The Police Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
Credit Union
The Police
The Police Credit Union Limited is a credit union located in Ontario. It was founded in 1946. It primarily serves Police employees.
The Police Credit Union was founded in 1946 to serve the policing community in Toronto. In 1967, it was formally incorporated as Metro Toronto Police Credit Union Limited. Over time, its membership expanded beyond Toronto to include police services across Ontario, and its name was later updated to reflect that broader scope.
Today, The Police Credit Union serves employees and retired members of police services in Ontario, along with staff of related police associations and organizations. Headquartered in Toronto, it offers personal banking, borrowing, mortgages, investments, and related financial services.
The credit union also supports the policing community through scholarships, bursaries, and contributions to organizations such as the Ontario Police Memorial Foundation.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: PAY AS YOU GO
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Chequing Account
2. Account: PREMIUM REWARDS CHEQUING
- Standard Fee
- $19.95/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $3,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Savings Accounts
Savings Account
Account: DAILY INTEREST SAVINGS
- Interest Rate
- 0.45%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit (Non-Registered)
- $250,000 per depositor
- Insurance Limit (Registered)
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Up to 0.45%
Deposit Insurance
Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA), via the Deposit Insurance Reserve Fund (DIRF).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $380M | +2.2% | +3.0% |
| Loans | $341M | +2.7% | +6.2% |
| Deposits | $346M | +2.4% | +2.4% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $9M | +12.5% | +12.5% |
| Efficiency Ratio | 87.6% | — | — |
| Members | N/A | — | — |
| Branches | N/A | — | — |
| Target Members / Region | Police employees | — | — |
The Police Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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Contact
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