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Mortgage Affordability Calculator 2020
Canada’s most comprehensive affordability calculatorSimply the most comprehensive affordability calculator in Canada.†
Annual Household Income
Enter your annual income before taxes.
Gross Income: $00
Estimated Net Income: $00
How much do you have saved for your down payment?
$ 60,000
First-time home-buyer? You can withdraw up to $35,000 from your RRSP, with no fees or interest, to help increase your down payment.
Where are you looking to buy?
What type of home are you looking for?
Condo Apt.
Townhouse
Detached House
Not DecidedMonthly Debt PaymentshelpSome examples include: Credit Card, Student Loan, Car Payment, etc.
Some examples include: Credit Card, Student Loan, Car Payment, etc.
$ 0
Enter your average monthly payment. If you have multiple sources of debt, enter the total for your household.
Monthly Non-Housing Expenses
Enter your average monthly expenses in each of the above categories, excluding any housing-related expenses. Exclude your heating costs from your utility bill total.
* Rates shown are on approved credit and subject to change without notice.