Saskatoon Mortgage Rates

As of September 2, 2026 at 7:34 PM ET

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Lowest Mortgage Rates in Saskatoon

As of September 2, 2026

Term
1-Year Fixed	4.39%	4.59%	4.74%	4.89%
2-Year Fixed	3.94%	4.16%	4.49%	4.64%
3-Year Fixed	3.91%	3.99%	4.64%	4.74%
4-Year Fixed	3.99%	3.99%	4.64%	4.89%
5-Year Fixed	3.99%	3.99%	4.54%	4.94%
3-Year Variable	3.79%	3.79%	3.79%	4.05%
5-Year Variable	3.49%	3.79%	3.79%	4.10%
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Current Mortgage Rates in Saskatoon

As of September 2, 2026 at 7:34 PM ET

Mortgage TermMortgage Term

Mortgage TypeMortgage Type

Mortgage AmountMortgage Amount

Insured/InsurableIs Insured?

Insured

Amortization

Years

Mortgage TermMortgage Term

Mortgage TypeMortgage Type

Lenders	Insured Rates	Fixed	Variable	# of Branches	Main Branches
Affinity Credit Union Create a free account to see moreCreate a free account	Affinity Credit Union Create a free account to see moreCreate a free account	3.99% Payment: $2,627.39/mo	--	Affinity Credit Union has 8 branches in Saskatoon.	City Centre: 130 1st Ave N, Saskatoon, SK
Prosperity Credit Union Create a free account to see moreCreate a free account	Prosperity Credit Union Create a free account to see moreCreate a free account	4.06% Payment: $2,646.39/mo	--	Mainly a Digital Broker	Mainly a Digital Broker
True North Mortgage Create a free account to see moreCreate a free account	True North Mortgage Create a free account to see moreCreate a free account	4.14% Payment: $2,668.19/mo	3.49% Payment: $2,493.71/mo	True North Mortgage has no branches in Saskatoon.	True North Mortgage does not have a physical branch in Saskatoon.
Conexus Credit Union Create a free account to see moreCreate a free account	Conexus Credit Union Create a free account to see moreCreate a free account	4.19% Payment: $2,681.85/mo	3.79% Payment: $2,573.49/mo	Conexus Credit Union has 3 branches in Saskatoon.	Downtown: 201 - 21st Street East Saskatoon, SK
CMLS Create a free account to see moreCreate a free account	CMLS Create a free account to see moreCreate a free account	4.34% Payment: $2,723.07/mo	4.65% Payment: $2,809.21/mo	CMLS has no branches in Saskatoon.	CMLS does not have a physical branch in Saskatoon.
Laurentian Create a free account to see moreCreate a free account	Laurentian Create a free account to see moreCreate a free account	4.39% Payment: $2,736.87/mo	4.10% Payment: $2,657.28/mo	Laurentian has no branches in Saskatoon.	Laurentian does not have a physical branch in Saskatoon.
Innovation Credit Union Create a free account to see moreCreate a free account	Innovation Credit Union Create a free account to see moreCreate a free account	4.39% Payment: $2,736.87/mo	4.35% Payment: $2,725.82/mo	Mainly a Digital Broker	Mainly a Digital Broker
Manulife Create a free account to see moreCreate a free account	Manulife Create a free account to see moreCreate a free account	4.39% Payment: $2,736.87/mo	4.45% Payment: $2,753.48/mo	Manulife has no branches in Saskatoon.	Manulife does not have a physical branch in Saskatoon.
IG Wealth Management Create a free account to see moreCreate a free account	IG Wealth Management Create a free account to see moreCreate a free account	4.49% Payment: $2,764.59/mo	3.75% Payment: $2,562.78/mo	Mainly a Digital Broker	Mainly a Digital Broker
Tangerine Create a free account to see moreCreate a free account	Tangerine Create a free account to see moreCreate a free account	4.49% Payment: $2,764.59/mo	4.00% Payment: $2,630.10/mo	Tangerine is a digital bank and has no branches in Saskatoon.	Tangerine does not have a physical branch in Saskatoon.
Equitable Create a free account to see moreCreate a free account	Equitable Create a free account to see moreCreate a free account	4.54% Payment: $2,778.49/mo	3.60% Payment: $2,522.81/mo	Equitable Bank is a digital bank and has no branches in Saskatoon.	Equitable does not have a physical branch in Saskatoon.
CIBC Check More Rates	CIBC More From CIBC	4.59% Payment: $2,792.44/mo	3.95% Payment: $2,616.57/mo	CIBC has 29 branches in Saskatoon.	Central Business District: 201 - 21st Street East Saskatoon, SK
First National Create a free account to see moreCreate a free account	First National Create a free account to see moreCreate a free account	4.64% Payment: $2,806.41/mo	3.70% Payment: $2,549.42/mo	First National has no branches in Saskatoon.	First National does not have a physical location in Saskatoon.
National Bank Create a free account to see moreCreate a free account	National Bank Create a free account to see moreCreate a free account	4.69% Payment: $2,820.42/mo	4.10% Payment: $2,657.28/mo	National Bank has no branches in Saskatoon.	National Bank does not have a physical branch in Saskatoon.
BMO	BMO More From BMO	4.74% Payment: $2,834.47/mo	4.10% Payment: $2,657.28/mo	BMO has 7 branches in Saskatoon.	Central Business District: 101 2nd Ave N, Saskatoon, SK
TD Check More Rates	TD More From TD	4.84% Payment: $2,862.65/mo	4.24% Payment: $2,695.56/mo	TD has 6 branches in Saskatoon.	Central Business District: 211 19th Street East Unit 101, Saskatoon, SK
RBC Check More Rates	RBC More From RBC	4.89% Payment: $2,876.79/mo	3.95% Payment: $2,616.57/mo	RBC has 11 branches in Saskatoon.	Central Business District: 154 1st Ave S, Saskatoon, SK
Simplii Financial Create a free account to see moreCreate a free account	Simplii Financial Create a free account to see moreCreate a free account	4.94% Payment: $2,890.97/mo	4.10% Payment: $2,657.28/mo	Simplii Financial is a digital bank and has no branches in Saskatoon.	Simplii Financial does not have a physical branch in Saskatoon.
Community Trust Create a free account to see moreCreate a free account	Community Trust Create a free account to see moreCreate a free account	5.59% Payment: $3,078.20/mo	--	Mainly a Digital Broker	Mainly a Digital Broker

What are the best mortgage rates in Saskatoon?

As of September 2, 2026,

The best 1-year fixed insured mortgage rate is 4.39%, which is offered by True North Mortgage
The best 2-year fixed insured mortgage rate is 3.94%, which is offered by True North Mortgage
The best 3-year fixed insured mortgage rate is 3.91%, which is offered by Prosperity Credit Union
The best 4-year fixed insured mortgage rate is 3.99%, which is offered by Prosperity Credit Union
The best 5-year fixed insured mortgage rate is 3.99%, which is offered by Affinity Credit Union
The best 5-year variable insured mortgage rate is 3.49%, which is offered by True North Mortgage
The best 0.5-year fixed insured mortgage rate is 2.49%, which is offered by True North Mortgage

Saskatoon at a Glance

The City of Saskatoon is located along the South Saskatchewan River in the Rural Municipality of Corman Park and is home to over 246K residents. The population of Saskatoon increased by 11% from 2011 to 2016. Saskatoon real estate prices increased by 9% from October 2019 to October 2020 and the median price of a home in Saskatoon is $330K. From the long-term perspective, Saskatoon real estate prices decreased slightly by 2% from December 2017 to December 2019. While new listings on the Saskatoon real estate market increased slightly by 4% from October 2019 to October 2020, real estate inventory decreased significantly by 44% over the same time period.

Lender Information

Lender	Number of Locations	Mortgage Inquiry Phone #
Affinity Credit Union	Affinity Credit Union has 8 branches in Saskatoon.
BMO	BMO has 7 branches in Saskatoon.
Canada Life	Canada Life has 1 branch in Saskatoon.
Canadian Western	Canadian Western has 2 branches in Saskatoon.
CIBC	CIBC has 29 branches in Saskatoon.
Citadel Mortgages	Citadel Mortgages has no branches in Saskatoon.
CMLS	CMLS has no branches in Saskatoon.
Conexus Credit Union	Conexus Credit Union has 3 branches in Saskatoon.
Desjardins	Desjardins has no branches in Saskatoon.
Dominion Lending	N/A
Equitable	Equitable Bank is a digital bank and has no branches in Saskatoon.
First National	First National has no branches in Saskatoon.
HSBC	HSBC has 1 branch in Saskatoon.
Investors Group	IG Wealth Management has 1 office in Saskatoon.
Laurentian	Laurentian has no branches in Saskatoon.
Manulife	Manulife has no branches in Saskatoon.
Mortgage Alliance	Mortgage Alliance has no branches in Saskatoon.
National Bank	National Bank has no branches in Saskatoon.
QuestMortgage	QuestMortgage is a digital broker with no branches.
RBC	RBC has 11 branches in Saskatoon.
Rocket Mortgage	Rocket Mortgage has no branches in Saskatoon.
Scotiabank	Scotiabank has 8 branches in Saskatoon.
Simplii Financial	Simplii Financial is a digital bank and has no branches in Saskatoon.
Tangerine	Tangerine is a digital bank and has no branches in Saskatoon.
TD	TD has 6 branches in Saskatoon.
True North Mortgage	True North Mortgage has no branches in Saskatoon.

Disclaimer:

Any analysis or commentary reflects the opinions of WOWA.ca analysts and should not be considered financial advice. Please consult a licensed professional before making any decisions.
The calculators and content on this page are for general information only. WOWA® does not guarantee the accuracy and is not responsible for any consequences of using the calculator.
Financial institutions and brokerages may compensate us for connecting customers to them through payments for advertisements, clicks, and leads.
Interest rates are sourced from financial institutions' websites or provided to us directly. Real estate data is sourced from the Canadian Real Estate Association (CREA) and regional boards' websites and documents.