Unity Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Unity
Unity Credit Union Limited is a credit union located in Saskatchewan. It was founded in 1941. It primarily serves Unity District.
Unity Credit Union was incorporated on August 28, 1941, in Unity, Saskatchewan, originally as Unity and District Savings and Credit Union Limited. It operates from a single location in Unity and serves the town and surrounding rural communities.
The credit union provides personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and related financial advice. As a member owned cooperative, it is governed by directors elected by its members.
Unity Credit Union shares surplus profits with members and communities through patronage payments, returned service fees, scholarships, donations, and other local support. Member deposits are fully guaranteed through the Credit Union Deposit Guarantee Corporation of Saskatchewan.
Provinces served
Number of Members (as of 2025): ~5,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Member Premium
- Standard Fee
- $10.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Unity Credit Union Limited Member Premium is a $10-per-month chequing account with unlimited debit purchases, cheques, in-branch withdrawals, transfers, bill payments, and external withdrawals. The monthly fee is waived with a $5,000 minimum monthly balance. Deposits, online banking transactions, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Chequing Account
2. Account: Pay as You Go
- Standard Fee
- $1.00/mo
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The account fee may be waived for students and youth.
- The account fee might be waived for seniors.
- This account allows 0 free transactions.
- Point-of-Sale Transaction: $0.50 Cheque: $0.50 In-Branch Withdrawal: $0.50 Transfer (In Branch): $0.50 Bill Payment (In Branch): $0.50 External Withdrawal: $0.50
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Unity Credit Union Pay as You Go is a $1-per-month chequing account with pay-as-you-go pricing. Debit purchases, cheques, in-branch withdrawals and transfers, in-branch bill payments, and external withdrawals cost $0.50 each. Deposits, online banking transactions, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Accounts
Savings Account
Account: PLAN 24® Daily Account
- Standard Fee
- $10.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Unity Credit Union PLAN 24® Daily Account is a $10-per-month interest-bearing savings account with unlimited debit purchases, in-branch withdrawals, transfers, bill payments, and external withdrawals. The monthly fee is waived with a $5,000 minimum monthly balance. Deposits, online banking, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Account
Account: PLAN 24® Investor Account
- Standard Fee
- Free
- Free Transactions
- 5
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 5 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
- Unity Credit Union PLAN 24® Investor Account is a no-monthly-fee interest-bearing account with 5 included transactions per month. Eligible transactions include debit purchases, in-branch withdrawals, transfers, bill payments, and external withdrawals. Additional transactions cost $0.50 each. Deposits, online banking, Saskatchewan credit union ATM services, Interac e-Transfers, and mobile app transactions are free.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $408M | +9.1% | +25.5% |
| Loans | $264M | +6.5% | +25.7% |
| Deposits | $370M | +9.5% | +25.0% |
| Loan-to-Deposit Ratio | 71.4% | — | — |
| Mortgages + HELOCs | $74M | 0.0% | +1.6% |
| Securities | $115M | +6.5% | +22.3% |
| Revenue | $12M | +9.1% | +71.4% |
| Efficiency Ratio | 59.5% | — | — |
| Target Members / Region | Unity District | — | — |
Unity Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
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