Top 14 Mortgage Brokerages in Hamilton
Working with a mortgage broker is often a smarter alternative to going directly to a bank, especially in today's market. A broker has access to mortgage rates from multiple lenders and can shop on your behalf to find the most competitive deal available. In some cases, you may even get a lower rate through a brokerage than you could directly from a lender, as brokers can buy down their commission to pass savings along to you. Hamilton's housing market is stabilizing after a period of price corrections, making it a particularly good time to work with an experienced broker to navigate your options. Brokers are paid a commission by the lender, so their services come at no direct cost to borrowers.
Quick Picks
- Mission35 Mortgages: Mission35 Mortgages is a local Hamilton brokerage founded in 2016. The brokerage has a team of over 50 brokers and agents and offers all kinds of mortgage solutions.
Top Mortgage Brokers in Hamilton
Hamilton Online Brokerages with Competitive Rates
The Toronto-based brokerage has been operational in Ontario, British Columbia, and Alberta for over 25 years. Butler Mortgage is a full-service brokerage that has one branch in Hamilton. The brokerage suggests that it tracks mortgage rates from over 350 lenders to provide the lowest rates in the market to its clients.
Butler Mortgage offers several rate guarantees to its clients. The 'up-front rate guarantee' guarantees that the brokerage will match or beat a lower rate advertised by a competing brokerage. The 'after-approval rate guarantee' means that the brokerage keeps looking for a lower rate for you even after a rate has been locked in. If a lender advertises a rate that is at least 0.1% lower, the brokerage asks your lender to match the rate. If the lender refuses to do so, the brokerage allows you to switch lenders for free.
Types of mortgages and financing options offered by Butler Mortgage include:
- Purchase
- Refinance
- Renewal
- Investment Property
- Vacation/Second Home
- Purchase Plus Improvement
- Construction
- HELOC
- Self-Employed
- New to Canada
Another feature of Butler's mortgages is RateGuard Approval. If the interest rate drops during the 120-day lock-in period, the brokerage ensures that you get the new lower rate.
CornellMortgages.ca is led by Cornell K. Haynes, Mortgage Agent Level 2 with NCompass Financial Inc., licensed under R.D.M. Financial Consultants Ltd. Cornell is a commercial real estate financing specialist in Ontario, focusing on multi-family apartment buildings, mixed-use, retail, and industrial property financing. He has extensive experience with CMHC MLI Select financing and commercial real estate investment strategies.
Based in Hamilton, with office access in Scarborough and Oakville, Cornell provides mobile commercial mortgage services across Ontario, with a strong focus on high-growth and secondary markets throughout the Greater Golden Horseshoe and Southwestern Ontario. Key service regions include Hamilton, Burlington, Oakville, Niagara, Brantford, Guelph, Kitchener-Waterloo, London, Woodstock, and Windsor, with active coverage along the 403/QEW corridor and the Highway 401 corridor west of Toronto.
Cornell works with a wide network of lenders, including major banks, monoline lenders, credit unions, life insurance companies, and private lenders. This enables tailored commercial mortgage solutions for real estate investors, developers, and business owners across a broad range of property types and financing scenarios.
Commercial mortgage financing is available starting at $250,000, with no upper limit. Whether you are acquiring, refinancing, or developing a multi-family or mixed-use property, early planning is critical—especially when structuring CMHC-insured financing or optimizing leverage for long-term cash flow and asset growth.
Clients can apply online at CornellMortgages.ca or submit an inquiry form for a fast response, typically within 12 hours. Digital mortgage applications are encouraged for speed and efficiency.
In addition to commercial real estate financing, Cornell also assists with residential mortgage purchases. He leverages strong lender relationships and exclusive rate offerings to secure competitive terms, while prioritizing key features such as portability, assumability, and flexible prepayment options.
Mortgage Squad Advisors is an Ontario mortgage brokerage with over 20 years in business. Whether a borrower is looking to buy their first home, refinance, renew, invest, or needs a private, alternative, commercial, or construction mortgage, the brokerage team offers the best options from a wide network of lenders and guides them through the process from start to finish. As of June 2026, the brokerage holds a 4.9 Google rating after 234 reviews.
The brokerage has an AI-powered advisor, Maya, that can answer mortgage questions in less than 30 seconds. Mortgage Squad Advisors focuses on clear advice, competitive mortgage rates, fast communication, and practical solutions for every type of borrower, including self-employed clients, newcomers to Canada, investors, business owners, and clients with unique income or credit situations. The brokerage suggests that its goal is to make the mortgage process easier, more transparent, and better suited to clients' financial goals.
The brokerage serves borrowers in the Greater Toronto Area and the rest of Ontario. Mortgage Squad Advisors can help borrowers compare rates, understand their options, and move forward with confidence, with service that feels personal.
Joe Purewal Mortgages is an award-winning mortgage broker with more than two decades of experience, serving clients in Mississauga, Toronto, and throughout the GTA. Known for solving difficult mortgage challenges, Joe specializes in bank declines, self-employed mortgages, bad credit, debt consolidation, tax arrears, and other unique financial situations. Joe and his Team also assist with purchases, renewals, refinancing, investment properties, and mortgage pre-approvals, delivering personalized advice tailored to each client's goals. With access to a wide network of lenders, Joe and his team find solutions where others may not. As of July 2026, Joe Purewal has earned over 950 five-star Google reviews and is recognized as one of Mississauga's most trusted mortgage brokers, helping thousands of clients achieve their homeownership and financial goals.
Based in Toronto, Ontario, Frank Mortgage is a digital mortgage brokerage that provides mortgage solutions across Canada. Founded in 2019, the company aims to simplify the mortgage process by combining technology with licensed mortgage advisors. Frank Mortgage helps borrowers access a range of mortgage options from multiple lenders, including first-time homebuyer mortgages, refinancing, and investment property financing. The brokerage focuses on offering competitive rates and a streamlined online experience that allows borrowers to compare options and complete much of the application process digitally. Customers can also connect with mortgage advisors for guidance throughout the process.
True North Mortgage is a national brokerage based out of Calgary that has several offices across Canada. Although True North Mortgage doesn't have a physical location in Hamilton, borrowers can apply online through their website. Borrowers also have the option of visiting one of their offices in Toronto. Alternatively, they can request a callback, give them a call, or send an email inquiry to the brokerage.
Mortgages offered by True North Mortgage include:
- Vacation and Secondary Homes
- Investment Properties
- Purchase Plus Improvements
- Newcomers to Canada
- Non-Resident Mortgage
- HELOCs
- International Home Purchases
- Self-Employed Mortgages
- Reverse Mortgages
True North Mortgage claims to save an average of $3,000 for its clients with the low mortgage rates offered by them. They also offer a low-rate guarantee to back their low-rate claim. Through this guarantee, the brokerage offers to match or beat a better rate offered by any other brokerage.
True North Mortgage has an in-house lender, THINK Financial, which offers several mortgage products alongside access to other lenders. THINK Financial's Rate Relief product offers a low short-term fixed rate (currently 6-month) for new purchases and switches. If you don't renew with THINK Financial at the end of the term, a 1% administration fee applies. THINK Financial also launched Compass Mortgage in March 2026, an alternative lending product designed for borrowers who fall outside standard prime lending criteria, such as those with non-traditional income sources or multiple properties.
Local Hamilton Mortgage Brokerages
Synergy Mortgage Group is a prominent brokerage based out of Hamilton with a team of over 20 mortgage brokers. The brokerage has access to mortgage rates from over 60 lenders and offers a quick online application. Borrowers can submit applications through their website and check the status of their applications online. Borrowers can alternatively meet with an agent to apply in person or get mortgage advice.
Mission35 Mortgages is a Hamilton-based brokerage with its agents spread across Hamilton, Oakville, Burlington, Stoney Creek, St. Catharines, and Niagara Falls. The brokerage has a team of over 50 mortgage brokers and agents. Apart from new purchases, renewals, and refinance, their mortgage products include bridge financing, closed mortgages, convertible mortgages, hybrid mortgages, open mortgages, and more. Borrowers can apply online through their website or meet one of the agents to start their application.
Empire Mortgage Group is a brokerage headquartered in Hamilton that was founded in 2019. The brokerage has an experienced team of mortgage brokers, agents, and underwriters; and over 60 lending partners. The brokerage offers an online application process. Borrowers can also submit an application with an agent of their choice through the website. Borrowers can also download the brokerage’s mobile application, EMG App, and use it to compare options, take a mortgage stress test, estimate closing costs, and more.
The Hamilton-based brokerage Bold Mortgage Group, was founded in 2012. With a team of highly experienced mortgage professionals, the brokerage provides several mortgage solutions, including debt consolidation, net worth lending, and private mortgages. The brokerage offers its own mobile app that can be used in five different languages. Borrowers can apply through the website or contact one of the brokers directly.
Indi Mortgage (formerly The Personal Mortgage Group) is a local Hamilton brokerage established in 1991. The brokerage offers mortgage solutions for all stages of life - from mortgages for first-time homebuyers to reverse mortgages for retirees. The brokerage also offers solutions for those going through a divorce/separation, investors looking to expand their real estate portfolio, and self-employed borrowers. Borrowers looking to contact the brokerage can send an e-mail message or call one of the team members directly using the contact information posted on the website. They can also schedule an appointment with one of the team members. The brokerage also offers online applications.
Mortgage Broker Networks in Canada
Mortgage broker networks comprise many independently operating brokerages that are franchisees of the network. These brokers have access to the rates offered by the network, along with other tools and resources provided by them. Some of these networks are also part of larger financial groups. For example, Mortgage Intelligence, Invis, and Verico are all part of the M3 Financial Group.
Headquartered in Mississauga, The Mortgage Centre is one of Canada's longest-serving broker networks, founded in 1989. The network operates across all 10 provinces, with over 1,800 brokers and more than 100 offices from Atlantic Canada to British Columbia. It is a subsidiary of the Dominion Lending Centres Group (DLCG), which is publicly traded on the TSX Venture Exchange. The Hamilton-area office featured here is The Mortgage Hub, located at 302 Brucedale Ave East. The network provides its brokers with training programs, marketing resources, and technology tools to help them deliver consistent service to clients.
With a team of over 2,900 mortgage experts, Dominion Lending Centres is one of the largest broker networks in Canada. They have over 350 offices across Canada and work with more than 90 lenders. Dominion Lending Centres strives to provide their clients with exceptional service and the best mortgage rates. They provide access to numerous tools and resources via their mobile app, 'My Mortgage Toolbox.' The brokers in the network are offered various training programs to help them stay up-to-date with industry standards.
About Mortgage Brokers in Ontario
Mortgage brokering is a licensed profession in Canada, and individuals must get licensed in their province of residence to become mortgage brokers. In Ontario, the Financial Services Regulatory Authority of Ontario (FSRA) is responsible for issuing licenses to mortgage brokers. Before applying for a license, individuals must complete an FSRA-approved course and its examination.
The course is offered by Mortgage Professionals Canada (MPC) and is called Ontario Mortgage Broker Education Program (OMBEP). There are two phases of the course, the first of which is online and the second one is in-person. Another important requirement is that individuals must have held a mortgage agent license for at least 24 months in the immediate 36-month period before applying for a mortgage broker license.
Disclaimer:
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- Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.