Christian Credit Union
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Christian
Christian Credit Union is a credit union located in Alberta. It was founded in 1952. It primarily serves Members of the Reformed Christian community in Edmonton.
Christian Credit Union was incorporated in 1952 in Edmonton, Alberta, as Edmonton Christian Reformed Savings and Credit Union. It was founded by Dutch Canadian immigrants connected to the Christian Reformed Church.
Over time, the credit union broadened its membership from its original church connected base to individuals and organizations aligned with its Statement of Faith. In 2003, it amalgamated with Dutch Canadian Savings and Credit Union in Lethbridge, adding a second service location.
Today, Christian Credit Union operates from Edmonton and Lethbridge and offers personal, business, and nonprofit banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
Provinces served
Number of Members (as of 2025): ~7,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Freedom
- Standard Fee
- $2.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- 2 free Interac e-Transfers are included each month.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $9,999 0.025% $10,000 or over 0.05% - Christian Credit Union Freedom is a $2-per-month chequing account with unlimited transactions and 2 free Interac e-Transfers per month. Additional outgoing Interac e-Transfers cost $1.50 each, while incoming e-Transfers are free. The account also earns tiered interest, with higher balances receiving a higher posted rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Chequing Account
2. Account: Unlimited
- Standard Fee
- $12.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Christian Credit Union Unlimited is a $12-per-month chequing account with unlimited transactions and unlimited Interac e-Transfers. It also includes unlimited non-credit-union ATM transactions, with Christian Credit Union’s own ATM fee waived. The ATM operator may still charge a separate fee, and U.S. and international ATM transaction fees continue to apply.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Savings Accounts
Savings Account
Account: High Interest Savings
- Interest Rate
- 0.55%
- Standard Fee
- Free
- Free Transactions
- 1
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 1 free transaction.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Christian Credit Union High Interest Savings is a savings account with no minimum balance requirement and daily interest at Christian Credit Union’s highest posted personal savings rate. It includes 1 free transaction per month, with additional transactions costing $5 each. The account does not require a minimum deposit or balance to earn interest.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Key Financial Metrics and Trends
| Metric | 2025 | 5-Year Change |
|---|---|---|
| Assets | $279M | N/A |
| Loans | $172M | N/A |
| Deposits | $252M | N/A |
| Loan-to-Deposit Ratio | 68.3% | — |
| Mortgages + HELOCs | $73M | N/A |
| Securities | $100M | N/A |
| Revenue | $8M | N/A |
| Efficiency Ratio | 94.3% | — |
| Target Members / Region | Members of the Reformed Christian community in Edmonton | — |
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Contact
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