Moya Financial Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Moya Financial
Moya Financial Credit Union Limited is a credit union located in Ontario. It was founded in 2016 through the merger of Krek Slovenian Credit Union and Slovenia Parishes Credit Union. It primarily serves Southern Ontario Slovenian community.
Moya Financial Credit Union was established in January 2016 through the merger of Krek Slovenian Credit Union and Slovenia Parishes Credit Union. Both predecessor institutions had served Ontario’s Slovenian community for more than six decades.
The name Moya is drawn from the Slovenian word moja, meaning my, reflecting the credit union’s member owned cooperative structure and community origins. While its roots are in Ontario’s Slovenian community, membership is open more broadly.
Moya offers personal and business banking, borrowing, mortgages, investments, and related financial services. It operates as a cooperative financial institution focused on member service, local decision making, and financial support for individuals, families, businesses, and community organizations across Ontario.
Provinces served
Number of Members (as of 2025): ~5,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: No-Fee Chequing Account
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Moya Financial No-Fee Chequing Account is a no-monthly-fee chequing account with no minimum balance requirement and no standard transaction charges. It includes unlimited free deposits, withdrawals, transfers, cheque clearing, debit card transactions, online bill payments, and Interac e-Transfers. Members also receive free access to more than 4,500 Ding-Free ATMs across Canada.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Daily Interest Savings Account
- Interest Rate
- 0.15%
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Moya Financial Daily Interest Savings Account is a no-monthly-fee savings account with no minimum balance requirement. Interest is calculated on the closing daily balance and paid monthly. It includes unlimited free deposits, withdrawals, transfers, debit card transactions, online bill payments, and Interac e-Transfers, plus free access to more than 4,500 Ding-Free ATMs.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Account
Account: Savings Account
- Interest Rate
- 0.50%
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Moya Financial Savings Account is a no-monthly-fee savings account with no minimum balance requirement. Interest is calculated on the minimum monthly balance and paid monthly. It includes unlimited free deposits, withdrawals, transfers, debit card transactions, online bill payments, and Interac e-Transfers, plus free access to more than 4,500 Ding-Free ATMs.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $424M | +4.7% | +21.1% |
| Loans | $379M | +10.8% | +26.8% |
| Deposits | $384M | +4.6% | +19.3% |
| Loan-to-Deposit Ratio | 98.7% | — | — |
| Mortgages + HELOCs | $250M | +5.0% | +22.5% |
| Securities | $21M | -12.5% | -44.7% |
| Revenue | $9M | +28.6% | +50.0% |
| Efficiency Ratio | 49.8% | — | — |
| Target Members / Region | Southern Ontario Slovenian community | — | — |
Moya Financial Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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