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Credit Unions in Ontario

This Page's Content Was Last Updated: November 23, 2022
WOWA Simply Know Your Options

Largest Credit Unions in Ontario
(More than 100,000 members)

Meridian

Meridian is a Canadian credit union insured by the Financial Services Regulatory Authority of Ontario. Meridian was formed in 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Insurance, Business Services
  • Branches: 91
  • Members: 391,481
  • Assets: $27,543,687,000
LenderTermRate
/static/img/logos/Meridian-Logo.webp logo
0.5-Year Fixed7.84%
/static/img/logos/Meridian-Logo.webp logo
1-Year Fixed7.74%
/static/img/logos/Meridian-Logo.webp logo
2-Year Fixed7.34%
/static/img/logos/Meridian-Logo.webp logo
3-Year Fixed4.19%
/static/img/logos/Meridian-Logo.webp logo
4-Year Fixed6.74%
/static/img/logos/Meridian-Logo.webp logo
5-Year Fixed4.09%
/static/img/logos/Meridian-Logo.webp logo
7-Year Fixed7.10%
/static/img/logos/Meridian-Logo.webp logo
10-Year Fixed7.25%
/static/img/logos/Meridian-Logo.webp logo
5-Year Variable5.34%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
Alterna Savings

Alterna is the third-largest credit union in Ontario and one of Canada's top 10 Credit Unions. Alterna's major growth event was the April 1, 2005 merger between CS CO-OP and Metro Credit Union. The combined assets were $1.8 billion, and the merger was described as the "first of its size to be approved in Ontario history.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Insurance, Business Services
  • Branches: 43
  • Members: 183,435
  • Assets: $7,976,116,000
LenderTermRate
/static/img/logos/alterna-savings.png logo
1-Year Fixed6.34%
/static/img/logos/alterna-savings.png logo
2-Year Fixed6.24%
/static/img/logos/alterna-savings.png logo
3-Year Fixed4.49%
/static/img/logos/alterna-savings.png logo
4-Year Fixed5.29%
/static/img/logos/alterna-savings.png logo
5-Year Fixed4.29%
/static/img/logos/alterna-savings.png logo
3-Year Variable5.20%
/static/img/logos/alterna-savings.png logo
5-Year Variable5.05%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
First Ontario

FirstOntario is a large Ontario credit union formed by Stelco steel employees. It is now open to the public. Founded in 1939 by a group of Stelco employees.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Business Services
  • Branches: 32
  • Members: 129,093
  • Assets: $6,057,525,000
LenderTermRate
/static/img/logos/firstOntarioLogoFixed.webp logo
0.5-Year Fixed7.59%
/static/img/logos/firstOntarioLogoFixed.webp logo
1-Year Fixed6.04%
/static/img/logos/firstOntarioLogoFixed.webp logo
2-Year Fixed5.34%
/static/img/logos/firstOntarioLogoFixed.webp logo
3-Year Fixed4.94%
/static/img/logos/firstOntarioLogoFixed.webp logo
4-Year Fixed4.99%
/static/img/logos/firstOntarioLogoFixed.webp logo
5-Year Fixed4.79%
/static/img/logos/firstOntarioLogoFixed.webp logo
7-Year Fixed5.59%
/static/img/logos/firstOntarioLogoFixed.webp logo
10-Year Fixed5.99%
/static/img/logos/firstOntarioLogoFixed.webp logo
5-Year Variable5.60%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
Libro Credit Union

Libro Credit Union is a B corp certified credit union based in London, Ontario, Canada. Over 75 years, Libro has merged with over 43 credit unions to access many communities in southern Ontario.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Business Services
  • Branches: 34
  • Members: 117,124
  • Assets: $5,988,820,000

Other Credit Unions in Ontario

NameBranch, Members & AUM
DUCA Credit Union
19 Branches, 93,428 Members and $7,672,141,387 Assets
Libro Credit Union
34 Branches, 117,124 Members and $5,988,820,000 Assets
Your Neighbourhood Credit Union (YNCU)
18 Branches, 50,606 Members and $2,514,338,000 Assets
Kawartha Credit Union
22 Branches, 58,123 Members and $2,203,453,047 Assets
Northern Credit Union
25 Branches, 70,373 Members and $1,828,984,047 Assets
Kindred Credit Union
8 Branches, 28,311 Members and $2,078,881,055 Assets
Tandia Credit Union
10 Branches, 27,727 Members and $1,510,923,857 Assets
Ukrainian Credit Union
18 Branches, 29,277 Members and $1,268,304,608 Assets
Buduchnist Credit Union (BCU)
7 Branches, 17,977 Members and $1,022,867,355 Assets
Mainstreet Credit Union
10 Branches, 25,416 Members and $1,056,568,767 Assets
Penfinancial Credit Union
6 Branches, 19,726 Members and $774,771,240 Assets
Polish Credit Union
6 Branches, 15,122 Members and $553,181,878 Assets
Copperfin Credit Union
4 Branches, 18,076 Members and $562,059,322 Assets
Sudbury Credit Union
6 Branches, 14,708 Members and $562,955,022 Assets
Pathwise Credit Union
2 Branches, 12,159 Members and $385,893,875 Assets
Parama Credit Union
2 Branches, 6,694 Members and $569,813,503 Assets
Motor City Credit Union
3 Branches, 12,668 Members and $566,475,358 Assets
Police Credit Union (OPPA)
6 Branches, 12,459 Members and $374,259,258 Assets
Your Credit Union
4 Branches, 10,269 Members and $386,550,385 Assets
Rapport Credit Union
10 Branches, 14,222 Members and $312,477,003 Assets
Momentum Credit Union
2 Branches and $155,307,955 Assets
Ganaraska Credit Union
2 Branches and $192,209,991 Assets
Kingston Community Credit Union (KCCU)
3 Branches, 12,000 Members and $211,889,378 Assets
Southwest Credit Union
4 Branches, 6,300 Members and $197,000,000 Assets
Oshawa Community Credit Union
1 Branch, 3,200 Members and $143,603,464 Assets
Bay Credit Union
2 Branches, 5,000 Members and $88,846,811 Assets
Dundalk Credit Union
5 Branches, 2,100 Members and $67,851,761 Assets
Educators Credit Union (ECU)
3 Branches
Northern Birch Credit Union
3 Branches and $192,342,419 Assets
Golden Horseshoe Credit Union
2 Branches, 3,200 Members
Ontario Educational Credit Union
2 Branches
Windsor Family Credit Union
14 Branches, 72,567 Members and $5,046,882,244 Assets
Caisse Populaire Alliance
26 Branches, 56,666 Members and $2,426,353,000 Assets
IC Savings & Credit Union
8 Branches, 21,572 Members and $898,011,340 Assets
Comtech Fire Credit Union Ltd
7 Branches, 11,544 Members and $389,462,888 Assets
Moya Financial Credit Union Limited
2 Branches, 5,373 Members and $376,975,143 Assets
Equity Credit Union
1 Branch, 4,045 Members and $344,921,639 Assets
Healthcare & Municipal Employees' Credit Union Limited
6 Branches, 10,807 Members and $273,947,155 Assets
Korean (Toronto) Credit Union
1 Branch and $25,199,242 Assets

Caisse Populaire en Ontario

NomGroupeEmplacement
Caisse Populaire North BayCaisse Alliance North Bay
Caisse Populaire Sturgeon FallsCaisse Alliance Sturgeon Falls
Caisse Populaire TimminsCaisse Alliance Timmins
Caisse Populaire KapuskasingCaisse Alliance Kapuskasing
Caisse Populaire HearstCaisse Alliance Hearst
Caisse Populaire CornwallMouvement Desjardins Cornwall
Caisse Populaire HawkesburyMouvement Desjardins Hawkesbury

Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.