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Credit Unions in Ontario

This Page's Content Was Last Updated: July 3, 2025
WOWA Simply Know Your Options

Largest Credit Unions in Ontario
(More than 100,000 members)

Meridian

Meridian is a Canadian credit union insured by the Financial Services Regulatory Authority of Ontario. Meridian was formed in 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Insurance, Business Services
  • Branches: 87
  • Members: 380,000
  • Assets: $26,649,473,000
Insured
Insurable
Uninsurable
Posted
LenderTermRate
/static/img/logos/Meridian-Logo.webp logo
3-Year Fixed3.99%
/static/img/logos/Meridian-Logo.webp logo
5-Year Fixed4.19%
/static/img/logos/Meridian-Logo.webp logo
5-Year Variable4.04%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
Alterna Savings

Alterna is the third-largest credit union in Ontario and one of Canada's top 10 Credit Unions. Alterna's major growth event was the April 1, 2005 merger between CS CO-OP and Metro Credit Union. The combined assets were $1.8 billion, and the merger was described as the first of its size to be approved in Ontario history.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Insurance, Business Services
  • Branches: 39
  • Members: 206,000
  • Assets: $8,076,763,000
Insured
Insurable
Uninsurable
Posted
LenderTermRate
/static/img/logos/alterna-savings.png logo
6-Month Fixed6.79%
/static/img/logos/alterna-savings.png logo
1-Year Fixed5.39%
/static/img/logos/alterna-savings.png logo
2-Year Fixed5.09%
/static/img/logos/alterna-savings.png logo
3-Year Fixed4.09%
/static/img/logos/alterna-savings.png logo
4-Year Fixed4.54%
/static/img/logos/alterna-savings.png logo
5-Year Fixed4.14%
/static/img/logos/alterna-savings.png logo
3-Year Variable4.75%
/static/img/logos/alterna-savings.png logo
5-Year Variable4.30%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
First Ontario

FirstOntario is a large Ontario credit union formed by Stelco steel employees. It is now open to the public. Founded in 1939 by a group of Stelco employees. Momentum Credit Union joined FirstOntario on July 31, 2024.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Business Services
  • Branches: 29
  • Members: 126,000
  • Assets: $6,585,532,000
Insured
Insurable
Uninsurable
Posted
LenderTermRate
/static/img/logos/firstOntarioLogoFixed.webp logo
6-Month Fixed6.09%
/static/img/logos/firstOntarioLogoFixed.webp logo
1-Year Fixed5.09%
/static/img/logos/firstOntarioLogoFixed.webp logo
2-Year Fixed4.54%
/static/img/logos/firstOntarioLogoFixed.webp logo
3-Year Fixed4.44%
/static/img/logos/firstOntarioLogoFixed.webp logo
4-Year Fixed4.59%
/static/img/logos/firstOntarioLogoFixed.webp logo
5-Year Fixed4.24%
/static/img/logos/firstOntarioLogoFixed.webp logo
7-Year Fixed5.39%
/static/img/logos/firstOntarioLogoFixed.webp logo
10-Year Fixed5.59%
/static/img/logos/firstOntarioLogoFixed.webp logo
5-Year Variable4.55%
* Rates are for informational purposes only and reflect the lowest rates available. Rates may change at anytime and may be applicable only to certain borrowers. Terms and conditions apply.
Libro Credit Union

Libro Credit Union is a B corp certified credit union based in London, Ontario, Canada. Over 75 years, Libro has merged with over 43 credit unions to access many communities in southern Ontario.

  • Services: Everyday Banking, Mortgages, Loans, Investments, Business Services
  • Branches: 34
  • Members: 119,416
  • Assets: $6,231,053,000

Other Credit Unions in Ontario

NameBranch, Members & AUM
DUCA Credit Union
19 Branches, 92,000 Members and $7,547,272,000 Assets
Libro Credit Union
34 Branches, 119,416 Members and $6,231,053,000 Assets
Windsor Family Credit Union
24 Branches, 80,000 Members and $5,200,000,000 Assets
Your Neighbourhood Credit Union (YNCU)
16 Branches, 53,000 Members and $2,643,145,000 Assets
Caisse Populaire Alliance
26 Branches, 55,677 Members and $2,577,729,000 Assets
Northern Credit Union
29 Branches, 88,500 Members and $2,493,000,000 Assets
Kawartha Credit Union
23 Branches, 58,035 Members and $2,315,859,000 Assets
Kindred Credit Union
8 Branches, 29,340 Members and $2,279,075,000 Assets
Golden Horseshoe Credit Union
2 Branches, 3,200 Members
Ontario Educational Credit Union
2 Branches
Tandia Credit Union
8 Branches, 26,770 Members and $1,456,364,000 Assets
Ukrainian Credit Union
16 Branches, 29,000 Members and $1,316,357,000 Assets
Mainstreet Credit Union
10 Branches, 25,000 Members and $1,119,878,931 Assets
Buduchnist Credit Union (BCU)
7 Branches, 23,000 Members and $1,037,413,000 Assets
IC Savings & Credit Union
8 Branches, 18,290 Members and $939,239,608 Assets
Penfinancial Credit Union
6 Branches, 19,202 Members and $797,175,344 Assets
Sudbury Credit Union
6 Branches, 15,000 Members and $608,267,126 Assets
Parama Credit Union
2 Branches, 6,000 Members and $591,595,181 Assets
Motor City Credit Union
2 Branches, 13,000 Members and $576,509,000 Assets
St. Stanislaus-St. Casimir’s Polish Parishes Credit Union Limited
5 Branches, 17,000 Members and $537,560,000 Assets
Pathwise Credit Union
2 Branches, 12,500 Members and $423,713,062 Assets
Moya Financial Credit Union Limited
2 Branches, 5,373 Members and $405,140,093 Assets
Your Credit Union
4 Branches, 10,000 Members and $393,468,000 Assets
Comtech Fire Credit Union Ltd
6 Branches, 12,000 Members and $389,462,888 Assets
Equity Credit Union
1 Branch, 4,200 Members and $370,212,381 Assets
Healthcare & Municipal Employees' Credit Union Limited
6 Branches, 11,000 Members and $329,000,000 Assets
OPPA Credit Union
1 Branch, 8,000 Members and $263,661,340 Assets
Lighthouse Credit Union
1 Branch and $247,987,332 Assets
Southwest Credit Union
4 Branches, 6,300 Members and $230,755,346 Assets
Kingston Community Credit Union (KCCU)
3 Branches, 9,685 Members and $225,063,734 Assets
Ganaraska Credit Union
2 Branches, 4,100 Members and $201,917,876 Assets
Northern Birch Credit Union
3 Branches and $200,887,485 Assets
Oshawa Community Credit Union
1 Branch, 3,200 Members and $144,682,479 Assets
The Energy Credit Union
3 Branches, 3,800 Members and $91,929,216 Assets
Bay Credit Union
2 Branches, 4,500 Members and $88,846,811 Assets
Dundalk District Credit Union
1 Branch, 2,000 Members and $70,932,053 Assets
Korean (Toronto) Credit Union
1 Branch and $27,019,296 Assets

Caisse Populaire en Ontario

NomGroupeEmplacement
Caisse Populaire North BayCaisse Alliance North Bay
Caisse Populaire Sturgeon FallsCaisse Alliance Sturgeon Falls
Caisse Populaire TimminsCaisse Alliance Timmins
Caisse Populaire KapuskasingCaisse Alliance Kapuskasing
Caisse Populaire HearstCaisse Alliance Hearst
Caisse Populaire CornwallMouvement Desjardins Cornwall
Caisse Populaire HawkesburyMouvement Desjardins Hawkesbury

Disclaimer:

  • Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
  • The calculators and content on this page are for general information only. WOWA does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
  • Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
  • Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.