3-Year Fixed Mortgage Rates

As of December 4th, 2020
Best 3-Year Fixed Rate
1.39%result
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Mortgage Term:

Number of Years

Fixed or Variable

Mortgage Reason:
Home Price:
Downpayment:
%
Mortgage Amount:
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LenderRateWeekly ChangeMonthly Payment
Citadel Mortgages
Citadel Mortgages
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1.39%
3-YEAR FIXED
No change
$1,875
MtgAlliance
MtgAlliance
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1.69%
3-YEAR FIXED
No change
$1,942
FN
FN
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1.74%
3-YEAR FIXED
No change
$1,954
Peoples Bank
Peoples Bank
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1.74%
3-YEAR FIXED
No change
$1,954
Canada Life
Canada Life
1.81%
3-YEAR FIXED
No change
$1,970
Alterna Savings
Alterna Savings
1.89%
3-YEAR FIXED
No change
$1,988
Canadian Western
Canadian Western
1.89%
3-YEAR FIXED
No change
$1,988
motusbank
motusbank
1.95%
3-YEAR FIXED
No change
$2,002
Simplii Financial
Simplii Financial
2.02%
3-YEAR FIXED
0.03%
$2,018
First Ontario
First Ontario
2.04%
3-YEAR FIXED
No change
$2,023
CMLS
CMLS
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2.04%
3-YEAR FIXED
No change
$2,023
BMO
BMO
2.14%
3-YEAR FIXED
No change
$2,046
TD
TD
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2.14%
3-YEAR FIXED
No change
$2,046
Equitable
Equitable
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2.14%
3-YEAR FIXED
No change
$2,046
Tangerine
Tangerine
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2.19%
3-YEAR FIXED
No change
$2,058
RBC
RBC
2.19%
3-YEAR FIXED
No change
$2,058
Desjardins
Desjardins
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3.54%
3-YEAR FIXED
No change
$2,388
National
National
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3.54%
3-YEAR FIXED
No change
$2,388
CIBC
CIBC
3.59%
3-YEAR FIXED
No change
$2,401
DUCA
DUCA
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3.74%
3-YEAR FIXED
0.45%
$2,440
Scotiabank
Scotiabank
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3.79%
3-YEAR FIXED
No change
$2,452

Notes

  • Weekly rate changes based on data from November 27th 2020.
  • These rates are for Prime customers. To qualify, you generally need a good credit score and a steady job.
  • The following rates may not be valid for uninsured mortgages.

Mortgages Rates Between Different Provinces

Mortgage rates in Canada can differ from province to province depending on the availability of lenders, local housing market and mortgage conditions, and provincial regulations. While the Big 5 Banks offer mortgages in every province, many smaller lenders including credit unions, B lenders, and private mortgage lenders often operate in a single province only. A lender offering the best rate in Ontario may not be available in Saskatchewan, for example. Similarly, a smaller number of lenders in a province could mean less competition, leading to higher rates in general.

ProvinceBest 3-Year Fixed Rate
Alberta Alberta
British Columbia British Columbia
Ontario Ontario
Quebec Quebec
Manitoba Manitoba
Saskatchewan Saskatchewan
Nova Scotia Nova Scotia
New Brunswick New Brunswick
Prince Edward Island Prince Edward Island
Newfoundland & Labrador Newfoundland & Labrador

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.