Community Savings Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Community Savings
Community Savings Credit Union is a credit union located in British Columbia. It was founded in 1944. It primarily serves Greater Vancouver and Vancouver Island.
Community Savings Credit Union was founded in British Columbia in 1944 with roots in the labour movement and a focus on serving working people. That history remains part of its current identity, including its public positioning as “the unions’ credit union” and its stated purpose of uniting working people to build a just world.
Community Savings offers personal and business banking as a member owned financial cooperative. It is recognized as British Columbia’s largest fully unionized credit union and maintains a focus on labour rights, economic inclusion, and community investment.
Its community focused work also includes AnXin Community Savings, a division serving Chinese Canadians and Chinese language communities in British Columbia, and Aria Savings, a credit union brand for Persian Canadians and Farsi language communities. Community Savings combines cooperative financial services with a stated focus on equity, worker support, and financial inclusion.
Provinces served
Number of Members (as of 2025): ~15,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Everyday Chequing
- Standard Fee
- $6.00/mo
- Free Transactions
- 30
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $1,000 in your account.
- This account allows 30 free transactions.
- Maximum Interac e-Transfer per week: $7,000
- This limit may vary depending on the client profile.
- Community Savings Credit Union Everyday Chequing is a $6-per-month chequing account with 30 included eligible transactions per month. The monthly fee is waived when a minimum monthly balance of $1,000 is maintained. It also includes unlimited Exchange/AccuLink ATM and in-branch deposits, buyer protection and extended warranties on most MemberCard purchases, and free clickSWITCH service.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Personal
- Standard Fee
- $2.00/mo
- Free Transactions
- 10
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $1,000 in your account.
- This account allows 10 free transactions.
- Maximum Interac e-Transfer per week: $7,000
- This limit may vary depending on the client profile.
- Community Savings Credit Union Personal is a $2-per-month chequing account with 10 included eligible transactions per month. The monthly fee is waived when a minimum monthly balance of $1,000 is maintained. It also includes free eStatements and cheque images, buyer protection and extended warranties on most MemberCard purchases, and free clickSWITCH service.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
3. Account: Premium
- Standard Fee
- $15.00/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $3,000 in your account.
- The account fee might be waived for seniors.
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per week: $7,000
- This limit may vary depending on the client profile.
- Community Savings Credit Union Premium is a $15-per-month chequing account with unlimited full- and self-service transactions. The monthly fee is waived with a minimum monthly balance of $3,000 and is $0 for members age 60 and older. Free eStatements, personalized cheques, cheque images, unlimited Exchange/AccuLink ATM deposits, and in-branch deposits are included.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Plan24 Savings
- Interest Rate
- 0.05%
- Standard Fee
- Free
- Free Transactions
- 4
- Insurance Limit
- Unlimited
Account details
- This account allows 4 free transactions.
- Maximum Interac e-Transfer per week: $7,000
- This limit may vary depending on the client profile.
- Community Savings Credit Union Plan24 Savings is a no-monthly-fee savings account with interest calculated daily and paid monthly. It includes 4 free transactions per month, free Exchange/AccuLink ATM withdrawals and transfers, automatic payroll deposits, and mobile banking. Unassisted telephone and online bill payments and transfers are also included.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1,002M | +8.7% | +39.7% |
| Loans | $686M | +8.5% | +27.0% |
| Deposits | $943M | +8.4% | +39.7% |
| Loan-to-Deposit Ratio | 72.7% | — | — |
| Mortgages + HELOCs | $483M | +0.4% | N/A |
| Securities | $159M | +31.4% | +62.2% |
| Revenue | $22M | -4.3% | +29.4% |
| Efficiency Ratio | 95.9% | — | — |
| Target Members / Region | Greater Vancouver and Vancouver Island | — | — |
Community Savings Credit Union Deposits, Loans and Revenue in the Past 5 Years
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