Pathwise Credit Union
Pathwise Credit Union is a credit union located in ON. It was founded in 1938. It serves Durham Region.
Pathwise Credit Union was founded on April 2, 1938, in Oshawa, Ontario, originally as Auto Workers Credit Union. It was created to serve General Motors employees and reflected the automotive and industrial history of Oshawa and Durham Region.
Over the following decades, the credit union expanded beyond its original workplace based membership. In 1978, it installed the first ATM in Durham Region. In 2020, it rebranded from Auto Workers Community Credit Union to Pathwise Credit Union, reflecting its broader membership and service area.
Pathwise operates branches in Oshawa and Bowmanville and serves members across Durham Region. It offers personal and business banking, borrowing, mortgages, investments, and financial advice through a member owned cooperative structure.
| Metric | 2025 | YoY Change |
|---|---|---|
| Assets | $547.0M | +29.0% |
| Loans | $454.0M | +23.0% |
| Deposits | $463.0M | +32.7% |
| Mortgages + HELOCs | $385.0M | +18.8% |
| Efficiency Ratio | 100.1% | — |
| Members | 13,000 | — |
| Branches | 2 | — |
| Target Members | Durham Region | — |
Mortgage Rates
| Lender | Term | Rate | |
|---|---|---|---|
| 1-Year Fixed | 5.99% | ||
| 2-Year Fixed | 5.09% | ||
| 3-Year Fixed | 4.29% | ||
| 4-Year Fixed | 4.69% | ||
| 5-Year Fixed | 4.39% | ||
| 5-Year Variable | 4.45% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
| Term | Rate |
|---|---|
| 1-Month | 0.85% |
| 3-Month | 1.10% |
| 6-Month | 1.55% |
| 9-Month | 1.55% |
| 1-Year | 3.70% |
| 1.5-Year | 3.35% |
| 2-Year | 3.80% |
| 3-Year | 3.60% |
| 4-Year | 3.55% |
| 5-Year | 3.70% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
To find more information refer to our lenders report at WOWA.io.
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