Sunshine Coast Credit Union
This Page's Content Was Last Updated: July 21, 2026
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⚠️It merged into Coast Capital Savings Federal Credit Union in 2026 and now operates as a regional subsidiary of it.
Credit Union
Sunshine Coast
Sunshine Coast Credit Union is a credit union located in British Columbia. It was founded in 1941. It primarily serves Sunshine Coast of British Columbia.
Sunshine Coast Financial, formerly Sunshine Coast Credit Union, traces its roots to 1941, when Roberts Creek Credit Union was founded by local residents on British Columbia’s Sunshine Coast. Over time, it grew into a financial institution serving coastal communities in the region.
Sunshine Coast Credit Union offered personal and commercial banking with a focus on local service, member relationships, and community participation. Its work was connected to the residents, businesses, and organizations of the Sunshine Coast.
On May 6, 2026, Sunshine Coast Credit Union merged with Coast Capital Savings and Prospera Credit Union to form Coast Capital Savings Federal Credit Union. It now operates under the Sunshine Coast Financial name within the combined federal credit union organization, maintaining a regional identity as part of a larger cooperative financial institution.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Core
- Standard Fee
- $4.00/mo
- Free Transactions
- 12
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- The account fee might be waived for seniors.
- This account allows 12 free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
- Sunshine Coast Credit Union Core is a $4-per-month chequing account with 12 included in-branch or electronic transactions per month and free Interac e-Transfers. Members age 60 and older receive a $4 monthly fee discount, which waives the account fee. The account includes access through branches, online banking, and mobile banking.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Premium Unlimited
- Standard Fee
- $14.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
- Sunshine Coast Credit Union Premium Unlimited is a $14-per-month chequing account with unlimited in-branch and electronic transactions and free Interac e-Transfers. It includes 2 free Interac ATM withdrawals per month. Members age 60 and older receive a $4 monthly fee discount, reducing the monthly fee to $10 on this account.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Elevate High Interest Savings Account
- Interest Rate
- 0.00%*
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $1 to $4,999 0.00% $5,000 or over 0.75% - Sunshine Coast Credit Union Elevate High Interest Savings Account has no maximum balance and pays a flat interest rate when the balance exceeds $5,000. Interest is calculated on the daily closing balance and paid monthly. Deposits are free, while all other transactions are charged $5 each, including Interac e-Transfers.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: Savings Account
- Interest Rate
- 0.35%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $20,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $20,000
- Maximum Interac e-Transfer per week: $20,000
- This limit may vary depending on the client profile.
- Sunshine Coast Credit Union Savings Account is a no-monthly-fee savings account with no minimum balance requirement. Interest is calculated on the daily closing balance and paid quarterly. Monthly eStatements and deposits made at Sunshine Coast Credit Union branches, ATMs, or night depositories are free, while Interac e-Transfers cost $1.50 each.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Key Financial Metrics and Trends
| Metric | 2024 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $1,013M | +4.9% | +12.8% |
| Loans | $856M | +2.9% | +16.6% |
| Deposits | $853M | +3.9% | +8.0% |
| Loan-to-Deposit Ratio | 100.4% | — | — |
| Mortgages + HELOCs | $499M | -3.9% | +5.1% |
| Securities | $102M | +21.4% | +9.7% |
| Revenue | $24M | +9.1% | 0.0% |
| Efficiency Ratio | 79.9% | — | — |
| Target Members / Region | Sunshine Coast of British Columbia | — | — |
Sunshine Coast Credit Union Deposits, Loans and Revenue in the Past 5 Years
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