Mortgage brokers are professionals who get mortgage offers from multiple lenders for borrowers to choose from. Working with a broker gives you access to rates that often aren't available at bank branches, and some brokerages will buy down their own commission to lower your rate further. Many Mississauga homebuyers and homeowners turn to brokers to shop the market and secure competitive rates, rather than simply accepting their bank's offer, particularly as Mississauga's real estate market remains one of the most active in the Greater Toronto Area. Mortgage brokers don't charge a fee to borrowers; lenders pay them a commission for every mortgage they process.
Butler Mortgage has been at the forefront of mortgage brokering in Canada since its inception in 1995. The brokerage is based out of Toronto and has offices in Toronto and Hamilton. Mississauga residents can visit their offices located in Toronto or Hamilton. The brokerage also offers an easy online application process that lets you get a mortgage without having to leave your home.
The brokerage keeps track of mortgage rates from over 350 Canadian lenders, including banks, credit unions, private lenders, and more, enabling them to offer the lowest rates in the market to their clients. Butler's mortgages come with features such as prepayment options, portability, assumability, and convertibility.
The brokerage offers an up-front rate guarantee to their clients, through which they vow to match or beat a lower rate offered to them by another brokerage. Meanwhile, the brokerage also offers an after-approval rate guarantee. The brokerage keeps scanning the market for a lower rate for you even after you have been approved for a rate. If they find a rate that is at least 0.1% lower than the rate you are approved for, they request your lender to adjust your rate. If the lender refuses to do so, the brokerage allows you to switch lenders for free.
Butler Mortgage's RateGuard Approval ensures that your rate is locked-in for 120 days and does not increase if the rates in the market go up. However, if the rates in the market go down during this time, your rate also drops, which means you get a new lower rate.
Some of the mortgage services offered by the brokerage are:
Based in Toronto, Ontario, Frank Mortgage is a digital mortgage brokerage that provides mortgage solutions across Canada. Founded in 2019, the company aims to simplify the mortgage process by combining technology with licensed mortgage advisors. Frank Mortgage helps borrowers access a range of mortgage options from multiple lenders, including first-time homebuyer mortgages, refinancing, and investment property financing. The brokerage focuses on offering competitive rates and a streamlined online experience that allows borrowers to compare options and complete much of the application process digitally. Customers can also connect with mortgage advisors for guidance throughout the process.
Neo Mortgage, an online lending platform by Neo Financial, provides a fully digital mortgage experience. Borrowers can complete the entire process from home without having to make any branch visits. The application takes only a few minutes to complete and the supporting documentation is also submitted through a digital portal.
Neo Mortgage suggests that the low rates offered by them can save thousands of dollars for their clients. The brokerage's website presently features five lending partners, and the brokerage is working to expand the list. Neo Mortgage encourages borrowers with imperfect credit scores to apply with them; however, the brokerage does not guarantee their approval.
True North Mortgage is a Calgary-based brokerage firm started in 2006 that has 12 store locations across Canada in eight cities: Burnaby, Calgary, Edmonton, Toronto, Windsor, Montreal, and Halifax. Mississauga residents can visit the offices at Square One Shopping Centre or the Toronto locations. Alternatively, they can apply online through the brokerage's website. They can also call, email, request a callback, or submit an online inquiry. In addition to these, the brokerage also offers a unique service called mobile brokers in the Greater Toronto Area. Mobile brokers have flexible hours and meet you at your selected location and time.
According to True North Mortgage, their clients save $3,000 in interest due to the low rates offered by them. The brokerage backs its low rates claim with a low-rate guarantee.
True North Mortgage offers the following mortgage services:
Rate Relief is a short-term product offered through True North Mortgage's in-house lender THINK Financial. It provides a 6-month fixed term at a discounted rate, designed to give borrowers budget room at closing for costs like moving expenses and home repairs. At the end of the term, borrowers can renew with any standard THINK Financial mortgage. If they choose not to stay with THINK Financial, a 1% non-renewal fee applies.
Based out of Mississauga, Clover Mortgage has a team of over 20 mortgage agents and brokers and partners with over 70 lenders, including banks, credit unions and alternative lenders. The brokerage offers over 300 mortgage products, including residential mortgages, HELOC, and debt consolidation solutions. It also offers commercial mortgage solutions such as bridge loans, construction loans, land financing, and more. Borrowers can apply online or get in touch with the brokerage over the phone or in person. Borrowers can check out the latest mortgage rates on the brokerage's website.
Joe Purewal Mortgages is an award-winning mortgage broker with more than two decades of experience, serving clients in Mississauga, Toronto, and throughout the GTA. Known for solving difficult mortgage challenges, Joe specializes in bank declines, self-employed mortgages, bad credit, debt consolidation, tax arrears, and other unique financial situations. Joe and his Team also assist with purchases, renewals, refinancing, investment properties, and mortgage pre-approvals, delivering personalized advice tailored to each client's goals. With access to a wide network of lenders, Joe and his team find solutions where others may not. As of July 2026, Joe Purewal has earned over 950 five-star Google reviews and is recognized as one of Mississauga's most trusted mortgage brokers, helping thousands of clients achieve their homeownership and financial goals.
Mortgage Squad Advisors is an Ontario mortgage brokerage with over 20 years in business. Whether a borrower is looking to buy their first home, refinance, renew, invest, or needs a private, alternative, commercial, or construction mortgage, the brokerage team offers the best options from a wide network of lenders and guides them through the process from start to finish. As of June 2026, the brokerage holds a 4.9 Google rating after 234 reviews.
The brokerage has an AI-powered advisor, Maya, that can answer mortgage questions in less than 30 seconds. Mortgage Squad Advisors focuses on clear advice, competitive mortgage rates, fast communication, and practical solutions for every type of borrower, including self-employed clients, newcomers to Canada, investors, business owners, and clients with unique income or credit situations. The brokerage suggests that its goal is to make the mortgage process easier, more transparent, and better suited to clients' financial goals.
The brokerage serves borrowers in the Greater Toronto Area and the rest of Ontario. Mortgage Squad Advisors can help borrowers compare rates, understand their options, and move forward with confidence, with service that feels personal.
Based out of Mississauga, Clover Mortgage has a team of over 20 mortgage agents and brokers and partners with over 70 lenders, including banks, credit unions and alternative lenders. The brokerage offers over 300 mortgage products, including residential mortgages, HELOC, and debt consolidation solutions. It also offers commercial mortgage solutions such as bridge loans, construction loans, land financing, and more. Borrowers can apply online or get in touch with the brokerage over the phone or in person. Borrowers can check out the latest mortgage rates on the brokerage's website.
Akal Mortgages is a Mississauga-based brokerage firm that offers residential and commercial mortgages, along with small business loans. The brokerage works with a broad network of mortgage lenders, including major banks, credit unions, and private lenders. Borrowers can apply online with the broker of their choice and can receive a pre-approval within 48 hours. Borrowers can check out the latest mortgage rates on the brokerage's website.
Mortgage Diligent is a brokerage offering several kinds of mortgage-related services, including mortgages for the self-employed, mortgages for investment properties, and semi-private loans. The brokerage has a team of over 60 mortgage agents and over 60 lending partners. The brokerage offers over 240 mortgage products and is a part of the Verico mortgage broker network. Borrowers can apply online to get a quote or book a discovery call.
Lotus Loans & Mortgages Corp. is a brokerage offering many kinds of loans, including residential mortgage loans, bad credit loans,construction loans, business loans, and more. The brokerage partners with over 40 mortgage lending institutions. Borrowers can fill out a 2-minute quick application on the brokerage's website to get started.
Mortgage broker networks comprise many independently operating brokerages that are franchisees of the network. These brokers have access to the rates offered by the network, along with other tools and resources provided by them. Some of these networks are also part of larger financial groups. For example, Mortgage Intelligence, Invis, and Verico are all part of the M3 Financial Group.
The Mortgage Centre (MCC) is a Mississauga-based broker network with more than 1,800 brokers and 250 office locations across all 10 provinces in Canada. It is part of the DLC Group.
The network offers mortgage options ranging from cottage and vacation homes, investment properties, land, and commercial mortgages, in addition to new purchases, refinancing, and renewing of residential mortgages. Along with mortgage solutions, The Mortgage Centre offers equipment leasing through EasyLease and mortgage insurance through Manulife Mortgage Protection Plan.
Headquartered in Mississauga, Mortgage Architects also has its network offices in Vancouver, Calgary, Laval, and Halifax. Mortgage Architects has over 50 lending partners in Canada. There are over 150 Mortgage Architects brokers in Mississauga, and you can find the broker close to you through the network’s website. Mortgage Architects has an app called My Mortgage Planner that lets you get pre-qualified in less than 60 seconds. The app also has many tools to help you compare options and see how much mortgage you can afford.
To practice as a mortgage broker in Canada, one has to obtain a license from the regulatory body in the province of their residence. The Financial Services Regulatory Authority of Ontario (FSRA) issues mortgage broker licenses in Ontario. To become a mortgage broker in Ontario, an individual must complete an FSRA-approved course and its examination.
The course is called Ontario Mortgage Broker Education Program (OMBEP) and is offered by Mortgage Professionals Canada (MPC). There are two phases of the course, the first of which is online and the second one is in-person. Another important requirement is that individuals must have held a mortgage agent license for at least 24 months in the immediate 36-month period before applying for a mortgage broker license.
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