4-Year Fixed Mortgage Rates

WOWA Trusted and Transparent
As of February 24th, 2021
Best 4-Year Fixed Rate
1.39%result
Mortgage Term:

Number of Years

Fixed or Variable

Mortgage Reason:
Home Price:
Downpayment:
%
Mortgage Amount:
Click to Open Additional Options
LenderRateWeekly ChangeMonthly Payment
nuborrow
nuborrow
1.39%
4-YEAR FIXED
No change
$1,875
FN
FN
1.69%
4-YEAR FIXED
No change
$1,942
Canada Life
Canada Life
1.72%
4-YEAR FIXED
No change
$1,949
Peoples Bank
Peoples Bank
1.74%
4-YEAR FIXED
No change
$1,954
Coast Capital
Coast Capital
1.79%
4-YEAR FIXED
No change
$1,965
Alterna Savings
Alterna Savings
1.84%
4-YEAR FIXED
No change
$1,977
Canadian Western
Canadian Western
1.84%
4-YEAR FIXED
No change
$1,977
CMLS
CMLS
1.84%
4-YEAR FIXED
No change
$1,977
First Ontario
First Ontario
1.89%
4-YEAR FIXED
No change
$1,988
motusbank
motusbank
1.95%
4-YEAR FIXED
No change
$2,002
Simplii Financial
Simplii Financial
1.96%
4-YEAR FIXED
No change
$2,004
BMO
BMO
1.99%
4-YEAR FIXED
No change
$2,011
Equitable
Equitable
1.99%
4-YEAR FIXED
No change
$2,011
National
National
2.04%
4-YEAR FIXED
No change
$2,023
RBC
RBC
2.09%
4-YEAR FIXED
No change
$2,034
Tangerine
Tangerine
2.19%
4-YEAR FIXED
No change
$2,058
TD
TD
3.74%
4-YEAR FIXED
No change
$2,440
DUCA
DUCA
3.84%
4-YEAR FIXED
No change
$2,465
Scotiabank
Scotiabank
3.89%
4-YEAR FIXED
No change
$2,478
Desjardins
Desjardins
4.09%
4-YEAR FIXED
No change
$2,531
CIBC
CIBC
4.24%
4-YEAR FIXED
No change
$2,571

Notes

  • These rates are for Prime customers. To qualify, you generally need a good credit score and a steady job.
  • The following rates may not be valid for uninsured mortgages.

Mortgages Rates Between Different Provinces

Mortgage rates in Canada can differ from province to province depending on the availability of lenders, local housing market and mortgage conditions, and provincial regulations. While the Big 5 Banks offer mortgages in every province, many smaller lenders including credit unions, B lenders, and private mortgage lenders often operate in a single province only. A lender offering the best rate in Ontario may not be available in Saskatchewan, for example. Similarly, a smaller number of lenders in a province could mean less competition, leading to higher rates in general.

ProvinceBest 4-Year Fixed Rate
Alberta Alberta
British Columbia British Columbia
Ontario Ontario
Quebec Quebec
Saskatchewan Saskatchewan
Nova Scotia Nova Scotia
New Brunswick New Brunswick
Prince Edward Island Prince Edward Island

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.

This calculator is provided for general information purposes only. WOWA does not guarantee the accuracy of information shown and is not responsible for any consequences of the use of the calculator.