Vision Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Vision
Vision Credit Union is a credit union located in Alberta. It was founded in 1950. It primarily serves East-Central and Northwest Alberta.
Vision Credit Union traces its roots to Camrose, Alberta, where it began around 1950 as a cooperative financial resource for employees at a local seniors care facility. It has since grown into one of Alberta’s larger credit unions while maintaining a focus on rural communities.
Vision offers personal, business, and agricultural banking, including products and advice for farmers and ranchers. The credit union states that member deposits and profits are invested back into Alberta through local loans, mortgages, community contributions, and member dividends.
Its profit sharing program returns a portion of earnings to members. Vision’s work is focused on rural Alberta, local relationships, practical financial service, and support for families, farms, businesses, and communities in the regions it serves.
Provinces served
Mortgage Rates
The mortgage rates on this page were last updated on August 5, 2026 at 5:46 PM ET.
| Lender | Term | Rate | |
|---|---|---|---|
| 1-Year Fixed | 4.49% | ||
| 2-Year Fixed | 3.56% | ||
| 3-Year Fixed | 3.56% | ||
| 4-Year Fixed | 3.74% | ||
| 5-Year Fixed | 3.93% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
The GIC rates on this page were last updated on August 5, 2026 at 11:14 AM ET.
| Term | Rate |
|---|---|
| 1-Month | 2.18% |
| 3-Month | 2.50% |
| 6-Month | 2.81% |
| 1-Year | 3.50% |
| 1.5-Year | 3.75% |
| 2-Year | 3.75% |
| 3-Year | 3.75% |
| 4-Year | 3.88% |
| 5-Year | 4.06% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Everyday Essentials
- Standard Fee
- $4.00/mo
- Free Transactions
- 10
- Insurance Limit
- Unlimited
Account details
- This account allows 10 free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Chequing Account
2. Account: Everyday Premium
- Standard Fee
- $21.00/mo
- Free Transactions
- Unlimited
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- E-Transfers are excluded from the transaction limit and is unlimited.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $4,999 0.00% $5,000 or over 0.05% Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Savings Accounts
Savings Account
Account: Everyday Savings
- Interest Rate
- 0.15%*
- Standard Fee
- Free
- Free Transactions
- 5
- Insurance Limit
- Unlimited
Account details
- This account allows 5 free transactions.
- Interac e-Transfers are included.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $24,999 0.15% $25,000 or over 0.25% Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Savings Account
Account: High Interest Savings Account
- Interest Rate
- 0.05%*
- Standard Fee
- Free
- Free Transactions
- 1
- Insurance Limit
- Unlimited
Account details
- This account allows 1 free transaction.
*Interest Rate Breakdown by Balance
Balance amount Interest rate $0 to $60,000 0.25% $60,000.01 to $150,000 0.35% $150,000.01 or over 0.45% Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Alberta).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $2.66B | +5.5% | +74.2% |
| Loans | $2.07B | +8.5% | +73.2% |
| Deposits | $2.31B | +4.8% | +70.9% |
| Mortgages + HELOCs | N/A | N/A | N/A |
| Revenue | $100M | +5.3% | +127.3% |
| Efficiency Ratio | 48.4% | — | — |
| Members | ~38,000 | — | — |
| Branches | 24 | — | — |
| Target Members / Region | East-Central and Northwest Alberta | — | — |
Vision Credit Union Deposits, Loans and Revenue in the Past 5 Years
For deeper insights into all Canadian lenders, subscribe to our comprehensive Lenders Report, with plans starting at just $100 per month.
Contact
If you're from Vision Credit Union and would like to add or update information on this page, please fill out the form.
Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.