Mortgage Rates in Nova Scotia.

As of January 22nd, 2021
Today's Best 5-Year Rate Nova Scotia
1.68%
Fixed
1.55%
Variable
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Best Nova Scotia Mortgage Rates

Best mortgage rates sorted for you by mortgage term length

Mortgage TermFixed RateVariable Rate
1 YEAR TERM
1.64%
Get Rate
No Rate
2 YEAR TERM
1.64%
Get Rate
No Rate
3 YEAR TERM
1.64%
Get Rate
2.45%
Get Rate
4 YEAR TERM
1.64%
Get Rate
No Rate
5 YEAR TERM
1.68%
Get Rate
1.55%
Get Rate

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.

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Current Mortgage Rates Nova Scotia

Find the most up to date mortgage rates tailored to your needs. Just adjust the values below.

Term Length
Type
Home Price
Downpayment
%
Mortgage Amount
Amortization
I am looking to get rates for:
LenderRateMonthly Payment
Canada Life
Canada Life
1.68%
$1,838
Equitable
Equitable
Get This Rate
1.69%
$1,840
FN
FN
Get This Rate
1.74%
$1,851
Simplii Financial
Simplii Financial
1.76%
$1,855
Peoples Bank
Peoples Bank
Get This Rate
1.79%
$1,862
TD
TD
Get This Rate
1.84%
$1,872
BMO
BMO
1.93%
$1,892
motusbank
motusbank
1.95%
$1,896
Tangerine
Tangerine
Get This Rate
1.99%
$1,905
MCAP
MCAP
Get This Rate
2.04%
$1,916
Investors Group
Investors Group
2.04%
$1,916
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Notes

  • Weekly changes compared to January 22nd, 2021
  • These rates are for Prime customers. To qualify, you generally need a good credit score and a steady job.
  • The following rates may not be valid for uninsured mortgages.

Mortgages Rates in Nova Scotia

Nova Scotia is known as Canada’s Ocean Playground and is home to 970,000 people. Halifax accounts for just under half of the province’s population and saw tremendous growth in its real estate market towards the end of 2020. Halifax saw a 30% increase in the number of residential sales in October 2020 compared to October 2019, and the total value of all sales increased by 58.2%. The average residential price in Nova Scotia was $304,590 in October 2020, and $388,418 in Halifax.

The Bank of Nova Scotia, also known as Scotiabank, was established in Halifax in 1832. The other Big Banks, including RBC, TD, BMO, and CIBC, all also operate in Nova Scotia. There are 28 credit unions in Nova Scotia that are regulated by the Office of the Superintendent of Credit Unions. East Coast Credit Union is the largest in Nova Scotia, followed by Credit Union Atlantic and iNova Credit Union. These three credit unions offer mortgages.

Mortgage Brokers

There are 103 licensed mortgage brokers operating in Nova Scotia, 83 of which are based in the province. Mortgage brokers are licensed by Service Nova Scotia and Internal Services.

Some examples include Mortgage Managers Brokerage, Lighthouse Mortgages, East Coast Mortgage, Verico Atlantic Mortgage Consultants, JRB Mortgages, and Nesto.

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.