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Best Mortgage Rates in Canada

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Lowest Mortgage Rates in Canada
As of July 26, 2024
Term
*The above rates are based on your location of
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Canada Mortgage Rates
As of July 26, 2024 at 6:46 PM ET
Mortgage Term
Mortgage Type
Mortgage Amount
Amortization
Years
Province
Is Insured?

Insured

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Mortgage Term
Mortgage Type
Lenders
Rates
*/**Terms and conditions apply.
These rates are for Prime customers. To qualify, you generally need a good credit score and a steady job. Rates updated on 2024-07-26.

What are the best mortgage rates in Canada?

As of July 26, 2024,

  • The best 1-year fixed insured mortgage rate is 6.34%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 2-year fixed insured mortgage rate is 5.39%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 3-year fixed insured mortgage rate is 4.59%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 4-year fixed insured mortgage rate is 4.69%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 5-year fixed insured mortgage rate is 4.39%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 5-year variable insured mortgage rate is 5.40%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago

What are the best conventional mortgage rates in Canada?

As of July 26, 2024,

  • The best 1-year fixed conventional mortgage rate is 6.09%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 2-year fixed conventional mortgage rate is 5.14%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 3-year fixed conventional mortgage rate is 4.64%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 4-year fixed conventional mortgage rate is 4.69%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 5-year fixed conventional mortgage rate is 4.39%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
  • The best 5-year variable conventional mortgage rate is 5.45%, which is NaN bps lower than 30 days ago and NaN bps lower than 7 days ago
The calculators and content on this page are provided for general information purposes only. WOWA does not guarantee the accuracy of information shown and is not responsible for any consequences of the use of the calculator.