Top 10 Mortgage Brokerages in Guelph

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Finding the right mortgage in Guelph has never mattered more. With home prices in Guelph averaging above $700,000, rate and product selection can mean tens of thousands of dollars in savings over the life of your mortgage. Mortgage brokers are licensed professionals with access to multiple lenders who can find you the best available rates. Because brokers receive their compensation from lenders, their service to borrowers is free of charge. Listed below are some of the top brokerages serving Guelph residents, starting with national online brokerages, followed by local options you can meet in person.

Butler Mortgage

Butler Mortgage is a renowned broker that is active in Ontario, British Columbia, and Alberta. The brokerage was founded over two decades ago and is headquartered in Toronto. The nearest offices for the residents of Guelph are those in Toronto and Hamilton. Alternatively, the brokerage offers an online application for borrowers to apply remotely. Borrowers can also call the brokerage's toll-free number to speak to an agent.

According to Butler Mortgage, the brokerage is able to offer the best rates in the market as it tracks rates from over 350 lenders. They work with a range of lenders, including banks, credit unions, and private lenders, enabling them to offer mortgage services to borrowers with all kinds of credit. Butler's mortgages come with features such as prepayment options, portability, assumability, and convertibility.

Butler Mortgage backs its low rate claim with an up-front rate guarantee that suggests that it will match or beat a lower rate offered to clients by another brokerage. The brokerage offers an after-approval rate guarantee as well. This guarantee suggests that the brokerage keeps scanning the market for a lower rate for you even after a lender has approved you. If they come across a rate that is at least 0.1% lower than the rate you are approved for, they request your lender to adjust your rate. In the event that your lender refuses to do so, you can switch to the lender offering the lower rate.

Meanwhile, Butler Mortgage's RateGuard Approval ensures that your rate is locked-in for 120 days and does not increase if the rates in the market go up during this time. However, if the rates in the market go down during the lock-in period, you will automatically get a new lower rate.

Some of the mortgage services offered by the brokerage are:

• New Purchases
• Pre-Approval
• Refinance
• Renewal
• Investment Property
• Vacation/Second Home
• Purchase Plus Improvement

• Construction Mortgages
• HELOC
• Self-Employed Solutions
• Credit Repair
• Mortgages for Newcomers to Canada

Joe Purewal Mortgages

Joe Purewal Mortgages is an award-winning mortgage broker with more than two decades of experience, serving clients in Mississauga, Toronto, and throughout the GTA. Known for solving difficult mortgage challenges, Joe specializes in bank declines, self-employed mortgages, bad credit, debt consolidation, tax arrears, and other unique financial situations. Joe and his Team also assist with purchases, renewals, refinancing, investment properties, and mortgage pre-approvals, delivering personalized advice tailored to each client's goals. With access to a wide network of lenders, Joe and his team find solutions where others may not. As of July 2026, Joe Purewal has earned over 950 five-star Google reviews and is recognized as one of Mississauga's most trusted mortgage brokers, helping thousands of clients achieve their homeownership and financial goals.

Frank Mortgage

Based in Toronto, Ontario, Frank Mortgage is a digital mortgage brokerage that provides mortgage solutions across Canada. Founded in 2019, the company aims to simplify the mortgage process by combining technology with licensed mortgage advisors. Frank Mortgage helps borrowers access a range of mortgage options from multiple lenders, including first-time homebuyer mortgages, refinancing, and investment property financing. The brokerage focuses on offering competitive rates and a streamlined online experience that allows borrowers to compare options and complete much of the application process digitally. Customers can also connect with mortgage advisors for guidance throughout the process.

Guelph Mortgage Architects

3 Speedvale Ave. E

Guelph, ON

Part of the Mortgage Architects broker network, Guelph Mortgage Architects offers brokering services in Guelph, Kitchener, Waterloo, Cambridge, Milton, Fergus, Greater Toronto Hamilton Area (GTHA), and other surrounding areas. The brokerage has access to mortgage products offered by over 50 lenders, and they offer many kinds of mortgage products, including mortgages for bad credit, land-only mortgages, mortgages for self-employed and debt consolidation. The brokerage has a team of several mortgage professionals who can be reached in person, over the phone, or through email. The latest rates are available on the brokerage’s website, and the website lets you apply online as well.

Indi Mortgage Central Ontario

412 Laird Rd #101,

Guelph, ON

Indi Mortgage has been helping Canadians achieve their homeownership and real estate investment goals since 2001. The Guelph office is part of a broader network with locations across Ontario, Alberta, and Atlantic Canada. Mortgage services offered include financing for first-time buyers, repeat buyers, refinancing, renewals, condo mortgages, investment properties, self-employed borrowers, and divorce mortgages. Borrowers can compare mortgage types and features from different lenders, customize their mortgage, run calculations based on different financial scenarios, and sign all documents online. The team can be reached by phone, email, or through the online application on their website.

Diamond Mortgage Group

221 Woolwich St.

Guelph, ON

Diamond Mortgage Group is a Guelph-based brokerage offering many mortgage products, including home renovation loans, investment property mortgages, and commercial mortgages. The brokerage offers giveaways such as game tickets from time to time. The brokerage has an experienced team of mortgage professionals working with over 50 lending institutions. Borrowers can apply online through the brokerage’s website or contact them by phone, email, or through online inquiry.

Mortgage Guys

100 Gordon St,

Guelph, ON

Mortgage Guys is an independently owned brokerage founded in 2015. Headquartered in Guelph, the brokerage also has offices in Hamilton and Mississauga. The brokerage has a team of accredited mortgage professionals offering all kinds of mortgage solutions, including home equity loans, equity-based mortgages, private mortgages and construction loans. The brokerage also offers debt consolidation and credit repair solutions. To get in touch with Mortgage Guys, borrowers can call or e-mail them. Alternatively, borrowers can directly apply online. The brokerage offers rate holds of up to 120 days.

The Mortgage Centre Guelph

125 Norfolk St.,

Guelph, ON

The Mortgage Centre Guelph is a part of The Mortgage Centre broker network that has over 250 locations across Canada. Borrowers can book an appointment through the brokerage’s website or drop them an email. Borrowers can also download the My Mortgage Centre (MCC) mobile app on their phones and use the tools available on the app to plan their mortgages. The mortgage solutions offered by the brokerage include mortgages for rural properties, divorce/separation solutions, new-to-Canada mortgages, second mortgages, and more.

In Canada, many independent brokerages operate as franchises of mortgage broker networks. Due to the volume of their business, mortgage broker networks are often able to negotiate better rates with lenders. Additionally, the brokers in the networks have access to tools and resources provided by the network. Some broker networks are also part of larger financial groups. For example, Mortgage Intelligence, Invis, and Verico are all part of the M3 Financial Group.

Dominion Lending Centres

Dominion Lending Centres Office in Guelph:

Price Team Mortgages

1467 Gordon St #204,

Guelph, ON

With over 350 offices and a team of over 2,900 mortgage experts in Canada, Dominion Lending Centres is among the largest broker networks in the country. The network has more than 90 lending partners. The network brokers have access to numerous tools and resources provided by the network. In addition, the network organizes training sessions for the brokers to help them stay up-to-date with industry standards. The network also has its own mobile application called ‘My Mortgage Toolbox.’

Mortgage brokers in Canada are licensed professionals who are required to complete relevant courses in their province of residence before obtaining a license. The regulatory body for brokers in Ontario is the Financial Services Regulatory Authority of Ontario (FSRA), which is responsible for issuing mortgage broker licenses in the province. To become a mortgage broker in Ontario, an individual must complete an FSRA-approved course and its examination.

The course to be completed is offered by Mortgage Professionals Canada (MPC) and is known as the Ontario Mortgage Broker Education Program (OMBEP). The course has two phases, the first phase is online, and the second one is in-person. Before applying for the mortgage broker license, the applicant must hold a mortgage agent license for at least 24 months in the immediate 36-month period before application.