East Coast Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
East Coast
East Coast Credit Union is a credit union located in Nova Scotia. It was founded in 1933 through the merger of Heritage Credit Union. It primarily serves Eastern regions.
East Coast Credit Union traces its roots to 1933, when farmers and fishers in rural Nova Scotia organized a cooperative financial institution to improve access to credit and keep local savings working in their communities. Since then, East Coast has grown into one of Nova Scotia’s larger credit unions.
Headquartered in Dartmouth, East Coast serves members across Nova Scotia with personal and business banking, lending, mortgages, investments, and financial advice. Its work is focused on local service, community investment, and the cooperative principle that members are also owners.
East Coast is also a certified B Corporation, reflecting verified social and environmental standards. It is currently exploring a merger with Acadian Credit Union, iNova Credit Union, and Teachers Plus Credit Union, a proposal that could create a larger province wide cooperative financial institution.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Preferred Plan
- Standard Fee
- $15.95/mo
- Free Transactions
- Unlimited
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $4,000 in your account.
- The account fee may be waived for students and youth.
- This account allows Unlimited free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Chequing Account
2. Account: Value Plan
- Standard Fee
- $4.00/mo
- Free Transactions
- 15
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $2,000 in your account.
- The account fee might be waived for seniors.
- This account allows 15 free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Savings Accounts
Savings Account
Account: Everyday Savings
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- $250,000 per category
Account details
- This account allows 2 free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Savings Account
Account: High Interest Savings
- Interest Rate
- 0.55%
- Standard Fee
- Free
- Free Transactions
- 0
- Insurance Limit
- $250,000 per category
Account details
- This account allows 0 free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1.78B | +16.2% | +65.9% |
| Loans | $1.51B | +15.6% | +82.1% |
| Deposits | $1.52B | +16.4% | +60.4% |
| Mortgages + HELOCs | $766M | +13.8% | +59.6% |
| Revenue | $70M | +20.7% | +100.0% |
| Efficiency Ratio | 80.2% | — | — |
| Members | ~60,000 | — | — |
| Branches | 20 | — | — |
| Target Members / Region | Eastern regions | — | — |
East Coast Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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