Top 13 Mortgage Brokerages in Brampton
Mortgage brokers can help Brampton homebuyers find competitive rates by shopping across multiple lenders, from major banks to credit unions and private lenders. They work on behalf of the borrower and are paid a commission by the lender once the mortgage closes, typically 0.5% to 1% of the mortgage amount, so their service costs borrowers nothing. With Brampton's average home price sitting near the $900K mark, working with a broker who can access a wide range of lenders has become especially valuable for borrowers looking to save on mortgage interest costs.
Quick Picks
- Butler Mortgage: Butler Mortgage has decades of experience under its sleeves. The brokerage tracks mortgage rates from over 350 Canadian lenders to provide the best rates to its clients. They offer their clients the lowest rate guarantee and an after-approval rate guarantee.
- nesto: For borrowers looking for a quick and easy digital mortgage solution, nesto is an excellent choice. The brokerage offers the lowest rate guarantee to its clients along with some special rates, such as mortgage rates with extended lock-in periods and cashback mortgages.
- Canadian Mortgage Services: The brokerage has been operational for over three decades and can assist with the most complicated mortgage cases, such as a power of sale notice.
Top Mortgage Brokers in Brampton
Brampton Online Brokerages with Competitive Rates
Established in 1995, Butler Mortgage is one of the leading brokerages in Ontario. The brokerage is headquartered in Toronto and provides mortgages mainly in Ontario, British Columbia and Alberta. In Ontario, they have offices in Toronto, Hamilton and Ottawa; however, most of the process can be completed remotely by phone or online. Residents of Brampton can visit the Toronto office or even work with Butler Mortgage without visiting an office in person.
According to Butler Mortgage, the brokerage tracks mortgage rates from over 350 lenders in Canada that, include banks, credit unions, private lenders, and more. Mortgage products from Butler Mortgage have features such as prepayment options, portability, assumability, and convertibility.
Butler Mortgage offers several rate guarantees to its clients to ensure that they always get the lowest rates. The up-front rate guarantee guarantees that the clients get the best rate from the get-go. The broker also offers an after-approval rate guarantee. Through this guarantee, the brokerage keeps monitoring the market for lower rates than your approved rate. If a lender advertises a rate that is a least 0.1% lower than the approved rate, the brokerage asks your lender to lower the rate for you. If the lender refuses to do so, you may switch to the lender offering the lower rate.
Butler Mortgage's mortgage approval comes with a RateGuard. This ensures that your rate is locked-in for 120-days and does not increase even if rates in the market increase. On the contrary, if the rates in the market drop, you get the new lower rate.
Some of the mortgage services offered by the brokerage are:
- New Purchases
- Pre-Approval
- Refinance
- Renewal
- Investment Property
- Vacation/Second Home
- Purchase Plus Improvement
- Construction Mortgages
- HELOC
- Self-Employed Solutions
- Credit Repair
- Mortgages for Newcomers to Canada
Joe Purewal Mortgages is an award-winning mortgage broker with more than two decades of experience, serving clients in Mississauga, Toronto, and throughout the GTA. Known for solving difficult mortgage challenges, Joe specializes in bank declines, self-employed mortgages, bad credit, debt consolidation, tax arrears, and other unique financial situations. Joe and his Team also assist with purchases, renewals, refinancing, investment properties, and mortgage pre-approvals, delivering personalized advice tailored to each client's goals. With access to a wide network of lenders, Joe and his team find solutions where others may not. As of July 2026, Joe Purewal has earned over 950 five-star Google reviews and is recognized as one of Mississauga's most trusted mortgage brokers, helping thousands of clients achieve their homeownership and financial goals.
Based in Toronto, Ontario, Frank Mortgage is a digital mortgage brokerage that provides mortgage solutions across Canada. Founded in 2019, the company aims to simplify the mortgage process by combining technology with licensed mortgage advisors. Frank Mortgage helps borrowers access a range of mortgage options from multiple lenders, including first-time homebuyer mortgages, refinancing, and investment property financing. The brokerage focuses on offering competitive rates and a streamlined online experience that allows borrowers to compare options and complete much of the application process digitally. Customers can also connect with mortgage advisors for guidance throughout the process.
nesto is a digital mortgage lender founded in 2018 and headquartered in Montreal. Following its 2024 acquisition of CMLS Group, the combined Nesto Group now operates with over 1,250 employees across 12 offices nationwide, with more than 500 of those working within the consumer-facing digital lending arm. nesto's mortgage experts are salaried rather than commission-based, which the company says removes personal incentives from the rate-finding process.
nesto also became a lender in 2022, which has enabled it to offer some unique mortgage products. nesto offers a mortgage rate with a 150-day lock-in period, exceeding the traditional 120-day lock-in period. The brokerage is also one of the few brokerages offering a cash-back mortgage, wherein borrowers can get 1% cash back on the mortgage amount, the maximum for a 5-year term being $13,750. This may be useful for borrowers who need cash for renovations, repairs, or to buy furniture.
There are currently three financing options available offered by nesto:
- New Mortgage
- Mortgage Renewal
- Mortgage Refinance
Local Brampton Mortgage Brokerages
Rakhi Madan Mortgage Broker is a highly regarded brokerage catering to clients in Brampton, Toronto, and the Greater Toronto Area. With 400+ five-star Google reviews (as of June 2025), the brokerage is known for its outstanding service. Led by award-winning broker Rakhi Madan—recognized with honours such as CMP Broker of the Year and Reader’s Choice—the firm brings over 15 years of expertise to the table. Clients benefit from access to 50+ top Canadian lenders, including major banks, credit unions, and private lenders, offering over 7,200 mortgage products. Their services cover everything from first-time homebuyer assistance and renewals to refinancing, self-employed and newcomer mortgages, investment solutions, and more. Personalized advice, long-term support, and wealth-building strategies are central to their approach.
The Brampton-based mortgage brokerage Simplify Mortgage Solutions offers mortgage services across the Toronto Region, Peel Region, Halton Region, York Region, Durham Region, and Newmarket. The brokerage has a team of mortgage brokers and agents. The brokerage’s website provides the contact information for all the agents, and borrowers can contact them directly. Borrowers can apply for a mortgage online, and the brokerage offers mortgage prequalification as well.
Delta Mortgages Inc. is a team of Brampton-based mortgage experts offering insurance and investment services in addition to mortgages. The brokerage offers several tools on its website for borrowers to use. They can directly contact the agent of their choice using the contact information provided on the website or call on the brokerage’s contact number. Borrowers can download the brokerage’s application form through their website as well.
RK Mortgages is a Brampton-based mortgage brokerage with a team having over 20 years of experience. The brokerage offers purchase, renewal and refinance mortgage services, and borrowers can also get mortgage insurance through them. Those looking to get a mortgage can call the brokerage or schedule an appointment for a consultation with them.
RCIG is a Brampton-based mortgage brokerage established in 2014. According to RCIG, borrowers can even get same-day approvals and get money within 48 hours with them. The brokerage offers many kinds of mortgage solutions, including commercial mortgages, private mortgages, and stopping a power of sale. Borrowers can call the brokerage for a consultation or apply through their website.
Goldenstar Mortgages is a local Brampton brokerage that was founded in 2011. The brokerage can help borrowers with mortgages for new purchases, renewal, refinance, investment properties, first-time buyers and more. The brokerage also provides services such as credit improvement, and debt consolidation. Borrowers can apply online or contact the brokerage through phone or e-mail. They can also visit the brokerage’s office in Brampton.
Kingdom Mortgages, is a brokerage based out of Brampton that offers services including residential mortgages, commercial mortgages, debt consolidation, and reverse mortgages. The brokerage provides contact information for its agents through its website so borrowers can contact them directly. Alternatively, borrowers can fill out the contact form on the website or call the brokerage’s phone number to get started.
Canadian Mortgage Services is a brokerage that has been offering mortgage services in the GTA since 1988. The brokerage is based out of Brampton and has a second office in Milton. The brokerage has processed mortgages of over $1 billion to date. The brokerage also has its own mortgage podcast, ‘Will You Mortgage Me.’ The brokerage offers several mortgage solutions, including solutions for complicated situations such as a power of sale. Borrowers can contact the brokerage using the online inquiry form or by directly giving them a call.
Mortgage Broker Networks in Canada
Canada has several mortgage broker networks operating across the country. These networks comprise many independently owned brokerages that operate as franchisees of the network. Due to the large volume of business they bring, networks are often able to negotiate lower rates with the lenders, which are available to the network brokers. Additionally, the brokers in the network also get access to exclusive tools and resources provided by the network. Some of these networks are also part of larger financial groups.
The Mortgage Centre (MCC) is a Mississauga-based broker network with over 1,800 brokers and more than 250 office locations across Canada. Apart from new purchases, refinancing, and renewing of residential mortgages, the mortgage options offered by the network brokers range from cottage and vacation homes to investment properties, land, and commercial mortgages.
About Mortgage Brokers in Ontario
Mortgage brokering is a licensed profession in Canada, and individuals intending to practice as brokers must obtain a license from the licensing authority in their province of residence. For Ontario, the licensing authority is the Financial Services Regulatory Authority of Ontario (FSRA). One must complete an FSRA-approved course and its examination to become a mortgage broker in Ontario.
The course to be undertaken is the Ontario Mortgage Broker Education Program (OMBEP) offered by Mortgage Professionals Canada (MPC). This course has two phases, the first is online, and the second is in-person. Another important requirement is that individuals must have held a mortgage agent license for at least 24 months in the immediate 36-month period before applying for a mortgage broker license.
Disclaimer:
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- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.