4-Year Fixed Mortgage Rates

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As of February 24th, 2021

Best 4-Year Fixed Rate

1.39%

New Purchase

Switch/Transfer

Refinance

Mortgage Term:

Number of Years

Fixed or Variable

Mortgage Reason:

Home Price:

Downpayment:

%

Mortgage Amount:

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Lender	Rate	Weekly Change	Monthly Payment
nuborrow	1.39% 4-YEAR FIXED	No change	$1,875
FN	1.69% 4-YEAR FIXED	No change	$1,942
Canada Life	1.72% 4-YEAR FIXED	No change	$1,949
Peoples Bank	1.74% 4-YEAR FIXED	No change	$1,954
Coast Capital	1.79% 4-YEAR FIXED	No change	$1,965
Alterna Savings	1.84% 4-YEAR FIXED	No change	$1,977
Canadian Western	1.84% 4-YEAR FIXED	No change	$1,977
CMLS	1.84% 4-YEAR FIXED	No change	$1,977
First Ontario	1.89% 4-YEAR FIXED	No change	$1,988
motusbank	1.95% 4-YEAR FIXED	No change	$2,002
Simplii Financial	1.96% 4-YEAR FIXED	No change	$2,004
BMO	1.99% 4-YEAR FIXED	No change	$2,011
Equitable	1.99% 4-YEAR FIXED	No change	$2,011
National	2.04% 4-YEAR FIXED	No change	$2,023
RBC	2.09% 4-YEAR FIXED	No change	$2,034
Tangerine	2.19% 4-YEAR FIXED	No change	$2,058
TD	3.74% 4-YEAR FIXED	No change	$2,440
DUCA	3.84% 4-YEAR FIXED	No change	$2,465
Scotiabank	3.89% 4-YEAR FIXED	No change	$2,478
Desjardins	4.09% 4-YEAR FIXED	No change	$2,531
CIBC	4.24% 4-YEAR FIXED	No change	$2,571

Notes

These rates are for Prime customers. To qualify, you generally need a good credit score and a steady job.
The following rates may not be valid for uninsured mortgages.

Mortgages Rates Between Different Provinces

Mortgage rates in Canada can differ from province to province depending on the availability of lenders, local housing market and mortgage conditions, and provincial regulations. While the Big 5 Banks offer mortgages in every province, many smaller lenders including credit unions, B lenders, and private mortgage lenders often operate in a single province only. A lender offering the best rate in Ontario may not be available in Saskatchewan, for example. Similarly, a smaller number of lenders in a province could mean less competition, leading to higher rates in general.

Province	Best 4-Year Fixed Rate
Alberta	1.69% Find more Alberta mortgage rates
British Columbia	1.69% Find more British Columbia mortgage rates
Ontario	1.39% Find more Ontario mortgage rates
Quebec	1.54% Find more Quebec mortgage rates
Saskatchewan	1.69% Find more Saskatchewan mortgage rates
Nova Scotia	1.69% Find more Nova Scotia mortgage rates
New Brunswick	1.69% Find more New Brunswick mortgage rates
Prince Edward Island	1.69% Find more Prince Edward Island mortgage rates

Best Mortgage Rates

Popular Fixed Mortgage Rates

Popular Variable Mortgage Rates

Calculators and Tools

While we try our best to get you the best rates, we cannot guarantee that they are always accurate. WOWA assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use.

This calculator is provided for general information purposes only. WOWA does not guarantee the accuracy of information shown and is not responsible for any consequences of the use of the calculator.