Credit Union Atlantic Limited (CUA)
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Credit Union Atlantic Limited (CUA)
Credit Union Atlantic Limited (CUA) is a credit union located in Nova Scotia. It was founded in 1948. It primarily serves Halifax Regional Municipality and broader Nova Scotia.
Credit Union Atlantic, known as CUA, has served Nova Scotians since 1948, when it opened in Halifax as Dockyard Credit Union. It has since developed into a full service, member owned financial institution based in Halifax and serving people and businesses in the surrounding region.
CUA offers personal and business banking, mortgages, loans, investments, wealth management, and commercial lending. Its service model includes personalized advice, flexible products, and local decision-making for members and business clients.
As a cooperative, CUA focuses on the financial needs of the Nova Scotians it serves. Through community investment, grants, partnerships, and local support, it contributes to organizations and initiatives in the communities where its members live and work.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: myChequing
- Standard Fee
- $4.00/mo
- Free Transactions
- 20
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $2,000 in your account.
- This account allows 20 free transactions.
- 1 free Interac e-Transfer is included each month.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Chequing Account
2. Account: myChequing Unlimited
- Standard Fee
- $16.95/mo
- Free Transactions
- Unlimited
- Insurance Limit
- $250,000 per category
Account details
- The monthly account fee is waived if you maintain a minimum balance of $3,000 in your account.
- This account allows Unlimited free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Savings Accounts
Savings Account
Account: myHighInterestSavings
- Interest Rate
- 1.25%
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- $250,000 per category
Account details
- This account allows 2 free transactions.
Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Savings Account
Account: mySavings
- Interest Rate
- 0.05%*
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- $250,000 per category
Account details
- This account allows 2 free transactions.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $1 to $9,999 0.05% $10,000 to $99,999 0.10% $100,000 or over 0.15% Deposit Insurance
Deposits are insured by the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC). "Category" generally means separate coverage for each account type, such as individual, joint, trust, and each registered plan, though exact definitions vary slightly by province.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1.21B | +9.8% | +59.2% |
| Loans | $1.03B | +9.6% | +124.2% |
| Deposits | $982M | +12.0% | +43.8% |
| Mortgages + HELOCs | $228M | -2.6% | N/A |
| Revenue | $56M | +7.7% | +51.4% |
| Efficiency Ratio | 44.1% | — | — |
| Members | ~25,000 | — | — |
| Branches | 8 | — | — |
| Target Members / Region | Halifax Regional Municipality and broader Nova Scotia | — | — |
Credit Union Atlantic Limited (CUA) Deposits, Loans and Revenue in the Past 5 Years
For deeper insights into all Canadian lenders, subscribe to our comprehensive Lenders Report, with plans starting at just $100 per month.
Contact
If you're from Credit Union Atlantic Limited (CUA) and would like to add or update information on this page, please fill out the form.
Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.