Credit Union Mortgage Rates

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Credit Unions Across Canada

Credit UnionProvince Served
First Ontario Credit UnionOntario
Kawartha Credit UnionOntario
Meridian Credit UnionOntario
Access Credit UnionManitoba
Assiniboine Credit UnionManitoba
Cambrian Credit UnionManitoba
Steinbach Credit UnionManitoba
Sunova Credit UnionManitoba
Affinity Credit UnionSaskatchewan
Conexus Credit UnionSaskatchewan

Ontario
Credit Unions
Ontario

First Ontario Mortgage Rates

First Ontario
Hamilton

FirstOntario Credit Union is the sixth largest credit union in Ontario, and it has a strong presence in Hamilton, Niagara, and the surrounding regions. FirstOntario Credit Union mortgages are only available for properties located within Ontario. FirstOntario offers fixed-rate, variable-rate, convertible, and high ratio mortgages, with terms of up to seven years.

LenderTermRate
1-Year Fixed2.44%
2-Year Fixed2.09%
3-Year Fixed2.09%
4-Year Fixed2.09%
5-Year Fixed2.09%
7-Year Fixed2.69%
5-Year Variable2.25%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Kawartha Credit Union Mortgage Rates

Kawartha Credit Union
Kawartha

Kawartha Credit Union has 22 branches in Ontario stretching from Cornwall to Parry Sound, with a particular focus on Peterborough and Kingston. You’ll need to be an Ontario resident in order to be eligible for a mortgage with Kawartha Credit Union. Kawartha offers fixed-rate and variable mortgages alongside readvanceable mortgages, agricultural mortgages, and CMHC improvements mortgages.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Meridian Mortgage Rates

Meridian
St. Catharines

With over 92 branches in Ontario, Meridian Credit Union is Canada’s second largest credit union. Meridian’s large number of mortgage products include high ratio mortgages, construction mortgages, all-in-one mortgages combined with a HELOC, self-employed mortgages, and hybrid mortgages. Meridian mortgages are only available for Ontario residents.

LenderTermRate
1-Year Fixed3.09%
2-Year Fixed2.19%
3-Year Fixed2.19%
4-Year Fixed3.89%
5-Year Fixed1.79%
7-Year Fixed2.99%
10-Year Fixed3.29%
5-Year Variable1.45%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Manitoba
Credit Unions
Manitoba

Access Credit Union Mortgage Rates

Access Credit Union
Winnipeg

Access Credit Union offers mortgages only to residents of Manitoba through their large number of branches in Winnipeg and central Manitoba. Alongside traditional mortgages, Access Credit Union also offers home renovation loans, vacation property mortgages, and builder's mortgages.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Assiniboine Credit Union Mortgage Rates

Assiniboine Credit Union
Winnipeg

Assiniboine Credit Union is the second largest credit union in Manitoba, with branches around the Winnipeg area. Assiniboine is only open to residents of Manitoba. Assiniboine offers high-ratio mortgages, construction mortgages, self-employed mortgages, investment property mortgages, vacation property mortgages, Islamic mortgages, commercial mortgages, and home renovation mortgages.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Cambrian Credit Union Mortgage Rates

Cambrian Credit Union
Selkirk

Cambrian Credit Union has 12 branches in the Winnipeg area, with mortgages only available for Manitoba residents. Cambrian makes it easy to build a custom home with a builder’s mortgage. Cambrian also offers investment property mortgages, residential rental property mortgages, mortgages to purchase cottages, and bridge financing.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Steinbach Credit Union Mortgage Rates

Steinbach Credit Union
Steinbach

Steinbach Credit Union (SCU) is the largest credit union in Manitoba and one of the largest in Canada. Open only to residents of Manitoba, Steinbach offers new to Canada mortgages with no income verification, self-build and contract-build mortgages, rental property mortgages, renovation mortgages, commercial mortgages, and vacation property mortgages, along with variable capped mortgage rates.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Sunova Credit Union Mortgage Rates

Sunova Credit Union
Selkirk

Sunova Credit Union is open to residents of Manitoba, with branches in Winnipeg and the surrounding area. Sunova also offers HELOCs, high-ratio insured mortgages, construction mortgages, renovation mortgages, and cashback mortgages, along with 40-year amortizations.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.

Saskatchewan
Credit Unions
Saskatchewan

Affinity Credit Union Mortgage Rates

Affinity Credit Union
Saskatoon

Affinity Credit Union is the 11th largest credit union in Canada, and is only open to residents of Saskatchewan. Affinity offers personal mortgages, commercial mortgages, and agriculture mortgages. For personal mortgages, you can choose between open, closed, and flexible mortgages, an all-in-one mortgage that allows you to combine other loans and products all into one mortgage, and an automatically re-advancing HELOC.

LenderTermRate
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
The calculators and content on this page are provided for general information purposes only. WOWA does not guarantee the accuracy of information shown and is not responsible for any consequences of the use of the calculator.