Frontline Credit Union
This Page's Content Was Last Updated: July 21, 2026
Important Information
We are not affiliated with Frontline Credit Union. We are an informational website that provides information on lenders across Canada and the financial products they offer.
Credit Union
Frontline
Frontline Credit Union is a credit union located in Ontario. It was founded in 1948. It primarily serves Predominantly Fire, Health and Police and Hydro services employees in Ottawa.
Frontline Credit Union was founded in 1948 by Ottawa firefighters as a cooperative financial institution for emergency services workers and their families. Its membership later expanded to include people connected to fire, health, hydro, and other community services in the Ottawa region.
Headquartered in Ottawa’s Westboro area, Frontline offers personal banking, borrowing, mortgages, investments, insurance, and related financial services. Its history includes both workplace based and community based membership.
Frontline Credit Union operates as a member owned financial cooperative governed by directors elected by its members. It has a patronage program for eligible members.
Provinces served
Number of Members (as of 2025): ~5,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: CU Gold Chequing
- Standard Fee
- $11.95/mo
- Free Transactions
- Unlimited
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $24,999 0.00% $25,000 or over 0.25% - Frontline Credit Union CU Gold Chequing is an $11.95-per-month chequing account with unlimited transactions, free point-of-sale purchases, and no-charge Canadian ATM transactions. It includes free personalized duplicate cheques and credit union certified cheques. No minimum balance is required, and tiered interest is calculated daily and paid monthly.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Chequing Account
2. Account: E-Chequing
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Frontline Credit Union E-Chequing is a no-monthly-fee chequing account requiring direct deposit, with unlimited online, mobile, point-of-sale, pre-authorized debit and credit, online bill payment, and EXCHANGE Network ATM transactions. It includes free e-statements and the first 100 personalized cheques. In-branch and telephone transactions are subject to separate fees.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Platinum Savings
- Interest Rate
- 0.25%*
- Standard Fee
- Free
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $5,000 0.25% $5,000 to $50,000 0.50% $50,000 or over 0.75% - Frontline Credit Union Platinum Savings is a no-monthly-fee savings account with 3 interest tiers based on balance. It has no minimum balance requirement and is available as a TFSA, RRSP, or RRIF. Debit card access is unavailable. The account includes 1 free withdrawal per month when a minimum balance of $500 is maintained.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $256M | N/A |
| Loans | $234M | N/A |
| Deposits | $241M | N/A |
| Loan-to-Deposit Ratio | 97.1% | — |
| Mortgages + HELOCs | $190M | N/A |
| Securities | $16M | N/A |
| Revenue | $5M | N/A |
| Efficiency Ratio | 84.4% | — |
| Target Members / Region | Predominantly Fire, Health, Police and Hydro services employees in Ottawa | — |
For deeper insights into all Canadian lenders, subscribe to our comprehensive Lenders Report, with plans starting at just $100 per month.
Contact
If you're from Frontline Credit Union and would like to add or update information on this page, please fill out the form.
Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.