Swan Valley Credit Union Limited
This Page's Content Was Last Updated: July 21, 2026
Important Information
We are not affiliated with Swan Valley Credit Union Limited. We are an informational website that provides information on lenders across Canada and the financial products they offer.
Credit Union
Swan Valley
Swan Valley Credit Union Limited is a credit union located in Manitoba. It was founded in 1953. It primarily serves Swan River Valley region of Western Manitoba.
Swan Valley Credit Union has served the Swan River Valley of northwestern Manitoba since 1953. The region’s cooperative banking history also includes Crestview Credit Union, formed in 1939 as an early credit union in the valley. Swan Valley Credit Union and Crestview merged in 1965.
Headquartered in Swan River, the credit union serves members through locations in Swan River and Benito. It provides personal, agricultural, and commercial banking services, including accounts, borrowing, mortgages, investments, and related financial advice.
As a member owned cooperative, Swan Valley Credit Union focuses on local decision making and financial services for communities in the region. It also supports local organizations, events, programs, and Tigers Credit Union, a student run credit union in the valley.
Provinces served
Number of Members (as of 2025): ~7,000
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Maximizer Chequing & Savings
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $2,499 0.00% $2,500 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.55% - A personal-only account (not available for agricultural or commercial use) offering unlimited monthly transactions as long as you maintain a $2,500 minimum balance. It also earns preferred interest rates on the portion of your closing daily balance above $2,500, paid monthly, making it a good fit for members who can hold that threshold and want both unrestricted transactions and a better return.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Chequing Account
2. Account: Regular Chequing
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $999 0.00% $1,000 to $9,999 0.15% $10,000 to $24,999 0.20% $25,000 to $59,999 0.25% $60,000 or more 0.30% - A no-fee chequing account available to all members, including two free self-serve transactions each month. It earns interest on the portion of your closing daily balance above $10,000, paid monthly, so it rewards members who keep a substantial cushion while still functioning as an everyday account.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Accounts
Savings Account
Account: Maximizer Chequing & Savings
- Interest Rate
- 0.00%*
- Standard Fee
- Free
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $2,499 0.00% $2,500 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.55% - A personal-only account (not available for agricultural or commercial use) offering unlimited monthly transactions as long as you maintain a $2,500 minimum balance. It also earns preferred interest rates on the portion of your closing daily balance above $2,500, paid monthly, making it a good fit for members who can hold that threshold and want both unrestricted transactions and a better return.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Savings Account
Account: Plan 24 Savings
- Interest Rate
- 0.35%*
- Standard Fee
- Free
- Free Transactions
- 2
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 2 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $9,999 0.35% $10,000 to $24,999 0.40% $25,000 to $59,999 0.45% $60,000 or more 0.50% - A no-fee savings account available to all members, including two free self-serve transactions each month. Interest is calculated on your closing daily balance and paid monthly, with SVCU's tiered structure meaning higher portions of your balance earn higher rates.
Deposit Insurance
Deposits are insured by the Deposit Guarantee Corporation of Manitoba (DGCM).
Key Financial Metrics and Trends
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $394M | +7.1% | +15.5% |
| Loans | $294M | +10.1% | +35.5% |
| Deposits | $362M | +7.4% | +13.8% |
| Loan-to-Deposit Ratio | 81.2% | — | — |
| Mortgages + HELOCs | $221M | +11.6% | +30.0% |
| Securities | $47M | -11.3% | -38.2% |
| Revenue | $13M | +18.2% | +44.4% |
| Efficiency Ratio | 68.0% | — | — |
| Target Members / Region | Swan River Valley region of Western Manitoba | — | — |
Swan Valley Credit Union Limited Deposits, Loans and Revenue in the Past 5 Years
For deeper insights into all Canadian lenders, subscribe to our comprehensive Lenders Report, with plans starting at just $100 per month.
Contact
If you're from Swan Valley Credit Union Limited and would like to add or update information on this page, please fill out the form.
Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.