Desjardins Bank Mortgage Rates

Updated May 25th, 2020

1-Year Fixed2-Year Fixed4-Year Fixed5-Year Fixed5-Year Variable
3.49%
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3.69%
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4.59%
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2.99%
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2.45%
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TermRate
1-Year Fixed
3.49%
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2-Year Fixed
3.69%
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4-Year Fixed
4.59%
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5-Year Fixed
2.99%
Get This Rate
5-Year Variable
2.45%
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Desjardins Bank Background

Desjardins Bank is a Canadian bank that was founded in 1900 by Alphonse Desjardins. They are the largest credit union in North America, with 293 local credit unions operating 1,032 points of service. THey currently have approximately 7 million customers that are primarily located in Quebec and Ontario. Desjardin was originally founded in Levis, Quebec, but is now headquartered in Montreal, Quebec. In addition to retail banking, they also offer several other financial products through their 20 subsidiaries, such as insurance, capital markets services, mortgages and venture capital funds. Desjardin has also become active in 30+ developing countries through technical assistance programs and long-term based investments.

Desjardins Bank Fixed-Rate Mortgages

Desjardins Bank Fixed Rate Mortgages reduce the risk of future interest rate fluctuations by “locking in” a specific interest rate for the term. This can create peace of mind for homeowners, which makes it a fundamentally appealing program for home buyers. If you are arranging a new mortgage for a future or current home, your fixed interest rate can be guaranteed up to 120 days before the closing date of your home. If interest rates go up during that time, you will be guaranteed the lower rate.

Term LengthDesjardins RateBest Rate
1-Year Fixed
3.49%
2.58%
2-Year Fixed
3.69%
2.34%
3-Year Fixed
3.99%
2.29%
4-Year Fixed
4.59%
2.69%
5-Year Fixed
2.99%
2.23%
7-Year Fixed
5.60%
2.99%
10-Year Fixed
6.40%
3.09%

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