Rocky Credit Union Ltd.
This Page's Content Was Last Updated: July 21, 2026
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Credit Union
Rocky
Rocky Credit Union Ltd. is a credit union located in Alberta. It was founded in 1976 through the merger of Rocky Mountain House & District Savings & Credit Union and Leslieville Credit Union. It primarily serves Rocky Mountain House and its surrounding rural areas.
Rocky Credit Union was established in 1976 a merger of two credit unions. It operates from a single Rocky Mountain House location in central Alberta and serves personal, business, and agricultural members in Rocky Mountain House and the surrounding region.
The credit union offers banking, borrowing, mortgages, investments, and related financial services. Its structure reflects a local cooperative model, with ownership by members and governance through a board elected by the membership.
Rocky Credit Union also operates a Profit Share program that returns a portion of profits to eligible members based on their financial relationship with the credit union. Its work focuses on local decision making, member service, and financial support for households, farms, businesses, and community organizations in the Rocky Mountain House area.
Provinces served
Number of Members (as of 2025): ~8,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Premiere Account
- Standard Fee
- $21.50/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- Rocky's top-tier chequing account at $21.50 monthly, offering unlimited transactions and unlimited Interac e-Transfers alongside perks the other tiers don't get: free personal cheque orders, three free official cheque orders per month, and a free small safety deposit box.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Chequing Account
2. Account: Select Account
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Debit Transaction: $1.00 Interac e-Transfer: $1.15 ATM Withdrawal (Non-Credit Union): $1.75
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- A no-monthly-fee, pay-as-you-go chequing account for members with light transaction volumes, charging per transaction rather than a flat rate. Electronic and online transfers plus AFT deposits are always free regardless of how many you make, as are online e-statements, so the per-transaction pricing applies mainly to everyday debits.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Savings Accounts
Savings Account
Account: Premium Savings
- Interest Rate
- 0.15%*
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- 5 free Interac e-Transfers are included each month.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $4,999 0.15% $5,000 to $24,999 0.40% $25,000 to $499,999 0.50% $500,000 or over 0.70% - A no-monthly-fee savings account paying tiered interest that climbs with your balance, deliberately built for saving rather than spending: there's no debit card access at all. Online transfers are unlimited and free, but every other transaction type carries a steep flat charge, positioning it as a place to hold funds and move them internally rather than transact from directly.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Savings Account
Account: Select Savings
- Interest Rate
- 0.05%*
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $4,999 0.05% $5,000 and over 0.10% - A no-monthly-fee, pay-as-you-go savings account for members with light transaction volumes, mirroring the Select chequing account's pricing structure. Electronic and online transfers plus AFT deposits are always free regardless of volume, along with online e-statements, so per-transaction charges apply mainly to withdrawals and other debits.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $491M | +3.6% | +20.0% |
| Loans | $294M | +3.2% | +15.3% |
| Deposits | $433M | +3.6% | +19.9% |
| Loan-to-Deposit Ratio | 67.9% | — | — |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Securities | $119M | +19.0% | +133.3% |
| Revenue | $14M | 0.0% | +75.0% |
| Efficiency Ratio | 56.6% | — | — |
| Target Members / Region | Rocky Mountain House and its surrounding rural areas | — | — |
Rocky Credit Union Ltd. Deposits, Loans and Revenue in the Past 5 Years
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