Taux hypothécaires au Montreal.

À partir du 22 octobre 2021

How Do Mortgage Rates in Montreal Compare to Other Major Cities in Canada?

Montreal Mortgage rates are similar to other major cities in Canada such as Toronto and Vancouver, considering that Montreal has a similar sized housing market. This means that lenders are competing to finance real estate transactions, leading to low mortgage rates in Montreal as in Toronto and Vancouver. The biggest difference in Montreal mortgage rates compared to other major cities will be your lender options. Some mortgage lenders who are operating in Toronto may not do business in Montreal, and vice versa. For example, credit unions such as Duca Credit Union and Alterna Savings do not operate outside of Ontario, meaning different lenders may mean different mortgage rates between cities. The majority of lenders however, such as the big 6 banks, online banks, and most regional lenders will operate in both provinces, meaning most rates and lenders will be similar or the same.

Durée du Terme
Type
LenderTaux
First National
First National
2.09%
First National has no branches in Montreal.
motusbank
motusbank
2.09%
MotusBank is a digital bank and has no branches in Montreal.
Laurentian
Laurentian
2.19%
Laurentian Bank has 15 branches in Montreal.
Equitable
Equitable
2.19%
Equitable Bank is a digital bank and has no branches in Montreal.
Meridian
Meridian
2.29%
Meridian Credit Union has no branches in Montreal.
CIBC
CIBC
2.32%
CIBC has over 35 branches in Montreal.
BMO
BMO
2.32%
BMO has 48 branches in Montreal.
Tangerine
Tangerine
2.34%
Tangerine Bank has no branches in Montreal.
Canada Life
Canada Life
2.34%
Canada Life has 3 branches in Montreal.
TD
TD
2.39%
TD Bank has over 50 branches in Montreal.
HSBC
HSBC
2.39%
HSBC has 5 branches in Montreal.
National Bank
National Bank
2.44%
National Bank has over 65 branches in Montreal.
CMLS
CMLS
2.44%
CMLS Financial has 1 branch in Montreal.
MCAP
MCAP
2.49%
MCAP has 1 branch in Montreal.
Scotiabank
Scotiabank
2.49%
Scotiabank has over 30 branches in Montreal.
Simplii Financial
Simplii Financial
2.49%
Simplii Financial is a digital bank and has no branches in Montreal.

Le Montreal en Bref

La ville de Montréal est située le long du fleuve Saint-Laurent, et de la rivière des Prairies dans la région de Montréal, et compte plus de 1,7 millions d'habitants. Les prix de l'immobilier à Montréal ont augmenté de 24% de Novembre 2019 à Novembre 2020, et le prix médian d'une maison à Montréal est de 435 000 dollars. Au long-terme, les prix de l'immobilier à Montréal ont augmenté de 35% sur une période de trois ans de Novembre 2017 à Novembre 2020. Bien que les prix des condominiums (copropriétés) aient diminué dans les plus grandes villes tout au long de 2020 à cause de l'apparition de la pandémie du COVID-19, les prix des condominiums (copropriétés) ont en fait augmenté de 9% à Montréal de Novembre 2019 à Novembre 2020. Le prix médian d'un condominium à Montréal est de 316 000 dollars. Montréal détient le 20ème taux d'imposition foncière le plus bas au Québec parmi toutes les municipalités de plus de 20 000 habitants.
Le Montreal en Bref
ProvinceQuébec
Année d'Installation1642
Année Établie1760
Incorporated Year 1832
Population 1704694
Aire de la Ville431.50 km 2 (166.60 sq mi)
Site Web OfficielSite Web Officiel de la Ville de Montreal

Mortgage Prepayment Limit

Banque ou prêteurLimite annuelle de remboursement anticipéFréquence (par an)
RBC
RBC
10%Une Fois
TD
TD
15%Une Fois
Scotiabank
Scotiabank
Variable, jusqu'à 20%Une Fois
CIBC
CIBC
Variable, jusqu'à 20%Une Fois
BMO
BMO
20% (10% pour l'Hypothèque Futée à Taux Fixe de BMO)Une Fois
HSBC
HSBC
20%Une Fois
Equitable Bank
Equitable Bank
15% - 20%Une Fois
Peoples Bank
Peoples Bank
20%Une Fois
First National
First National
15%Une Fois
motusbank
motusbank
20%Une Fois
Tangerine
Tangerine
25%Plusieurs Fois
Simplii
Simplii
Variable, jusqu'à 20%Plusieurs Fois
MCAP
MCAP
Variable, jusqu'à 20%Plusieurs Fois
Laurentian
Laurentian
15%Une Fois
National Bank
National Bank
10%Plusieurs Fois
Desjardins
Desjardins
15%Plusieurs Fois
CMLS
CMLS
20%Plusieurs Fois
DUCA
DUCA
20%Une Fois
Manulife
Manulife
20%Plusieurs Fois
Alterna Savings
Alterna Savings
20%Une Fois
Calculate your mortgage break or prepayment penalty

Lender Information

LenderNumber of LocationsMortgage Inquiry
Phone #
BMOBMO has 48 branches in Montreal.General Inquiries- 1-844-837-9228
Canada LifeCanada Life has 3 branches in Montreal.No Direct Number
Canadian WesternCanadian Western Bank has no branches in Montreal.No Direct Number
CIBCCIBC has over 35 branches in Montreal.1-866-525-8622
CMLSCMLS Financial has 1 branch in Montreal.1-888-995-2657
DesjardinsDesjardins has over 40 branches in Montreal.1-844-626-2476
EquitableEquitable Bank is a digital bank and has no branches in Montreal.1-888-334-3313
First NationalFirst National has no branches in Montreal.No Direct Number
HSBCHSBC has 5 branches in Montreal.General Inquiries: 1-888-310-4722
ICICIICICI Bank has no branches in Montreal.No Direct Number
Investors GroupInvestors Group has 3 branches in Montreal.No Direct Number
LaurentianLaurentian Bank has 15 branches in Montreal.1-866-522-4655
ManulifeManulife Bank has no branches in Montreal.1-877-765-2265
MCAPMCAP has 1 branch in Montreal.1-800-265-2624
MeridianMeridian Credit Union has no branches in Montreal.1-866-592-2226
motusbankMotusBank is a digital bank and has no branches in Montreal.1-833-696-6887
National BankNational Bank has over 65 branches in Montreal.1-855-755-9533(Option 4)
RBCRBC has 49 branches in Montreal.1-800-769-2511
ScotiabankScotiabank has over 30 branches in Montreal.1-877-303-8879
Simplii FinancialSimplii Financial is a digital bank and has no branches in Montreal.1-888-866-0866
TangerineTangerine Bank has no branches in Montreal.1-888-826-4374
TDTD Bank has over 50 branches in Montreal.1-800-722-3098
True North MortgageTrue North Mortgage has 1 branch in Montreal+1-866-341-3415
This calculator is provided for general information purposes only. WOWA does not guarantee the accuracy of the information shown and is not responsible for any consequence that arise from the use of the calculator and its results. Any financing products shown are subject to terms and conditions and may not be available in certain regions.