Cambrian Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Cambrian
Cambrian Credit Union is a credit union located in Manitoba. It was founded in 1959. It primarily serves Winnipeg and Selkirk.
Cambrian Credit Union was founded in Winnipeg in 1959 as Co-operators Credit Union, originally serving members of Red River Co-op as a closed bond institution. Over time, it expanded through mergers with community and workplace based credit unions, eventually bringing together more than two dozen predecessor organizations into a cooperative serving the Winnipeg and Selkirk markets.
In 1998, Cambrian launched Achieva Financial, a division of Cambrian and one of Canada’s first online only financial institutions. Achieva gave savers a way to bank digitally at a time when online banking was still developing.
Today, Cambrian offers personal and business banking, mortgages, loans, investments, and financial advice. Its cooperative model remains rooted in Manitoba, with a focus on member ownership and accessible financial services.
Provinces served
Mortgage Rates
The mortgage rates on this page were last updated on August 5, 2026 at 5:46 PM ET.
| Lender | Term | Rate | |
|---|---|---|---|
| 6-Month Fixed | 6.50% | ||
| 1-Year Fixed | 5.00% | ||
| 2-Year Fixed | 4.70% | ||
| 3-Year Fixed | 4.19% | ||
| 4-Year Fixed | 4.09% | ||
| 5-Year Fixed | 4.09% | ||
| 5-Year Variable | 3.50% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
The GIC rates on this page were last updated on August 5, 2026 at 11:14 AM ET.
| Term | Rate |
|---|---|
| 1-Year | 3.45% |
| 2-Year | 3.55% |
| 3-Year | 3.60% |
| 4-Year | 3.65% |
| 5-Year | 3.85% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Basic Chequing
- Standard Fee
- $9.50/mo
- Free Transactions
- 30
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 30 free transactions. Maximum 2 of these transactions can be carried out in branch.
- Unlimited free transactions are included with enrollment in direct deposit.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0.00 to $2,999 0.05% $3,000 to $4,999 0.10% $5,000 or over 0.15% Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Connect Account
- Standard Fee
- Free*
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions. All of these transactions can be carried out in branch.
- 3 free Interac e-Transfers are included each month.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0.00 to $2,999 0.05% $3,000 to $4,999 0.10% $5,000 or over 0.15% - *This account is available for youth and students only.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
3. Account: Premium Chequing
- Standard Fee
- $19.50/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions. All of these transactions can be carried out in branch.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0.00 to $2,999 0.05% $3,000 to $4,999 0.10% $5,000 or over 0.15% Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
4. Account: Standard Chequing
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions. Maximum 0 of these transactions can be carried out in branch.
- Unlimited free transactions are included with enrollment in direct deposit.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0.00 to $2,999 0.05% $3,000 to $4,999 0.10% $5,000 or over 0.15% Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: Premium Savings Account
- Interest Rate
- 1.40%
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $3,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions. Maximum 0 of these transactions can be carried out in branch.
- Unlimited free transactions are included with enrollment in direct deposit.
- Maximum Interac e-Transfer per day: $3,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $5.13B | +2.9% | +11.0% |
| Loans | $4.14B | +8.1% | +17.4% |
| Deposits | $4.68B | +2.7% | +10.6% |
| Mortgages + HELOCs | $2.37B | +8.1% | +14.4% |
| Revenue | $103M | +24.1% | +35.5% |
| Efficiency Ratio | 67.1% | — | — |
| Members | ~71,000 | — | — |
| Branches | 11 | — | — |
| Target Members / Region | Winnipeg and Selkirk | — | — |
Cambrian Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
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- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.