Prosperity Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Prosperity
Prosperity Credit Union is a credit union located in Saskatchewan. It was founded in 2025 through the merger of Prairie Centre Credit Union, Cypress Credit Union and and Diamond North Credit Union. It primarily serves Rural Saskatchewan communities.
Prosperity Credit Union is a Saskatchewan based credit union formed in 2025 through the merger of Diamond North Credit Union, Prairie Centre Credit Union, and Cypress Credit Union. The merger brought together three rural cooperative institutions with roots in different parts of the province.
Prosperity serves members in rural Saskatchewan with personal, business, and agricultural banking, lending, mortgages, investments, and financial advice. Its work focuses on local relationships, member ownership, and financial services for families, farms, businesses, and communities.
As a member owned cooperative, Prosperity’s stated purpose is connected to the financial well-being of its members and the long term strength of the communities it serves. Its identity reflects rural Saskatchewan, local ownership, and cooperative financial service.
Provinces served
Mortgage Rates
The mortgage rates on this page were last updated on August 5, 2026 at 5:46 PM ET.
| Lender | Term | Rate | |
|---|---|---|---|
| 1-Year Fixed | 4.62% | ||
| 2-Year Fixed | 4.20% | ||
| 3-Year Fixed | 3.91% | ||
| 4-Year Fixed | 4.11% | ||
| 5-Year Fixed | 3.96% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
The GIC rates on this page were last updated on August 5, 2026 at 11:14 AM ET.
| Term | Rate |
|---|---|
| 1-Year | 2.72% |
| 2-Year | 2.60% |
| 3-Year | 2.72% |
| 4-Year | 2.80% |
| 5-Year | 2.92% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Basic Chequing
- Standard Fee
- $4.00/mo
- Free Transactions
- 12
- Insurance Limit
- Unlimited
Account details
- This account allows 12 free transactions.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Chequing Account
2. Account: Premium Chequing
- Standard Fee
- $25.00/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $7,500 in your account.
- This account allows Unlimited free transactions.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Accounts
Savings Account
Account: Everyday Savings
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Account
Account: Premium Savings
- Standard Fee
- Free
- Free Transactions
- 2
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $2.3B | +5.3% | +5.3% |
| Loans | $1.7B | +1.3% | +1.3% |
| Deposits | $2.06B | +5.5% | +5.5% |
| Mortgages + HELOCs | $409M | +0.2% | +0.2% |
| Revenue | $73M | +4.3% | +4.3% |
| Efficiency Ratio | 76.9% | — | — |
| Members | ~35,000 | — | — |
| Branches | 30 | — | — |
| Target Members / Region | Rural Saskatchewan communities | — | — |
Prosperity Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.