Williams Lake and District Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Williams Lake and District
Williams Lake and District Credit Union is a credit union located in British Columbia. It was founded in 1952. It primarily serves Cariboo and Central Coast regions.
Williams Lake and District Credit Union was founded in 1952 and is headquartered in Williams Lake, British Columbia, in the Cariboo region. It serves members in central British Columbia through locations in Williams Lake, 100 Mile House, and Bella Coola.
The credit union offers personal and business banking, borrowing, mortgages, investments, and related financial services. Its service area includes both interior communities and Bella Coola, a remote coastal community connected to the Cariboo by mountain highway and air access.
As a locally governed financial cooperative, Williams Lake and District Credit Union is owned by its members and overseen by a member elected board. Its work focuses on local decision making, member service, and financial support for households, businesses, and communities across its regional service area.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Basic Chequing
- Standard Fee
- $4.95/mo
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $1,000 in your account.
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $70,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Chequing Account
2. Account: Dream Chequing
- Standard Fee
- $29.95/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $70,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Accounts
Savings Account
Account: Basic Savings
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $70,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Savings Account
Account: Dream Savings
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- 2 free transfers to another WLDCU account are included each month.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $70,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), administered by BCFSA.
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $437M | +5.6% | +5.0% |
| Loans | $319M | +7.4% | +18.1% |
| Deposits | $413M | +5.4% | +4.0% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $13M | +8.3% | +44.4% |
| Efficiency Ratio | 83.1% | — | — |
| Members | ~12,000 | — | — |
| Branches | 3 | — | — |
| Target Members / Region | Cariboo and Central Coast regions | — | — |
Williams Lake and District Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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