Kindred Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Kindred
Kindred Credit Union is a credit union located in Ontario. It was founded in 1964. It primarily serves Mennonite community.
Kindred Credit Union was founded on March 21, 1964, when members of the Waterloo County Mennonite community created a cooperative financial institution. Originally known as Mennonite Savings and Credit Union, it served faith community members for decades before gradually opening its membership more widely and rebranding as Kindred Credit Union in 2016.
Kindred integrates values based criteria into its financial services. It limits investments in areas such as gambling, weapons, tobacco, alcohol, and cannabis, and offers products such as Affordable Housing GICs, which help finance long term affordable housing in Waterloo Region.
Headquartered in Kitchener, Kindred is a certified B Corporation serving Southern Ontario. Its work connects everyday banking, investing, and lending with member ownership, community impact, and responsible financial stewardship.
Provinces served
Mortgage Rates
The mortgage rates on this page were last updated on August 5, 2026 at 5:46 PM ET.
| Lender | Term | Rate | |
|---|---|---|---|
| 3-Year Fixed | 4.24% | ||
| 5-Year Fixed | 4.29% | ||
| 5-Year Variable | 4.45% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
The GIC rates on this page were last updated on August 5, 2026 at 11:14 AM ET.
| Term | Rate |
|---|---|
| 1-Month | 1.80% |
| 3-Month | 2.05% |
| 6-Month | 2.25% |
| 9-Month | 2.35% |
| 1-Year | 3.20% |
| 2-Year | 3.00% |
| 3-Year | 3.75% |
| 4-Year | 3.30% |
| 5-Year | 3.75% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Flex Plan
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Chequing Account
2. Account: Unlimited Plan
- Standard Fee
- $17.95/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $3,000 in your account.
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Chequing Account
3. Account: Value Plan
- Standard Fee
- $11.45/mo
- Free Transactions
- 25
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $3,000 in your account.
- This account allows 25 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: Daily Interest Savings Account (Plan 24)
- Interest Rate
- 0.10%
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Account
Account: High Interest Savings Account
- Interest Rate
- 0.90%
- Standard Fee
- Free
- Free Transactions
- 1
- Max e-Transfer / Day
- $10,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 1 free transaction.
- Maximum Interac e-Transfer per day: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $2.38B | +4.5% | +31.0% |
| Loans | $2.14B | +8.6% | +30.9% |
| Deposits | $2.04B | +3.7% | +24.8% |
| Mortgages + HELOCs | $713M | +6.7% | +51.4% |
| Revenue | $62M | +10.7% | +51.2% |
| Efficiency Ratio | 69.7% | — | — |
| Members | ~30,000 | — | — |
| Branches | 8 | — | — |
| Target Members / Region | Mennonite community | — | — |
Kindred Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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Disclaimer:
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- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.