Beem Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Beem
Beem Credit Union is a credit union located in British Columbia. It was founded in 2024 through the merger of Interior Savings Credit Union and Gulf & Fraser Fishermen's Credit Union. It primarily serves Lower Mainland and Fraser Valley.
Beem Credit Union is a British Columbia based credit union with more than eight decades of cooperative banking history through its founding organizations. It was formed in 2024 through the merger of Interior Savings Credit Union and Gulf & Fraser Credit Union, bringing together regional credit union networks that included brands such as North Peace Savings and GFCU Savings.
Beem later expanded through its merger with BlueShore Financial, creating one of British Columbia’s largest provincially regulated credit unions. It serves members from Metro Vancouver and the Fraser Valley through the Interior, Cariboo, and Northern British Columbia.
Beem has also invested in digital banking, including a modern core banking system, digital platform, and website. These investments are intended to improve convenience, security, and member service while maintaining a member owned cooperative structure.
Provinces served
Mortgage Rates
The mortgage rates on this page were last updated on August 5, 2026 at 5:46 PM ET.
| Lender | Term | Rate | |
|---|---|---|---|
| 1-Year Fixed | 4.79% | ||
| 2-Year Fixed | 4.39% | ||
| 3-Year Fixed | 4.24% | ||
| 4-Year Fixed | 4.34% | ||
| 5-Year Fixed | 4.04% | ||
| 7-Year Fixed | 5.00% | ||
| 3-Year Variable | 3.90% | ||
| 5-Year Variable | 3.75% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
The GIC rates on this page were last updated on August 5, 2026 at 11:14 AM ET.
| Term | Rate |
|---|---|
| 1-Month | 2.00% |
| 3-Month | 2.10% |
| 6-Month | 2.40% |
| 9-Month | 2.40% |
| 1-Year | 3.00% |
| 1.5-Year | 3.05% |
| 2-Year | 3.10% |
| 3-Year | 3.20% |
| 4-Year | 3.20% |
| 5-Year | 3.35% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Essentials spending
- Standard Fee
- Free
- Free Transactions
- 15
- Insurance Limit
- Unlimited
Account details
- This account allows 15 free transactions.
- Interac e-Transfers count toward the monthly transaction limit. Additional Interac e-Transfers are charged at the standard per-use rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Everyday spending
- Standard Fee
- $4.95/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- The account fee may be waived for students and youth.
- The account fee might be waived for seniors.
- This account allows Unlimited free transactions. Maximum 10 of these transactions can be carried out in branch.
- E-Transfers are excluded from the transaction limit and is unlimited.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
3. Account: Unlimited spending
- Standard Fee
- $9.95/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Everyday savings
- Interest Rate
- 0.05%
- Standard Fee
- Free
- Free Transactions
- 5
- Insurance Limit
- Unlimited
Account details
- This account allows 5 free transactions.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: High interest savings (HISA)
- Interest Rate
- 0.70%
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $13.8B | +64.2% | +187.7% |
| Loans | $11.7B | +63.9% | +183.0% |
| Deposits | $12.3B | +63.2% | +181.2% |
| Mortgages + HELOCs | $8.45B | +55.8% | +184.5% |
| Revenue | $381M | +86.8% | +277.2% |
| Efficiency Ratio | 69.7% | — | — |
| Members | ~202,000 | — | — |
| Branches | 66 | — | — |
| Target Members / Region | Lower Mainland, Fraser Valley | — | — |
Beem Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
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- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.