map
As affordability is becoming more important in determining where to live, this guide shows you a breakdown of living costs across 10 major Canadian cities.
Canada Cost of Living Calculator
This cost of living calculator shows how much it will cost to move between Canada's largest cities, and how your standard of living may change as a result.
Canada Inflation Calculator
This inflation calculator lets you determine the value of the Canadian Dollar based on current and historical inflation rates in Canada through the CPI.
Canada Inflation Rate and CPILearn more about inflation in Canada by category and by region, and compare CPI statistics for 2022.