Crossroads Credit Union
This Page's Content Was Last Updated: July 21, 2026
Credit Union
Crossroads
Crossroads Credit Union is a credit union located in Saskatchewan. It was founded in 1959. It primarily serves East-Central Saskatchewan (Canora, Sturgis, Wadena and and Preeceville).
Crossroads Credit Union traces its origins to 1958, when residents of Canora, Saskatchewan, met to establish a local credit union. Canora Credit Union was formally incorporated on April 28, 1959, and initially operated from space connected to a Saskatchewan Wheat Pool elevator.
Now known as Crossroads Credit Union, the institution serves communities in eastern Saskatchewan, including Canora, Preeceville, Sturgis, and Wadena. It offers personal, agricultural, and business banking services, including accounts, borrowing, mortgages, investments, and financial advice.
As a locally owned financial cooperative, Crossroads Credit Union is governed by directors elected by its members. Its work focuses on local decision making, member service, and financial support for households, farms, businesses, and communities in its service area.
Provinces served
Chequing and Savings Accounts
The account-related data on this page was last updated on July 20, 2026.
Chequing Accounts
Chequing Account
1. Account: Essential
- Standard Fee
- $4.00/mo
- Free Transactions
- 12
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 12 free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Chequing Account
2. Account: Loyalty+
- Standard Fee
- $27.00/mo
- Free Transactions
- Unlimited
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- The monthly account fee is waived if you maintain a minimum balance of $5,000 in your account.
- This account allows Unlimited free transactions.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Savings Accounts
Savings Account
Account: Savings Account
- Standard Fee
- Free
- Free Transactions
- 0
- Max e-Transfer / Day
- $10,000
- Insurance Limit
- Unlimited
Account details
- This account allows 0 free transactions. Maximum 2 of these transactions can be carried out in branch.
- Maximum Interac e-Transfer per day: $10,000
- Maximum Interac e-Transfer per week: $10,000
- This limit may vary depending on the client profile.
- No source is available for the account’s interest rate.
Deposit Insurance
Deposits are insured by the Credit Union Deposit Guarantee Corporation (CUDGC Saskatchewan).
Credit Union Overview
| Metric | 2025 | YoY Change | 5-Year Change |
|---|---|---|---|
| Assets | $406M | +8.8% | +23.8% |
| Loans | $297M | +8.4% | +36.2% |
| Deposits | $360M | +8.8% | +20.8% |
| Mortgages + HELOCs | $134M | +8.1% | +135.1% |
| Revenue | $15M | +15.4% | +50.0% |
| Efficiency Ratio | 64.0% | — | — |
| Members | ~7,000 | — | — |
| Branches | 4 | — | — |
| Target Members / Region | East-Central Saskatchewan (Canora, Sturgis, Wadena, and Preeceville) | — | — |
Crossroads Credit Union Deposits, Loans and Revenue in the Past 5 Years
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Contact
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