Affinity Credit Union
Affinity Credit Union is a credit union located in SK. It was founded in 2005 through the merger of Saskatoon Credit Union and many rural Saskatchewan credit unions. It serves Saskatoon, Regina.
Affinity Credit Union is one of Saskatchewan's largest credit unions, headquartered in Saskatoon and serving communities across the province. Formed in 2005 through the consolidation of Saskatchewan credit unions, Affinity operates as a member owned cooperative with a focus on local ownership and community reinvestment.
Affinity states that member deposits are reinvested and circulated in Saskatchewan through loans and mortgages that support individuals, families, farms, businesses, and communities. It offers personal and business banking, mortgages, loans, investments, and financial advice. Its subsidiary, Affinity Insurance, provides home, auto, business, and farm insurance services.
Affinity is also a member of the Global Alliance for Banking on Values, an international network of financial institutions focused on social, environmental, and economic impact through finance.
| Metric | 2025 | YoY Change |
|---|---|---|
| Assets | $8.2B | -1.1% |
| Loans | $6.7B | +7.5% |
| Deposits | $7.8B | +6.0% |
| Mortgages + HELOCs | $2.8B | +8.4% |
| Efficiency Ratio | 63.0% | — |
| Members | 144,000 | — |
| Branches | 49 | — |
| Target Members | Saskatoon, Regina | — |
Mortgage Rates
| Lender | Term | Rate | |
|---|---|---|---|
| 1-Year Fixed | 4.84% | ||
| 2-Year Fixed | 4.29% | ||
| 3-Year Fixed | 3.99% | ||
| 4-Year Fixed | 3.99% | ||
| 5-Year Fixed | 3.99% | ||
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at any time and may be applicable only to certain borrowers. Terms and conditions apply. | |||
GIC Rates
| Term | Rate |
|---|---|
| 1-Year | 2.50% |
| 2-Year | 2.65% |
| 3-Year | 2.80% |
| 4-Year | 2.90% |
| 5-Year | 3.00% |
* Rates are for informational purposes only and reflect the highest rates available. Rates may change at any time and may be applicable only to certain depositors. Terms and conditions apply. | |
To find more information refer to our lenders report at WOWA.io.
Disclaimer:
- Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
- The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
- Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.