Christian Credit Union

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This Page's Content Was Last Updated: July 21, 2026

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Credit Union

Christian

Christian Credit Union is a credit union located in Alberta. It was founded in 1952. It primarily serves Members of the Reformed Christian community in Edmonton.

Christian Credit Union was incorporated in 1952 in Edmonton, Alberta, as Edmonton Christian Reformed Savings and Credit Union. It was founded by Dutch Canadian immigrants connected to the Christian Reformed Church.

Over time, the credit union broadened its membership from its original church connected base to individuals and organizations aligned with its Statement of Faith. In 2003, it amalgamated with Dutch Canadian Savings and Credit Union in Lethbridge, adding a second service location.

Today, Christian Credit Union operates from Edmonton and Lethbridge and offers personal, business, and nonprofit banking services, including accounts, borrowing, mortgages, investments, and related financial advice.

Provinces served

Alberta

Chequing and Savings Accounts

The account-related data on this page was last updated on July 20, 2026.

Chequing Accounts

  • Chequing Account

    1. Account: Freedom

    Standard Fee
    $2.00/mo
    Free Transactions
    Unlimited
    Max e-Transfer / Day
    $10,000
    Insurance Limit
    Unlimited

    Account details

    • This account allows Unlimited free transactions.
    • 2 free Interac e-Transfers are included each month.
    • Maximum Interac e-Transfer per day: $10,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.

    *Interest Rate Breakdown by Balance

    Balance amountInterest rate
    $0 to $9,9990.025%
    $10,000 or over0.05%
    • Christian Credit Union's low-cost chequing account at $2 a month, offering unlimited transactions with only Interac e-Transfers metered separately. It's a good fit for members who transact often but send few e-Transfers, since everything else is uncapped at a fraction of the Unlimited account's cost.

    Deposit Insurance

    Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).

  • Chequing Account

    2. Account: Unlimited

    Standard Fee
    $12.00/mo
    Free Transactions
    Unlimited
    Max e-Transfer / Day
    $10,000
    Insurance Limit
    Unlimited

    Account details

    • This account allows Unlimited free transactions.
    • Maximum Interac e-Transfer per day: $10,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.
    • Christian Credit Union's top-tier chequing account at $12 a month, removing every cap the Freedom account keeps: unlimited transactions, unlimited Interac e-Transfers, and unlimited non-credit-union ATM transactions with Christian CU's own ATM fee waived (the other institution may still charge its own).

    Deposit Insurance

    Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).

Savings Accounts

  • Savings Account

    Account: High Interest Savings

    Interest Rate
    0.55%
    Standard Fee
    Free
    Free Transactions
    1
    Max e-Transfer / Day
    $10,000
    Insurance Limit
    Unlimited

    Account details

    • This account allows 1 free transaction.
    • Maximum Interac e-Transfer per day: $10,000
    • Maximum Interac e-Transfer per week: $10,000
    • This limit may vary depending on the client profile.
    • A savings account with no minimum balance required, earning daily interest at Christian Credit Union's highest savings rate. It includes just one free transaction a month with a steep flat charge on anything beyond that, positioning it firmly as a place to hold savings rather than transact from.

    Deposit Insurance

    Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).

Credit Union Overview

As of: December 31, 2025
Metric20255-Year Change
Assets$279MN/A
Loans$172MN/A
Deposits$252MN/A
Mortgages + HELOCs$73MN/A
Revenue$8MN/A
Efficiency Ratio94.3%
Members~7,000
Branches3
Target Members / RegionMembers of the Reformed Christian community in Edmonton

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Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
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  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.