4-Year Fixed Mortgage Rates

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Lender	Rate	Weekly Change	Monthly Payment
nuborrow Get This Rate	1.69% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$1,942
Peoples Bank Get This Rate	1.74% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$1,954
MCAP Get This Rate	1.84% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$1,977
motusbank	1.89% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$1,988
Alterna Savings	1.94% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$1,999
Canada Life	1.95% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,002
First National Get This Rate	1.99% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,011
Tangerine	2.04% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,023
CMLS Get This Rate	2.04% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,023
Simplii Financial	2.09% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,034
Canadian Western	2.14% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,046
Equitable Get This Rate	2.24% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,069
ATB	2.24% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,069
First Ontario Get This Rate	2.24% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,069
TD Get This Rate	2.29% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,081
Scotiabank Get This Rate	2.39% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,105
National	2.39% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,105
DUCA Get This Rate	2.39% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,105
Manulife Get This Rate	2.49% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,129
RBC	2.59% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,153
HSBC	3.94% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,492
BMO	4.09% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,531
Desjardins Get This Rate	4.09% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,531
Laurentian Get This Rate	4.09% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,531
CIBC	4.24% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,571
Investors Group	4.24% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,571
ICICI Get This Rate	4.29% 4-YEAR FIXED HIGH-RATIO INSURED	No change	$2,584

Mortgages Rates Between Different Provinces

Mortgage rates in Canada can differ from province to province depending on the availability of lenders, local housing market and mortgage conditions, and provincial regulations. While the Big 5 Banks offer mortgages in every province, many smaller lenders including credit unions, B lenders, and private mortgage lenders often operate in a single province only. A lender offering the best rate in Ontario may not be available in Saskatchewan, for example. Similarly, a smaller number of lenders in a province could mean less competition, leading to higher rates in general.

Province	Best 4-Year Fixed Rate
Alberta	1.49% Find more Alberta mortgage rates
British Columbia	1.74% Find more British Columbia mortgage rates
Ontario	1.69% Find more Ontario mortgage rates
Quebec	1.74% Find more Quebec mortgage rates
Manitoba	1.74% Find more Manitoba mortgage rates
Saskatchewan	1.74% Find more Saskatchewan mortgage rates
Nova Scotia	1.49% Find more Nova Scotia mortgage rates
New Brunswick	1.74% Find more New Brunswick mortgage rates
Prince Edward Island	1.49% Find more Prince Edward Island mortgage rates