Stride Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Stride
Stride Credit Union is a credit union located in Manitoba. It was founded in 2017 through the merger of Portage Credit Union and Austin Credit Union. It primarily serves Central Plains and Pembina Valley regions of Manitoba.
Stride Credit Union is a Manitoba based credit union serving the Central Plains region. It was formed in 2017 through the amalgamation of Austin Credit Union and Portage Credit Union, and later expanded through its merger with Beautiful Plains Credit Union. These predecessor institutions brought local cooperative banking roots from communities across central Manitoba.
Headquartered in Portage la Prairie, Stride serves personal, business, and agricultural members with banking, lending, mortgages, investments, and financial advice. Its work is focused on practical financial service for families, farms, businesses, and local organizations in the region.
Stride emphasizes local insight and local decision-making. Lending decisions are made by people who live and work in the same communities they serve, supporting a cooperative model connected to member and community needs.
Provinces served
Number of Members (as of 2025): ~20,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Basic Chequing
- Standard Fee
- $5.00/mo
- Free Transactions
- 20
- Max e-Transfer / Day
- $25,000
- Insurance Limit
- Unlimited
Account details
- This account allows 20 free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
- Stride Credit Union Basic Chequing is a $5-per-month chequing account with 20 included transactions per month, covering cash withdrawals, cheques, debit card purchases, bill payments, and other eligible transactions. Additional transactions are charged on a pay-as-you-go basis. Deposits and online or mobile transfers between Stride accounts are free.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Complete Chequing
- Standard Fee
- $20.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $25,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
- Stride Credit Union Complete Chequing is a $20-per-month chequing account with unlimited transactions and free Interac e-Transfers. It also includes free Interac debit payments and personalized cheques. The account can be accessed through Stride branches, online and mobile banking, debit card purchases, and ATMs for cash withdrawals and other eligible banking transactions.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: High Interest Savings
- Interest Rate
- 1.50%*
- Standard Fee
- Free
- Free Transactions
- 1
- Max e-Transfer / Day
- $25,000
- Insurance Limit
- Unlimited
Account details
- This account allows 1 free transaction.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $50,000 1.50% $50,001 to $100,000 1.65% $100,001 or over 1.85% - Stride Credit Union High Interest Savings is a no-monthly-fee savings account with tiered interest based on the daily closing balance. The account includes 1 free withdrawal per month. Interest rates vary across balance tiers, with different rates applying to different portions of the balance as specified by Stride Credit Union.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Plan 24
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $25,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $25,000
- Maximum Interac e-Transfer per week: $25,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Stride Credit Union Plan 24 is a no-monthly-fee savings account with tiered interest based on the account’s daily balance. It includes 10 free transactions per month when a minimum daily balance of $3,000 is maintained. Additional transactions are charged on a pay-as-you-go basis under Stride Credit Union’s applicable transaction fees.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1,196M | +9.1% | +32.4% |
| Loans | $989M | +8.8% | +39.7% |
| Deposits | $1,083M | +9.6% | +30.2% |
| Loan-to-Deposit Ratio | 91.3% | — | — |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Securities | $19M | 0.0% | +72.7% |
| Revenue | $33M | +10.0% | +43.5% |
| Efficiency Ratio | 67.8% | — | — |
| Target Members / Region | Central Plains and Pembina Valley regions of Manitoba | — | — |
Stride Credit Union Deposits, Loans and Revenue in the Past 5 Years
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