Comparing RBC's Best Credit Cards 2025

Avion rewards program sets their credit cards apart from other banks. The program allows you to earn points quickly and redeem them for various options, such as travel, shopping at partner retailers, or even paying down your debt.

You can earn Avion points with RBC travel, rewards, and student credit cards. The membership gives you special deals and access to Canada's most extensive bank-owned loyalty program. These perks make RBC Credit Cards to be some of the best credit cards in Canada.

The RBC Avion Rewards program offers its members cash back, Avion points, and cash savings. Members can redeem their points for rewards such as travel, merchandise, and gift cards. To redeem points, you have to become an Avion rewards member. There are 3 tiers of membership, each depending on the type of card you have.

• Avion Select: This is the most basic tier, and it allows you to convert points at the conversion rate of 172 points for $1. Minimum redemption is 2,500 points.

  Avion Select Membership Points Redemption

  

• Avion Premium: You can redeem points on cashback offers and discounts. You can also use points for gift cards, merchandise, and more.

  Avion Elite Membership Points Redemption

  

• Avion Elite: This membership tier allows you to book flights at a fixed cost, which translates into the best redemption rate. You can redeem 100 points for as much as $2.30 with Avion Elite flight prices.

Max redemption value for round trip flights, excluding applicable taxes, surcharges and fees

Source: How many Avion points do you need to travel?

There are several ways you can contact RBC about your credit card. Call their toll-free number at 1-800-769-2512 or visit one of their branches in person. Some customers also have success reaching out to their social media.

You can also send them mail using RBC’s mailing address:
Royal Bank of Canada
10 York Mills Rd. 3rd Floor
Toronto, ON M2P 0A2

All RBC credit cards can be activated online or by phone. There are three ways to activate your card;

1. Online Banking: Sign in with your Client Card/Username and Password. On the Accounts Summary page, select your credit card, which will take you to the Credit Card Account Details page. Select "Activate My Credit Card" and follow the on-screen prompts.
2. Online Activation Tool: If you don't already have Online Banking, visit the online activation tool to sign up. You can also enroll in Online Banking if desired.
3. Phone Call: If you prefer to activate by phone, you can call the following toll-free numbers
   • a. Personal or Business Banking: 1 877 900 5900
   • b. Private Banking: 1 888 769 2585