St. Stanislaus – St. Casimir's Polish Parishes Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
St. Stanislaus –
St. Casimir's Polish Parishes
St. Stanislaus – St. Casimir's Polish Parishes Credit Union Limited is a credit union located in Ontario. It was founded in 1945. It primarily serves Roman Catholic Polish-Canadians.
St. Stanislaus St. Casimir's Polish Parishes Credit Union was founded on August 9, 1945, at St. Stanislaus Roman Catholic Parish in Toronto. It was established by Oblate Fathers to provide financial services for members of the Polish Catholic community. A second office opened in 1958 at St. Casimir's Roman Catholic Parish.
Headquartered on Roncesvalles Avenue in Toronto, the credit union serves members across Ontario with personal and business banking, mortgages, loans, investments, and related financial services.
The credit union also has a cultural role within Ontario’s Polish Catholic community. It owns and produces Polish Studio, a Polish language television program that has aired weekly on CityTV since 1988.
Provinces served
Number of Members (as of 2025): ~17,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Personal Chequing Account
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- POLCU Personal Chequing Account is a non-interest-bearing chequing account that includes 12 complimentary personalized cheques when opened and mailed monthly statements. Issued-cheque fees are waived for members over age 65. Automatic transfers from other accounts and personal lines of credit can be arranged, and the account is also available in U.S. currency.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Daily Savings
- Interest Rate
- 0.05%
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- POLCU Daily Savings is a savings account with interest calculated on the minimum daily balance and paid monthly. Members over age 65 receive additional bonus interest. A minimum monthly balance of $1,000 eliminates withdrawal charges. The account is also available in U.S. currency and supports multiple deposits and withdrawals during the month.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Account
Account: Premium Savings
- Interest Rate
- 0.05%
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- POLCU Premium Savings is a savings account without a fixed maturity date. POLCU describes it as offering a high savings rate comparable to a short-term certificate. A current Premium Savings rate is published on POLCU’s rates page, while additional account details and conditions are available by contacting a branch.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $635M | +18.0% | +14.6% |
| Loans | $526M | +23.5% | +18.5% |
| Deposits | $587M | +17.2% | +12.7% |
| Loan-to-Deposit Ratio | 89.6% | — | — |
| Mortgages + HELOCs | $479M | +21.6% | +20.7% |
| Securities | $66M | +24.5% | +1.5% |
| Revenue | $16M | +60.0% | +33.3% |
| Efficiency Ratio | 79.5% | — | — |
| Target Members / Region | Roman Catholic Polish-Canadians | — | — |
St. Stanislaus – St. Casimir's Polish Parishes Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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